Enquiry Control Number (ECN) : 7164040370

Report Date : 12-02-2024

Hey Rajkumar,
here is your Credit Report for Feb '24

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Your free credit report is a detailed analysis of

your credit score and your credit accounts

Report Summary

2 Active Loans ₹51,708

Total loan ₹70,075 Current Outstanding

1 Active Credit Cards ₹54,001

Total limit 0 Current Outstanding

Overdue Payments ₹14,900

Outstanding amount past due date

Credit Card Utilization 100%

Age of Accounts 10 years

Recent Enquiries 0
last 3 months

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 Enquiry Control Number (ECN) : 7164040370
Report Date : 12-02-2024

Rajkumar's Credit Report Powered by

Table Of Contents

Sr. No. Section

1 Credit Score & Report Summary

2 Contact Information

3 Credit Enquiries

4 Summary: Credit Accounts

5 Account Details

6 Support & Legend

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 Enquiry Control Number (ECN) : 7164040370
Report Date : 12-02-2024

Contact Information
This section shows addresses and phone numbers reported to Credit Bureau by Financial Institutions.

Address Details

Address Category Financial Institution Date Reported

1,MADDEVRA,1,MADDEVRA,RAHATGARH,MADDEVRA
Residence Address ICICI BANK 31-12-2023
SAGAR Madhya Pradesh

BARODA SAGAR BARODASAGAR BARODASAGAR SAGAR

Not Categorized MADHYANCHALGB 31-07-2022
Madhya Pradesh

GRAM UMARIYA SEMRA TAH RAHATGARH UMARIYA

SEMRA SAGAR RAHATGARH NEAR MANDIR MALTHONE Not Categorized BAJAJ FIN LTD 04-11-2021
Madhya Pradesh

WARD NO 04GRAM PADRIYA,GRAM PANCHAYAT

PADRIYATEH,SAGAR PADRIYA,SAGAR SAGAR Madhya Residence Address IDFC FIRST BANK 27-10-2021
Pradesh

Phone Number

Type Number

Mobile Phone 919691459193

Not Classified 919691459193

Mobile Phone 8000702086

Mobile Phone 6266201431

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 Enquiry Control Number (ECN) : 7164040370
Report Date : 12-02-2024

Credit Enquiries
This section shows the names of the credit institutions that have processed a credit/loan application for you.

Sr. No. Enquiry Type Financial Institution Application Date Amount applied for

1 Personal Loan BAJAJ FIN LTD 26-08-2022 25,000

2 Two-Wheeler Loan BAJAJ FIN LTD 06-11-2021 18,000

3 Two-Wheeler Loan BAJAJ FIN LTD 04-11-2021 22,000

4 Personal Loan CHAIRIDSPL 27-10-2021 5,000

5 Consumer Loan IDFC FIRST BANK 27-10-2021 10,000

6 Consumer Loan IDFC FIRST BANK 27-10-2021 10,000

7 Personal Loan AKARACAPL 21-09-2021 50,000

8 Consumer Loan BAJAJ FIN LTD 21-07-2021 2,50,000

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 Enquiry Control Number (ECN) : 7164040370
Report Date : 12-02-2024

Summary: Loan Accounts

This section displays summary of all your reported credit accounts found in the Credit Bureau database.

Sanction
Financial Account Last Amt/ Current
Account No Ownership Date Opened Account Status
Institution type Updated Highest Balance
Credit

Priority
ICICI BANK Sector- Gold XXXX4364 Individual 06-04-2021 Active 31-12-2023 68,386 50,019
Loan

Personal
AKARACAPL XXXX9842 Individual 07-08-2021 Suit filed 10-02-2024 1,689 1,689
Loan

Two-wheeler
BAJAJ FIN LTD XXXX8030 Individual 12-11-2021 Closed 01-02-2024 51,000 0
Loan

MADHYANCHALGB Auto Loan XXXX0583 Individual 05-10-2020 Closed 30-04-2021 0 0

Two-wheeler
HERO FINCORP XXXX3843 Individual 30-11-2019 Closed 31-12-2022 41,000 0
Loan

Summary: Credit Cards

This section displays summary of all your reported credit accounts found in the Credit Bureau database.

Credit
Financial Account Last Current
Account No Ownership Date Opened Account Status Limit/Highest
Institution type Updated Balance
Credit

Kisan Credit
MADHYANCHALGB XXXX6511 Individual 27-01-2014 Active 31-01-2024 54,001 54,001
Card

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 Enquiry Control Number (ECN) : 7164040370
Report Date : 12-02-2024

Account Details
This section has information provided to our Bureau Partner by banks , credit/financial institutions and other credit grantors with whom you have a
credit/loan account

ICICI BANK Active

Priority Sector-
Account Number: XXXX4364 Account type: Account Status: Active Ownership: Individual
Gold Loan

Account Details

Date Opened 06-04-2021 Highest Credit 68,386 Settlement Amt. -

Date Closed - Overdue Amt. 0 EMI Amt. -

Last Updated 31-12-2023 Principal W/O Amt. - Current Balance 50,019

Last Payment Date 07-06-2023 Total W/O Amt. -

Payment History

Paid on time 1-29 days late 30-59 days late 60-89 days late 90-179 days late 179+ days late

JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC

2023 5 36

2022

2021

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 Enquiry Control Number (ECN) : 7164040370
Report Date : 12-02-2024

AKARACAPL Suit filed

Account Number: XXXX9842 Account type: Personal Loan Account Status: Suit filed Ownership: Individual

Account Details

Date Opened 07-08-2021 Highest Credit 1,689 Settlement Amt. -

Date Closed - Overdue Amt. 14,900 EMI Amt. -

Last Updated 10-02-2024 Principal W/O Amt. - Current Balance 1,689

Last Payment Date 10-02-2024 Total W/O Amt. -

Payment History

Paid on time 1-29 days late 30-59 days late 60-89 days late 90-179 days late 179+ days late

JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC

2024 874 900

2023 521 551 580 615 643 671 706 727 769 797 811 860

2022 152 186 208 249 277 306 340 370 391 411 460 495

2021 32 68 96 131

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 Enquiry Control Number (ECN) : 7164040370
Report Date : 12-02-2024

BAJAJ FIN LTD Closed

Two-wheeler
Account Number: XXXX8030 Account type: Account Status: Closed Ownership: Individual
Loan

Account Details

Date Opened 12-11-2021 Highest Credit 51,000 Settlement Amt. -

Date Closed 05-11-2023 Overdue Amt. 0 EMI Amt. -

Last Updated 01-02-2024 Principal W/O Amt. - Current Balance 0

Last Payment Date 06-10-2023 Total W/O Amt. -

Payment History

Paid on time 1-29 days late 30-59 days late 60-89 days late 90-179 days late 179+ days late

JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC

2024

2023

2022

2021

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 Enquiry Control Number (ECN) : 7164040370
Report Date : 12-02-2024

MADHYANCHALGB Closed

Account Number: XXXX0583 Account type: Auto Loan Account Status: Closed Ownership: Individual

Account Details

Date Opened 05-10-2020 Highest Credit 0 Settlement Amt. -

Date Closed 31-03-2021 Overdue Amt. 0 EMI Amt. -

Last Updated 30-04-2021 Principal W/O Amt. - Current Balance 0

Last Payment Date 31-03-2021 Total W/O Amt. -

Payment History

Paid on time 1-29 days late 30-59 days late 60-89 days late 90-179 days late 179+ days late

JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC

2021

2020

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 Enquiry Control Number (ECN) : 7164040370
Report Date : 12-02-2024

HERO FINCORP Closed

Two-wheeler
Account Number: XXXX3843 Account type: Account Status: Closed Ownership: Individual
Loan

Account Details

Date Opened 30-11-2019 Highest Credit 41,000 Settlement Amt. -

Date Closed 15-12-2022 Overdue Amt. 0 EMI Amt. 917

Last Updated 31-12-2022 Principal W/O Amt. - Current Balance 0

Last Payment Date 26-11-2022 Total W/O Amt. -

Payment History

Paid on time 1-29 days late 30-59 days late 60-89 days late 90-179 days late 179+ days late

JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC

2022 80 108 139 169 201 231 262 293 323 354

2021 16 18 49 18 19 19 19 49 80

2020 18 49

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 Enquiry Control Number (ECN) : 7164040370
Report Date : 12-02-2024

MADHYANCHALGB Active

Account Number: XXXX6511 Account type: Kisan Credit Card Account Status: Active Ownership: Individual

Account Details

Date Opened 27-01-2014 Highest Credit 54,001 Settlement Amt. -

Date Closed - Overdue Amt. 0 EMI Amt. -

Last Updated 31-01-2024 Principal W/O Amt. - Current Balance 54,001

Last Payment Date 31-01-2024 Total W/O Amt. - Credit Limit -

Payment History

Paid on time 1-29 days late 30-59 days late 60-89 days late 90-179 days late 179+ days late

JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC

2024

2023

2022

2021

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 Enquiry Control Number (ECN) : 7164040370
Report Date : 12-02-2024

Support
If you find any discrepancy in your report , please raise a dispute with our partners at https://www.cibil.com/dispute For any other queries , feel
free to contact us at creditreport@paisabazaar.com .

Legend
1. SF/WD/WO/SETTLED : Credit Accounts that are Suit Filed/ Wilful Default/ Written Off/ Settled

2. ACTIVE* : Credit accounts which are less than 90 days past due.

3. ACTIVE** : Credit accounts which are over 90 days past due.

4. Closed : Credit accounts that have 'Date Closed' populated.

5. DPD : Days Past Due. Number of days that have passed from the agreed payment due date of EMI.

6. DPD '0' : The number '0' in the circle indicates that the Payment is made as agreed and the credit account is up to date.

7. DPD >0 : The number in the circle indicates the "Days Past Due" reported by the respective lender.

8. When the below alphabets are shown in the DPD table, it means the lender is reporting Asset Classification and indicates the following:

S : Standard: An account which is overdue for less than 90 days is considered as a Standard asset as per RBI guidelines.

M : Special Mention: These accounts are "Standard" assets but for some discrepancy the lending organization would like to monitor this account closely.

B : Substandard: An account which is overdue by 90 days for a period of less than or equal to 12 months is classified as Substandard asset as per RBI guidelines

D : Doubtful: An account which is overdue by 90 days for more than 12 months is classified as doubtful asset as per RBI guidelines.

L : Loss: An account where loss has been identified but the amount has not been written off, wholly or partially is classified as Loss asset as per RBI guidelines.

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