CONSUMER CREDIT REPORT V2.

0
CLIENT ID: 027FZ01141 DATE: 17-03-2023
REPORT ORDER NO.: 4630824966, 4630824965 TIME: 15:30:34
REFERENCE NUMBER:

Consumer Name: SATHEESHKUMAR R

Personal Information Identification Contact Details
Previous Name: PAN: FUHPS2755E Home :
Alias Name: Voter ID: Office :
DOB: 15-07-1997 Passport ID: Mobile : 8754339235
Age: 25 Years 8 Months UID: XXXXXXXXXXXX Alt. Home/Other No. :
Gender: Male Driver's License: Alt. Office :
Total Income: Ration Card: 23G0180847 Alt. Mobile :
Occupation: Photo Credit Card: Email:
ID - Other: 19EOTVVG7BTR
NREGA card number:
CKYC:

Consumer Address:
Type Address State Postal Date Reported
N/A NI 1-5/2315 MANNAR NAYAKKAR STREET TN 625512 31-01-2023
KONDAMANAYAKKANPATTI ANDIPATTI THE NI

Equifax Score(s):
Score Name Score Scoring Factors
Equifax Risk Score - Retail - 3.1 577 1 . Retail - Derogatory trade occurences
2 . Retail - Delinquency or past due amount occurences
3 . Retail - Number of or lack of closed trades
4 . Retail - Number of or lack of credit cards

Account Summary :
Number of Open Accounts:
Number of Open Accounts:
Total Accounts:
Total Sanction Amount:
Number of Open Accounts:
Recent Account:
Consolidated Credit Summary
OVERALL
1 Number of Past Due Accounts: 0 Total Outstanding Balance: Rs.1,99,922
RETAIL
1 Number of Past Due Accounts: 0 Total Outstanding Balance: Rs.1,99,922
1 Total Past Due Amount: 0.00 Recent Account: Education Loan on
02-02-2015
Rs.2,21,885 Total High Credit: 0 Oldest Account: Education Loan on
02-02-2015
MICROFINANCE
Number of Past Due Accounts: Total Outstanding Balance:
Installment amount: Total Past Due Amount:

Account Details:

Copyright © 2010 Equifax Credit Information Services Private Limited -1-

 CONSUMER CREDIT REPORT V2.0
CLIENT ID: 027FZ01141 DATE: 17-03-2023
REPORT ORDER NO.: 4630824966, 4630824965 TIME: 15:30:34
REFERENCE NUMBER:

Accounts
RETAIL
Acct # ********** Balance: Rs.1,99,922 Open: Yes Date Reported: 31-01-2023
Institution: BANK Past Due Amount: Interest Rate: 0013.000 Date Opened: 02-02-2015
Type: Education Loan Last Payment: Last Payment Date: Date Closed:
Ownership Type: Individual Write-off Amount: Sanction Amount : Rs.2,21,885 Reason:

Repayment Tenure: 187 Monthly Payment Amount: Rs.3,471 Credit Limit: Collateral Value:
Dispute Code: Term Frequency: Monthly Collateral Type:

Account status:Restructured Loan

Asset Classification: Standard
Suit Filed Status:

History
Account Status : RES RES RES RES RES RES RES RES RES RES RES RES RES RES RES RES RES RES 60+ 01+ STD STD STD STD
Asset Classification : STD STD STD STD STD STD STD SUB SUB SUB SUB SUB SUB STD STD STD STD STD STD STD STD STD STD STD
Suit Filed Status : * * * * * * * * * * * * * * * * * * * * * * * *
01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21 08-21 07-21 06-21 05-21 04-21 03-21 02-21

STD STD STD STD STD STD STD STD STD STD STD STD STD 30+ STD STD STD STD STD STD STD STD STD STD

STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD

* * * * * * * * * * * * * * * * * * * * * * * *
01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19 10-19 09-19 08-19 07-19 06-19 05-19 04-19 03-19 02-19

Enquiries:
Institution Date Time Purpose Amount

Input Enquiry:
Personal & Account Information ID & Phone Numbers Contact Details
Consumer’s First Name : Satheeshkumar R PAN: FUHPS2755E Address Information 1:
Father : Ramachandran Voter ID: Address : Tamil Nadu - 625512
DOB : 15-07-1997 Passport ID: State : TN
Gender : Male UID: Postal : 625512
Inquiry / Request Purpose : Secured Credit Card Driver's License: Address Information 2:
Member ID / Unique Account Number: Ration ID: Address :
Transaction Amount: ID - Other: State :
Inquiry Account 1: ID - Other: Postal :
Inquiry Account 2: Home Phone : Address Information 3:
Inquiry Account 3: Mobile Phone : Address :
Inquiry Account 4: Other Phone : State :
Postal :
Branch ID :
Kendra / Centre ID :

Glossary, Terms and Explanations:

Copyright © 2010 Equifax Credit Information Services Private Limited -2-

 CONSUMER CREDIT REPORT V2.0
CLIENT ID: 027FZ01141 DATE: 17-03-2023
REPORT ORDER NO.: 4630824966, 4630824965 TIME: 15:30:34
REFERENCE NUMBER:

History
Code Description
000 current account
CLSD Paid or closed account/zero balance
NEW New Account
LNSB Loan Submitted
LAND Loan Approved - Not yet disbursed
INAC Account is Inactive
CON Contact Member for Status
01+ 1-29 days past due
30+ 30-59 days past due
DEC Loan Declined
60+ 60-89 days past due
SPM Special Mention
SUB Sub-standard
RES Restructured Loan
RGM Restructured Loan - Govt Mandate
RNC Restructured Loan - Natural Calamity
SET Settled
SF Suit Filed
90+ 90-119 days past due
120+ 120-179 days past due
180+ 180-359 days past due
360+ 360-539 days past due
540+ 540-719 days past due
720+ 720 or more days past due
DBT Doubtful
FPD First Payment Default
WDF Willful Default
PWOS Post Written Off Settled
WOF Charge Off/Written Off
Non-Delnqt Non-Delinquent
STD Standard
SUB Sub-standard
DBT Doubtful
LOSS Loss
SPM Special Mention Account
SFR Suit Filed-Restructured
SF Suit Filed
WDF Willful Default
SFWD Suit Filed-Willful Default
WOF Written Off
SFWO Suit Filed and Written Off
WDWO Willful Default and Written Off
SWDW Suit Filed, Willful Default and Written Off
SET Settled
* Data Not Reported
RCV Restructured Due to COVID19
PWOS Post Write Off Settled
PWOC Post Write Off Closed
RC Restructured and Closed
AS Auctioned and Settled

Copyright © 2010 Equifax Credit Information Services Private Limited -3-

 CONSUMER CREDIT REPORT V2.0
CLIENT ID: 027FZ01141 DATE: 17-03-2023
REPORT ORDER NO.: 4630824966, 4630824965 TIME: 15:30:34
REFERENCE NUMBER:

RPS Repossessed and Settled

GI Guarantee Invoked
CAN Cancelled

Contact Us: Phone: 1800 209 3247 Fax: +91-22-6112-7950 Email: ecissupport@equifax.com

This report is to be used subject to and in compliance with the Membership agreement entered into between the Member/Specified User and Equifax Credit
Information Services Private Limited ("ECIS"), in the case of Members/Specified Users of ECIS. In other cases, the use of this report is governed by the
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The information contained in this report is derived from various Members/sources which are not controlled by ECIS. ECIS provides this report on a best
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Copyright © 2010 Equifax Credit Information Services Private Limited -4-

CONSUMER CIR
CONSUMER: SATHEESHKUMAR R DATE:17-03-2023

MEMBER ID: SF84501001_8 TIME: 16:31:35

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 5,60,87,87,001

CONSUMER INFORMATION:
NAME: SATHEESHKUMAR R RAMACHANDRAN

DATE OF BIRTH: 15-07-1997 GENDER: MALE

CIBIL TRANSUNION SCORE(S):

SCORE NAME SCORE SCORING FACTORS

CREDITVISION® SCORE
659 1:
2:
PRESENCE OF DELINQUENCY
PRESENCE OF DELINQUENCY IN THE RECENT PAST
3: PRESENCE OF SEVERE DELINQUENCY AS OF RECENT UPDATE
4: LOW CREDIT AGE

POSSIBLE RANGE FOR CREDITVISION® SCORE

Consumer with at least one trade on the bureau in last 36 months : 300 (High risk) to 900 (low risk)
Consumer not in CIBIL database or history older than 36 months : -1

* At least one tradeline with information updated in last 36 months is required.

IDENTIFICATION(S):
IDENTIFICATION TYPE IDENTIFICATION NUMBER ISSUE DATE EXPIRATION DATE

INCOME TAX ID NUMBER (PAN) FUHPS2755E

DRIVER'S LICENSE NUMBER TN6020180005310

RATION CARD NUMBER 23/G/0180847

UNIVERSAL ID NUMBER (UID) 391148537644

TELEPHONE(S):
TELEPHONE TYPE TELEPHONE NUMBER TELEPHONE EXTENSION

MOBILE PHONE 8754339235

MOBILE PHONE 9600343100

NOT CLASSIFIED 9600343100

EMAIL CONTACT(S):

© 2022 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 1 OF 4

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: SATHEESHKUMAR R DATE:17-03-2023

MEMBER ID: SF84501001_8 TIME: 16:31:35

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 5,60,87,87,001

ADDRESS(ES):

ADDRESS :1-5/23/5 MANNAR NAYAKKAR STREET KONDAMANAYAKKAN PATTI ANDIPATTI THENI THENI 625512 TAMIL NADU 625512

CATEGORY:NOT CATEGORIZED RESIDENCE CODE:OWNED DATE REPORTED:31-07-2022

ADDRESS :NI 1-5/2315, MANNAR NAYAKKAR STREET KONDAMANAYAKKANPATTI ANDIPATTI THENI TAMIL NADU 625512

CATEGORY:NOT CATEGORIZED RESIDENCE CODE: DATE REPORTED:28-02-2015

ADDRESS :1-4-39,MANNAR NAYAKKARSTREET,KONDAMANAIC KANPATTY MADURAI THENI TAMIL NADU 625512

CATEGORY:NOT CATEGORIZED RESIDENCE CODE: DATE REPORTED:12-01-2015

EMPLOYMENT INFORMATION:
ACCOUNT TYPE DATE OCCUPATION CODE INCOME NET / GROSS INCOME MONTHLY / ANNUAL
REPORTED INDICATOR INCOME INDICATOR

TWO-WHEELER LOAN 28-02-2023 OTHERS Not Available Not Available Not Available

SUMMARY:
ACCOUNT(S)
ACCOUNT TYPE ACCOUNTS ADVANCES BALANCES DATE OPENED

All Accounts TOTAL: 3 HIGH CR/SANC. AMT: 3,20,208 CURRENT: 2,40,170 RECENT: 05-11-2022

OVERDUE: 1 OVERDUE: 3,270 OLDEST: 02-02-2015

ZERO-BALANCE: 0

ENQUIRIES
ENQUIRY PURPOSE TOTAL PAST 30 DAYS PAST 12 MONTHS PAST 24 MONTHS RECENT

All Enquiries 5 0 3 1 09-01-2023

ACCOUNT(S):

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 11-08-2020 SANCTIONED: 63,323

ACCOUNT NUMBER: NOT
DISCLOSED
TYPE: TWO-WHEELER LOAN
OWNERSHIP: INDIVIDUAL
LAST PAYMENT: 30-09-2022 CURRENT BALANCE: 3,270
REPORTED AND CERTIFIED: OVERDUE: 3,270
28-02-2023 EMI: 3,285
PMT HIST START: 01-02-2023 PMT FREQ: MONTHLY
PMT HIST END: 01-08-2020 REPAYMENT TENURE: 24
INTEREST RATE: 22.086
ACTUAL PAYMENT: 75,820

© 2022 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 2 OF 4

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: SATHEESHKUMAR R DATE:17-03-2023

MEMBER ID: SF84501001_8 TIME: 16:31:35

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 5,60,87,87,001

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

205 177 146 115 085 054 055 024 023 024 022 023 020 023 023 053 023 022
02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21

000 000 000 000 000 000 000 000 000 000 000 000 000
08-21 07-21 06-21 05-21 04-21 03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 05-11-2022 SANCTIONED: 35,000

ACCOUNT NUMBER: NOT REPORTED AND CERTIFIED: CURRENT BALANCE: 35,000
DISCLOSED 28-02-2023
TYPE: GOLD LOAN PMT HIST START: 01-02-2023
OWNERSHIP: INDIVIDUAL PMT HIST END: 01-12-2022

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000

02-23 01-23 12-22

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 02-02-2015 SANCTIONED: 2,21,885 CREDIT FACILITY STATUS:
ACCOUNT NUMBER: NOT LAST PAYMENT: 03-11-2020 CURRENT BALANCE: 2,01,900 RESTRUCTURED DUE TO
DISCLOSED REPORTED AND CERTIFIED: EMI: 3,471 COVID-19
TYPE: EDUCATION LOAN 28-02-2023 PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-02-2023 REPAYMENT TENURE: 187
PMT HIST END: 01-03-2020 INTEREST RATE: 13.00

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD STD STD STD STD STD STD STD 283 253 222 192 161 133 102 089 059 029
02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21

STD 089 029 STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD
08-21 07-21 06-21 05-21 04-21 03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20

ENQUIRIES:

MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT

NOT DISCLOSED 09-01-2023 PERSONAL LOAN 3,000

NOT DISCLOSED 25-10-2022 CONSUMER LOAN 10,000

NOT DISCLOSED 01-08-2022 CREDIT CARD 10,000

NOT DISCLOSED 05-11-2021 CONSUMER LOAN 28,000

NOT DISCLOSED 02-12-2020 OTHER 1

© 2022 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 3 OF 4

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: SATHEESHKUMAR R DATE:17-03-2023

MEMBER ID: SF84501001_8 TIME: 16:31:35

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 5,60,87,87,001

END OF REPORT ON SATHEESHKUMAR R

All information contained in this credit report has been collated by TransUnion CIBIL Limited ( TU CIBIL) based on information provided/ submitted by
its various members("Members"), as part of periodic data submission and Members are required to ensure accuracy, completeness and veracity of the
information submitted. The credit report is generated using the proprietary search and match logic of TU CIBIL. TU CIBIL uses its best efforts to ensure
accuracy, completeness and veracity of the information contained in the Report, and shall only be liable and / or responsible if any discrepancies are directly
attributable to TU CIBIL. The use of this report is governed by the terms and conditions of the Operating Rules for TU CIBIL and its Members.

© 2022 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 4 OF 4

TransUnion CIBIL CIN : U72300MH2000PLC128359