Professional Documents
Culture Documents
Consumer Address:
Type Address State Postal Date Reported
Primary PALI KHATTABAGHPATBAGHPAT UP 250609 2023-02-28
Primary C/O PAL SINGH GAYATRI PURAM WARD NO 3 UP 250609 2023-02-28
BAGHPAT BAGHPAT 250609
- S/O PAL SINGH PALI KHATTA BAGHPAT BAGHPAT UP 250609 2023-01-31
BAGHPAT
- S/O PAL SINGH PALI KHATTA BAGHPAT BAGHPAT UP 250609 2023-01-31
- JOINT HOLDER FOR OLD SB 1/ 21022 UP 250609 2018-01-31
Score:
Name Value
M001 762
Recent Activity :
Recent Activity (last 90 days)
Total Inquiries : 0 Accounts opened: 1 Accounts Updated: 3 Accounts Delinquent: 0
Summary*:
Credit Report Summary
Number of Accounts : 4 Total Balance Amount : Rs. 1537900.00 Recent Account : 17-02-2023
Number of Open Accounts : 3 Total Past Due Amount : Rs. 0.00 Oldest Account : 25-05-2017
Number of Past Due Accounts : 0 Total High Credit : Rs. 350.00 Total Credit Limit : Rs. 48000.0
Number of Write-off Accounts : 0 Total Sanction Amount : Rs. 1718974.00 Single Highest Credit : Rs. 350.00
Number of Zero Balance Total Monthly Payment Single Highest Sanction
Accounts : 0 Amount : Rs. 14764.00 Amount : Rs. 900000.00
Most Severe Status < 24 Months
:
Average Open Balance : Rs. 512633.33 Single Highest Balance : Rs. 803935.00
*As per data reported at a tradeline level in the account details section
Account Details:
Accounts
Acct # **********
Institution : BANK
Type : Credit Card Balance : Rs. 350 Open : Yes
Ownership Type : Individual Past Due Amount : Rs. 0 Interest Rate : - Date Reported : 2023-02-28
Repayment Tenure : - Last Payment : Rs. - Last Payment Date : - Date Opened : 2023-02-17
Dispute Code : - Write-off Amount : Rs. - Sanction Amount : Rs.-
Institution Type: - Credit Limit : Rs. 48000
Monthly Payment Amount :Rs.- Collateral Value : Rs.- Date Closed : -
Term Frequency : - Collateral Type : - Reason : -
Account status : New Account
Acct # **********
Institution : BANK
Balance : Rs. 733615 Open : Yes
Type : Auto Loan
Past Due Amount : Rs. - Interest Rate : 10 Date Reported : 2023-02-28
Ownership Type : Individual
Last Payment : Rs. 14777 Last Payment Date : 2023-02-10 Date Opened : 2021-12-14
Repayment Tenure : 84
Write-off Amount : Rs. - Sanction Amount : Rs.900000 Date Closed : -
Dispute Code : -
Institution Type: - Credit Limit : Rs. - Reason : -
Monthly Payment Amount :Rs.14764 Collateral Value : Rs.800000 Account status : Current Account
Term Frequency : Monthly Collateral Type : Property
Acct # **********
Institution : BANK
Balance : Rs. 803935 Open : Yes
Type : Auto Loan
Past Due Amount : Rs. 0 Interest Rate : 8.73 Date Reported : 2023-02-28
Ownership Type : Individual
Last Payment : Rs. 27989 Last Payment Date : 2023-02-27 Date Opened : 2022-12-19
Repayment Tenure : -
Write-off Amount : Rs. - Sanction Amount : Rs.818974 Date Closed : -
Dispute Code : -
Institution Type: - Credit Limit : Rs. - Reason : -
Monthly Payment Amount :Rs.- Collateral Value : Rs.- Account status : Current Account
Term Frequency : Monthly Collateral Type : -
Acct # **********
Institution : BANK
Balance : Rs. 0 Open : No
Type : Kisan Credit Card
Past Due Amount : Rs. 0 Interest Rate : - Date Reported : 2021-01-22
Ownership Type : Individual
Last Payment : Rs. - Last Payment Date : 2018-05-25 Date Opened : 2017-05-25
Repayment Tenure : -
Write-off Amount : Rs. - Sanction Amount : Rs.161000 Date Closed : 2018-05-25
Dispute Code : -
Institution Type: - Credit Limit : Rs. - Reason : Closed Account
Monthly Payment Amount :Rs.- Collateral Value : Rs.- Account status : Closed Account
Term Frequency : - Collateral Type : -
Enquiry Summary:
Purpose Total Past 30 Days Past 12 Months Past 24 Months Recent
ALL 1 0 0 1 2021-12-07
Enquiries :
Institution Date Purpose Amount
BANK 2021-12-07 01 1000000
Code Description
000 current account
CLSD Paid or closed account/zero balance
NEW New Account
LNSB Loan Submitted
LAND Loan Approved - Not yet disbursed
INAC Account is Inactive
CON Contact Member for Status
01+ 1-29 days past due
30+ 30-59 days past due
DEC Loan Declined
60+ 60-89 days past due
SPM Special Mention
SUB Sub-standard
RES Restructured Loan
RGM Restructured Loan - Govt Mandate
RNC Restructured Loan - Natural Calamity
SET Settled
SF Suit Filed
90+ 90-119 days past due
120+ 120-179 days past due
180+ 180-359 days past due
360+ 360-539 days past due
540+ 540-719 days past due
720+ 720 or more days past due
DBT Doubtful
FPD First Payment Default
WDF Willful Default
PWOS Post Written Off Settled
WOF Charge Off/Written Off
Non-Delnqt Non-Delinquent
STD Standard
SUB Sub-standard
DBT Doubtful
LOSS Loss
SPM Special Mention Account
SFR Suit Filed-Restructured
SF Suit Filed
WDF Willful Default
SFWD Suit Filed-Willful Default
WOF Written Off
SFWO Suit Filed and Written Off
WDWO Willful Default and Written Off
Suit Filed, Willful Default and Written
SWDW
Off
SET Settled
* Data Not Reported
RCV Restructured Due to COVID19
The information contained in this report is derived from various Members/sources which are not controlled by ECIS. ECIS provides this report on a best effort basis and
does not guarantee the timeliness, correctness or completeness of the information contained therein, except as explicitly stated in the Membership agreement/terms and
conditions of ECIS, as the case may be.