AX

LE: May 18, 2017

ion# 7131056658

S Schneider:

to let you know that the results of the dispute you recently filed with Equifax are complete. Here are a
ow about the process:

made to my credit report and what actions were taken?

ollowing page(s) for more detailed information on your specific results.

o make changes to your credit report based on the information you provided, we have done so.
ontacted the company reporting the information to Equifax for them to investigate your dispute.

uest that the reporting company verify the accuracy of the informalion you disputed;

ide them with any relevant information and supporting documentation you provided us with the
to consider as part of the investigation; and

uest that they send Equifax a response to your dispute and update their records and systems,
ssary.

volves a public record item , Equifax contacts a third party vendor to obtain the most recent status of
.

that all° of this is happening?

ng company replies to us, they certify that they have followed Equifax's instructions and the law;
formation and documentation provided; and updated your information , as necessary.
o if I do not agree with the results of the investigation?

options:

y add a statement of up to 100 words (200 words for Maine residents) to your credit report. If you provide a consumer statement that conta
information related to services provided or medical procedures, then you expressly consent to including this information in every credit rep
bout you.
y contact the company that reports the information to us and dispute it directly with them . If you would like written proof about your accounts
riginal agreement), please contact your creditors directly.
y provide us additional information or documents (such as an identity theft report or a letter from the reporting company) about your dispute
ve it by visiting our website https://www.ai.equifax.com/Creditlnvestigation/home.action . You may also mail your documents to PO Box 740
GA 30348 or contact us by calling a Customer Representative at (888) 425-7961 from 9:00 a.m. to 5:00 p.m. Monday - Friday in your time z
y contact the Consumer Financial Protection Bureau or your State Attorney General's office about your issue or complaint against Equifax o
y reporting the information.
xt Page ) Page 1 of 6
7131056658APPLADM-002568653-
 -
uld I know?

en a change to your credit report based on your dispute, or if you add a consumer statement, you may request that Equifax send an update
o received your credit report within the last two years for employment purposes, or within the last six months for any other purpose (the pas
dents of California, Colorado, Maryland, New York and New Jersey residents). .

interested, you may request a description of how the reinvestigation was conducted along with the business name, address and telephon
available) of the furnisher of your disputed information. ..

asked questions about your credit report and the dispute process, please visit Equifax at https://help.equifax.com/.

thank you for contacting Equifax and the results of your dispute an~ on the pages following this letter.

Next Page ) Page 2 of 6 7131056658APPLADM-00256865

 my dispute results?
u with understanding the results of your dispute, please review the information below:

states "Deleted", we have removed it from your credit report and taken steps so it does not reappear.
states "Verified as Reported", the reporting company has certifed it is reporting accurately.
states "Updated", we have updated one or more fields on the item based on information received from the reporting c9mpany.

ur Reinvestigation

ewed your concerns and our conclusions are:

ditor received your Equifax credit file in the past 6 months; therefore, a revised credit file Can not be sent.

formation
last 4 digits of account number(s) have been replaced by') (This section includes open and closed accounts reported by credit grantors)
1 : 30-59 Days Past Due 5 : 150-179 Days Past Due J : Voluntary Su rrender
2 : 60-89 Days Past Due 6 : 180 or More Days Past Due K: Repossession
3: 90-119 Days Past Due G : Collection Account L : Charge Off
4 : 120-149 Davs Past Due H : Foreclosure
arched the credit account Account# - 4000* The results are: Historical account information was updated on this account. This accou
prior paying history on this account has been updated. If you have additional questions about this item please contact: First American Ba
rove Village IL 60009-0794

k PO Box 794 Elk Grove Village IL 600()9..0794

Date Opened Hlgn Credit C1ed1t L1m1t Terms D..rabon Terms Frequency Mooths Aevd Acuv1ty Designator Creditor Class1f1cat1on
07/01/2006 $1,549,143 $1 ,500,000 Monthly 49
Amount Date of Actual Scheduled Date of 1st Date of Date Mill. Charge Off Oefened Pay BaJlooo Pay Ballooo
Past Due Last Paymnt Payrnnt Amount Paymnt Amount Del1nauency Last Activity Del. 1st Aptd Amount Stall Oa1e Amount Pay Date
754 $1,738,596 04/2016 $0 $29.702 05/2016 $0 $0
ys Past Due: Type of Account - Line of Credit: Type of Loan - Home Equity Line Of Credit: Whose Account - Individual Account; ADDITIONAL INFORMATIO
80 Days or More Past Due: Variable/Adjustable Rate:
12017 03/201 7 0212011 0112011 1212016 1112016 1012016 09/2016 0812016 07t2016 06/2016 05/2016 0112016
6 6 6 6 6 6 6 5 4 3 2 1 1
ormation J

Scheduled Actu al Date of High Credit Amount Type of Activity

0 ayment Last
Payment Credit Limit Past Loan Designato
Amount Amount Payment Due
$4.698 4/1/2016 $1.543.693 $1,500,000 $0 Home Equity Line Of Credit

$4.698 4/1/2016 $1 .539.1 65 1 $1 .5co.ooo Iio Home Equity Line Of Credit

'
$4,698 4/1/2016 $1,534.363 $1 ,500,000 $0 Home Equity Line Of Credit

$4,698 4/1/2016 $1,529 .251 $1,500.000 $0 Home Equity Line Of Credit

Page ) Page 3 of 6
7131056658APPLADM-002568653- 40
unt Information I
Scheduled Actual Date of High Credit Amount Type of Activ
Payment Payment Last Credit Limit Past Loan
Amount Desig
Amount Payment Due
16 $4,698 4/1/2016 $1,524 ,760 $1 ,500,000 $0 Home Equity Line Of Credit

26 $4,698 14/1/2016 $1,520,268 $1,500,000 $0 Home Equity Line Of Credit -

37 $4,698 4/1/2016 $1,590,314 $1,500,000 $0 Home Equity Line Of Credit

83 $4,698 4/1/2016 $1 ,511,235 $1,500,000 $0 Home Equity Line Of Credit

84 $4,698 4/1/2016 $1 ,506 ,836 $1,500.000 $0 Home Equity Line Of Credit

29 $4,698 4/1/2016 $1,502.977 $1,500.000 $0 Home Equity Line Of Credit

1 $4,698 4/1/2016 $1.502.977 $1,500 ,000 Home Equity Line Of Credit

46 $4.698 $4,500 4/1/2016 $1,502,977 $1,500,000 Home Equity Line Of Credit

8 $4,277 $4,500 3/1/2016 $1,502,977 $1,500,000 Home Equity Line Of Credit

0 $2,647 $4,500 2/1/2016 $1,502,977 $1 ,500.000 Home Equity Line Of Credit

3 $3,029 $9 ,300 1/1/20 16 $1,502,977 $1,500 .000 Home Equity Line Of Credit

8 $3.730 11 / 1/2015 $1,502.977 $1.500.000 $0 Home Equity Line Of Credit

4 $3,730 $4,500 11 /1/2015 $1,502,977 $1,500.000 Home Equity Line Of Credit

6 $3,823 $4.646 10/1/2015 $1.502.977 $1,500 ,000 Home Equity Line Of Credit

9 $2,517 $3.983 10/ 1/2015 $1 ,502,977 $1,500,000 $0 Home Equity Line Of Credit

6 $3,982 $4,298 8/1/2015 $1,502.977 $1,500 ,000 $0 Home Equity Line Of Credit

6 $3.982 $4,056 7/1/2015 $1,502,977 $1,500.000 Home Equity Line Of Credit

ext Page ) Page 4 of 6

713105665 8APPLADM -00256865 3
FILE: May 18, 2017 Confirmation# 713
ount Information I
e Scheduled Actual Date of High Credit Amou nt Type of Acti
Payment Payment Last Credit Limit Past Loan Des
Amount Amount Payment Due
879 $4,055 $4 .248 6/ 1/2015 $1 ,50 2,977 $1 ,500,000 Home Equ ity Line Of Credit

456 $4,427 $7,700 5/ 1/2015 $1 ,503,157 $1,500.000 Home Equ ity Line Of Credit

729 $3,584 3/1/2015 $1,499 ,233 $1.50),000 $0 Home Equity Line Of Credit

onsumers
uest a description of the procedure used to determine the accuracy and completeness of the information, including the bu siness name and
of information contacted, and if reasonably available the telephone number.
igation does not resolve your dispute, you have the right to add a statement to your credit file disputing the accuracy or completeness of th
he statement should be brief and may be limited to not more than one hundred words (two hundred words for Maine re sidents) explaining th

igation results in the deletion of disputed information, or you submit a statement in accordance with the preceding paragraph , you have the
we send your revised credit file to any company specifically designated by you that received your credit report in the past six months (twelve
lorado, Maryland, New Jersey and New York re sidents) for any purpose or in the past two years for employment purposes.

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