Consented Consumer Credit Report

CLIENT ID: DATE: 2022-11-17

576342541
REPORT ORDER NO.: TIME: 11:17:42
REFERENCE NUMBER: cb86ace39a7e2d5a420175a087bf2f32

Consumer Name: PRAJAPATI RUSHABH DINESHCHANDRA

Personal Information Identification Contact Details
Previous Name: PAN: AJDPP5001C Home:02652412625
Alias Name: Voter ID: Office:
DOB: 1972-01-10 Passport ID: Mobile: 9328255951
Age: 50 Years 0 Months UID: XXXXXXXXXXXX Alt. Home/Other No.: 02653294095
Gender: Male Driver's License: Alt. Office:
Total Income: Rs. Ration Card: Alt. Mobile: 9328255952
Occupation: SELF EMPLOYED Photo Credit Card: Email: BIJAL1979@YAHOO.CO.IN
ID - Other:

Consumer Address:
Type Address State Postal Date Reported
- UNIT-303 FLOOR-3RD JALSA TOWER C S NO OLD GJ 391101 2022-09-30
RS 169 FP96 BLOCK 133 SEVASI TP-1 BESIDE
CANAL 30 MTR RD OPP SEARS TOWER GOTRI-
SEVASI MAIN RD VADODARA SEVA SI
Primary UNIT-303 FLOOR-3RD JALSA TOWER C S NO OLD GJ 391101 2022-09-30
RS 169 FP96 BLOCK 133 SEVASI TP-1 BESIDE
CANAL 30 MTR RD OPP SEARS TOWER GOTRI-
SEVASI MAIN RD VADODARA-391101
Permanent H NO 45 VEDANT DUPLEX 45 SUN PHARMA R AN GJ 390012 2022-09-01
D D SUN PHARMA ROAD NR CORPORATION GARD
EN SUN PHARMA ROAD
Primary C 95 PRAMUKH SWAMI NAGAR O P ROAD BH GJ 390015 2018-03-31
AIMS OXYGEN VADODARA
Primary C-95 PRAMUKH SWAMI NAGAR B/H AIM OXYGEN GJ 390007 2014-05-31
O P ROAD VADODARA

Score:
Name Value
M001 706

Recent Activity :
Recent Activity (last 90 days)
Total Inquiries : 2 Accounts opened: 0 Accounts Updated: 5 Accounts Delinquent: 0

Summary*:
Credit Report Summary
Number of Accounts : 11 Total Balance Amount : Rs. 1797460.00 Recent Account : 25-01-2022
Number of Open Accounts : 4 Total Past Due Amount : Rs. 0.00 Oldest Account : 13-08-2009
Number of Past Due Accounts : 0 Total High Credit : Rs. 256151.00 Total Credit Limit : Rs. 315000.0
Number of Write-off Accounts : 0 Total Sanction Amount : Rs. 2402351.00 Single Highest Credit : Rs. 154922.00
Number of Zero Balance Total Monthly Payment Single Highest Sanction
Accounts : 1 Amount : Rs. 13065.00 Amount : Rs. 1500000.00
Most Severe Status < 24 Months
:
Average Open Balance : Rs. 449365.00 Single Highest Balance : Rs. 1372984.00

*As per data reported at a tradeline level in the account details section
Account Details:
Accounts

Acct # **********
Institution : BANK
Balance : Rs. 0 Open : Yes
Type : Credit Card
Past Due Amount : Rs. 0 Interest Rate : - Date Reported : 2022-09-30
Ownership Type : Individual
Last Payment : Rs. 10671 Last Payment Date : 2022-08-10 Date Opened : 2012-07-25
Repayment Tenure : -
Write-off Amount : Rs. - Sanction Amount : Rs.- Date Closed : -
Dispute Code : -
Institution Type: - Credit Limit : Rs. 200000 Reason : -
Monthly Payment Amount :Rs.- Collateral Value : Rs.- Account status : Current Account
Term Frequency : Monthly Collateral Type : -

Acct # **********
Institution : FINANCE
Balance : Rs. 1372984 Open : Yes
Type : Housing Loan
Past Due Amount : Rs. 0 Interest Rate : - Date Reported : 2022-09-30
Ownership Type : Joint Account
Last Payment : Rs. - Last Payment Date : 2022-09-25 Date Opened : 2018-03-28
Repayment Tenure : 240
Write-off Amount : Rs. - Sanction Amount : Rs.1500000 Date Closed : -
Dispute Code : -
Institution Type: - Credit Limit : Rs. - Reason : -
Monthly Payment Amount :Rs.13065 Collateral Value : Rs.- Account status : Current Account
Term Frequency : Monthly Collateral Type : -

Acct # **********
Institution : FINANCE
Balance : Rs. 422526 Open : Yes
Type : Auto Loan
Past Due Amount : Rs. 0 Interest Rate : - Date Reported : 2022-09-30
Ownership Type : Individual
Last Payment : Rs. - Last Payment Date : 2022-09-05 Date Opened : 2020-09-07
Repayment Tenure : -
Write-off Amount : Rs. - Sanction Amount : Rs.902351 Date Closed : -
Dispute Code : -
Institution Type: - Credit Limit : Rs. - Reason : -
Monthly Payment Amount :Rs.- Collateral Value : Rs.- Account status : Current Account
Term Frequency : - Collateral Type : -

Acct # **********
Institution : FINANCE
Balance : Rs. -1 Open : No
Type : Credit Card
Past Due Amount : Rs. 0 Interest Rate : 42.000 Date Reported : 2022-09-14
Ownership Type : Individual
Last Payment : Rs. - Last Payment Date : 2022-04-12 Date Opened : 2022-01-25
Repayment Tenure : -
Write-off Amount : Rs. - Sanction Amount : Rs.- Date Closed : 2022-01-25
Dispute Code : -
Institution Type: - Credit Limit : Rs. 60000 Reason : Closed or Paid Account/Zero Balance
Monthly Payment Amount :Rs.- Collateral Value : Rs.- Account status : Current Account
Term Frequency : Monthly Collateral Type : -

Acct # **********
Institution : BANK
Balance : Rs. 1950 Open : Yes
Type : Credit Card
Past Due Amount : Rs. - Interest Rate : - Date Reported : 2022-09-01
Ownership Type : Individual
Last Payment : Rs. - Last Payment Date : 2022-06-27 Date Opened : 2019-10-22
Repayment Tenure : -
Write-off Amount : Rs. - Sanction Amount : Rs.- Date Closed : -
Dispute Code : -
Institution Type: - Credit Limit : Rs. 115000 Reason : -
Monthly Payment Amount :Rs.- Collateral Value : Rs.- Account status : Current Account
Term Frequency : - Collateral Type : -

Acct # **********
Institution : FINANCE
Balance : Rs. 0 Open : No
Type : Housing Loan
Past Due Amount : Rs. 0 Interest Rate : 10 Date Reported : 2022-03-31
Ownership Type : Guarantor
Last Payment : Rs. 864000 Last Payment Date : 2022-03-02 Date Opened : 2009-08-13
Repayment Tenure : 180
Write-off Amount : Rs. - Sanction Amount : Rs.400000 Date Closed : 2022-03-09
Dispute Code : -
Institution Type: - Credit Limit : Rs. - Reason : Closed Account
Monthly Payment Amount :Rs.4800 Collateral Value : Rs.- Account status : Closed Account
Term Frequency : Monthly Collateral Type : -

Acct # **********
Institution : BANK
Balance : Rs. 0 Open : No
Type : Commercial Vehicle Loan
Past Due Amount : Rs. 0 Interest Rate : - Date Reported : 2018-03-31
Ownership Type : Joint Account
Last Payment : Rs. - Last Payment Date : 2018-03-13 Date Opened : 2016-05-05
Repayment Tenure : -
Write-off Amount : Rs. - Sanction Amount : Rs.1200000 Date Closed : 2018-03-13
Dispute Code : -
Institution Type: - Credit Limit : Rs. - Reason : Closed Account
Monthly Payment Amount :Rs.- Collateral Value : Rs.- Account status : Closed Account
Term Frequency : - Collateral Type : -
Acct # **********
Institution : BANK
Type : Commercial Vehicle Loan
Ownership Type : Joint Account
Repayment Tenure : -
Dispute Code : -
Balance : Rs. 0
Past Due Amount : Rs. 0
Last Payment : Rs. -
Write-off Amount : Rs. -
Institution Type: -
Monthly Payment Amount :Rs.-
Term Frequency : -
Open : No
Interest Rate : -
Last Payment Date : 2015-05-15
Sanction Amount : Rs.2150000
Credit Limit : Rs. -
Collateral Value : Rs.-
Collateral Type : -
Date Reported : 2015-07-31
Date Opened : 2012-06-22
Date Closed : 2015-07-28
Reason : Closed Account
Account status : Closed Account

Acct # **********
Institution : FINANCE
Balance : Rs. 0 Open : No
Type : Auto Loan
Past Due Amount : Rs. 0 Interest Rate : - Date Reported : 2014-05-31
Ownership Type : Joint Account
Last Payment : Rs. - Last Payment Date : 2012-10-10 Date Opened : 2009-10-16
Repayment Tenure : -
Write-off Amount : Rs. - Sanction Amount : Rs.317000 Date Closed : 2014-05-15
Dispute Code : -
Institution Type: - Credit Limit : Rs. - Reason : Closed Account
Monthly Payment Amount :Rs.- Collateral Value : Rs.- Account status : Closed Account
Term Frequency : - Collateral Type : -

Acct # **********
Institution : BANK
Balance : Rs. 0 Open : No
Type : Auto Loan
Past Due Amount : Rs. 0 Interest Rate : - Date Reported : 2013-07-31
Ownership Type : Joint Account
Last Payment : Rs. - Last Payment Date : 2013-06-29 Date Opened : 2010-08-05
Repayment Tenure : -
Write-off Amount : Rs. - Sanction Amount : Rs.1830000 Date Closed : 2013-07-08
Dispute Code : -
Institution Type: - Credit Limit : Rs. - Reason : Closed Account
Monthly Payment Amount :Rs.- Collateral Value : Rs.- Account status : Closed Account
Term Frequency : - Collateral Type : -

Acct # **********
Institution : BANK
Balance : Rs. 0 Open : No
Type : Auto Loan
Past Due Amount : Rs. 0 Interest Rate : - Date Reported : 2012-06-30
Ownership Type : Joint Account
Last Payment : Rs. - Last Payment Date : 2012-06-22 Date Opened : 2009-08-13
Repayment Tenure : -
Write-off Amount : Rs. - Sanction Amount : Rs.945000 Date Closed : 2012-06-26
Dispute Code : -
Institution Type: - Credit Limit : Rs. - Reason : Closed Account
Monthly Payment Amount :Rs.- Collateral Value : Rs.- Account status : Closed Account
Term Frequency : - Collateral Type : -

Enquiry Summary:
Purpose Total Past 30 Days Past 12 Months Past 24 Months Recent
ALL 5 0 2 2 2022-09-05

Enquiries :
Institution Date Purpose Amount
BANK 2022-09-05 00 12555000
BANK 2022-09-05 00 12555000
BANK 2016-04-28 17 100000
BANK 2013-06-07 01 1300000
BANK 2012-06-18 01 2200000

Glossary, Terms and Explanations:

History:

Code Description
000 current account
CLSD Paid or closed account/zero balance
NEW New Account
LNSB Loan Submitted
LAND Loan Approved - Not yet disbursed
INAC Account is Inactive
 CON Contact Member for Status
01+ 1-29 days past due
30+ 30-59 days past due
DEC Loan Declined
60+ 60-89 days past due
SPM Special Mention
SUB Sub-standard
RES Restructured Loan
RGM Restructured Loan - Govt Mandate
RNC Restructured Loan - Natural Calamity
SET Settled
SF Suit Filed
90+ 90-119 days past due
120+ 120-179 days past due
180+ 180-359 days past due
360+ 360-539 days past due
540+ 540-719 days past due
720+ 720 or more days past due
DBT Doubtful
FPD First Payment Default
WDF Willful Default
PWOS Post Written Off Settled
WOF Charge Off/Written Off
Non-Delnqt Non-Delinquent
STD Standard
SUB Sub-standard
DBT Doubtful
LOSS Loss
SPM Special Mention Account
SFR Suit Filed-Restructured
SF Suit Filed
WDF Willful Default
SFWD Suit Filed-Willful Default
WOF Written Off
SFWO Suit Filed and Written Off
WDWO Willful Default and Written Off
Suit Filed, Willful Default and Written
SWDW
Off
SET Settled
* Data Not Reported
RCV Restructured Due to COVID19

Contact Us: Phone: 1800-209-3247 Fax: +91-22-6112-7950 Email: ecissupport@equifax.com

This report is to be used subject to and in compliance with the Membership agreement entered into between the Member/Specified User and
Equifax Credit Information Services Private Limited ("ECIS"), in the case of Members/Specified Users of ECIS. In other cases, the use of this report is governed by
the terms and conditions of ECIS, contained in the Application form submitted by the customer/user.

The information contained in this report is derived from various Members/sources which are not controlled by ECIS. ECIS provides this report on a best effort basis and
does not guarantee the timeliness, correctness or completeness of the information contained therein, except as explicitly stated in the Membership agreement/terms and
conditions of ECIS, as the case may be.