Platinum Card® p.

1/7

VINCENT VALENTINO
Closing Date 12/12/16 Next Closing Date 01/12/17 Account Ending 3-46000

Membership Rewards® Points

New Balance $4,142.72 Available and Pending as of 10/31/16
745,536
For up to date point balance and full program
Payment Due Date 01/06/17 details, visit membershiprewards.com

Account Summary
Late Payment Warning: If we do not receive your payment by the Payment
Due Date of 01/06/17, you may have to pay a late fee of up to $38.00. Previous Balance $3,944.43
Payments/Credits -$4,367.49
New Charges +$4,565.78
Fees +$0.00

New Balance $4,142.72

See page 2 for important information about your account.
Days in Billing Period: 31

New York Residents: New York Residents may contact the New York State Customer Care
Department of Financial Services by telephone or visit its website for free
information on comparative credit card rates, fees, and grace periods. New York Pay by Computer
Department of Financial Services: 1-800-342-3736 or www.dfs.ny.gov. americanexpress.com/pbc

As a reminder, as of 11/12/2016, our records indicate that your account is Customer Care Pay by Phone
1-800-525-3355 1-800-472-9297
enrolled in one or more optional product(s) which may generate a charge
to your account. Please see Page 6 for more details. See Page 2 for additional information.

Please fold on the perforation below, detach and return with your payment

Payment Coupon Pay by Computer Pay by Phone Account Ending 3-46000

Do not staple or use paper clips americanexpress.com/pbc 1-800-472-9297
Enter 15 digit account # on all payments.
Make check payable to American Express.

VINCENT VALENTINO Payment Due Date

44 W SANTA BARBAR RD 01/06/17
LINDENHURST NY 11757-6420
Amount Due
$4,142.72

Check here if your address or AMERICAN EXPRESS

phone number has changed. P.O. BOX 1270
Note changes on reverse side. NEWARK NJ 07101-1270
 VINCENT VALENTINO Account Ending 3-46000 p. 2/7

Payments: Your payment must be sent to the payment address shown on your statement and must be received by 5 p.m. local time at that address
to be credited as of the day it is received. Payments we receive after 5 p.m. will not be credited to your Account until the next day. Payments must
also: (1) include the remittance coupon from your statement; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a
negotiable instrument payable in US dollars and clearable through the US banking system; and (3) include your Account number. If your payment
does not meet all of the above requirements, crediting may be delayed and you may incur late payment fees and additional interest charges.
Electronic payments must be made through an electronic payment method payable in US dollars and clearable through the US banking system. If
we accept payment in a foreign currency, we will convert it into US dollars at a conversion rate that is acceptable to us, unless a particular rate is
required by law. Please do not send post-dated checks as they will be deposited upon receipt. Any restrictive language on a payment we accept will
have no effect on us without our express prior written approval. We will re-present to your financial institution any payment that is returned unpaid.
Permission for Electronic Withdrawal: (1) When you send a check for payment, you give us permission to electronically withdraw your payment
from your deposit or other asset account. We will process checks electronically by transmitting the amount of the check, routing number, account
number and check serial number to your financial institution, unless the check is not processable electronically or a less costly process is available.
When we process your check electronically, your payment may be withdrawn from your deposit or other asset account as soon as the same day we
receive your check, and you will not receive that cancelled check with your financial account statement. If we cannot collect the funds electronically
we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By Phone or any
other electronic payment service of ours, you give us permission to electronically withdraw funds from the deposit or other asset account you specify
in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited until the next day.
How We Calculate Your Balance: We use the Average Daily Balance (ADB) method (including new transactions) to calculate the balance on which
we charge interest for Pay Over Time balances on your Account. Call the Customer Care number listed below for more information about this
balance computation method and how resulting interest charges are determined. The method we use to figure the ADB and interest results in daily
compounding of interest.
Paying Interest: If you have a Pay Over Time balance, your due date is at least 25 days after the close of each billing period. We will begin charging
interest on transactions added to a Pay Over Time balance as of the date they are added. However, we will not charge interest on charges added to a
Pay Over Time balance automatically (for example, Sign & Travel and Extended Payment Option) if you pay the Account Total New Balance by the due
date each month.
Foreign Currency Charges: If you make a Charge in a foreign currency, we will convert it into US dollars on the date we or our agents process it. We
will choose a conversion rate that is acceptable to us for that date, unless a particular rate is required by law. The conversion rate we use is no more
than the highest official rate published by a government agency or the highest interbank rate we identify from customary banking sources on the
conversion date or the prior business day. This rate may differ from rates in effect on the date of your charge. Charges converted by establishments
will be billed at the rates such establishments use.
Credit Balance: A credit balance (designated CR) shown on this statement represents money owed to you. If within the six-month period following
the date of the first statement indicating the credit balance you do not request a refund or charge enough to use up the credit balance, we will send
you a check for the credit balance within 30 days if the amount is $1.00 or more. To request a refund, contact us at the address or phone number as
noted below for Customer Care & Billing Inquiries.

Credit Reporting: We may report information about your Account to credit bureaus. Late payments, missed payments, or other defaults on your
Account may be reflected in your credit report.

Customer Care & Billing Inquiries 1-800-525-3355 Hearing Impaired Website: americanexpress.com
International Collect 1-336-393-1111 TTY: 1-800-221-9950 Mobile Site: amexmobile.com
Large Print & Braille Statements 1-800-525-3355 FAX: 1-800-695-9090
Car Rental Loss and Damage Insurance 1-800-338-1670 In NY: 1-800-522-1897 Customer Care
Premium Global Assist, Concierge, and 1-800-345-AMEX & Billing Inquiries Payments
Platinum Dining Program P.O. BOX 981535 P.O. BOX 1270
Platinum Travel Service and Fine Hotels 1-800-525-3355 & EL PASO, TX NEWARK NJ 07101-
& Resorts Select 'Travel' 79998-1535 1270
By Invitation Only 1-800-321-RSVP

Change of Address
If correct on front, do not use.
Pay Your Bill with AutoPay
To change your address online, visit www.americanexpress.com/updatecontactinfo
For Name, Company Name, and Foreign Address or Phone changes, please call Customer Care. · Avoid late fees
Please print clearly in blue or black ink only in the boxes provided. · Save time
Deduct your payment from your bank
Street Address account automatically each month

Visit americanexpress.com/autopay
City, State today to enroll.
Zip Code

Area Code and

Home Phone
Area Code and
Work Phone For information on how we protect your
privacy and to set your communication
Email and privacy choices, please visit
www.americanexpress.com/privacy.
 Platinum Card® p. 3/7

VINCENT VALENTINO
Closing Date 12/12/16 Account Ending 3-46000

Payments and Credits

Summary

Total
Payments -$3,944.43
Credits
VINCENT VALENTINO 3-46000 -$423.06
Total Payments and Credits -$4,367.49

Detail *Indicates posting date

Payments Amount
11/24/16* VINCENT VALENTINO ONLINE PAYMENT - THANK YOU -$3,944.43
Credits Amount
11/19/16 VINCENT VALENTINO AMAZON.COM AMZN.COM/BILL WA -$90.54
11/28/16* VINCENT VALENTINO Credit Adjustment of Fraudulent Merchandise Charge(s) -$65.16
11/28/16* VINCENT VALENTINO Credit Adjustment of Fraudulent Merchandise Charge(s) -$65.16
11/28/16* VINCENT VALENTINO Credit Adjustment of Fraudulent Merchandise Charge(s) -$50.00
12/01/16 VINCENT VALENTINO BURLNGTON STORES350MASSAPEQUA NY -$50.20
12/05/16* VINCENT VALENTINO AMEX Airline Fee Reimbursement -$50.00
TRANSACTION PROCESSED BY AMERICAN EXPRESS
12/12/16* VINCENT VALENTINO AMEX Airline Fee Reimbursement -$52.00
TRANSACTION PROCESSED BY AMERICAN EXPRESS

New Charges
Summary
Total
VINCENT VALENTINO 3-46000 $4,196.28
ANTHONY VALENTINO 3-41027 $369.50
Total New Charges $4,565.78

Detail

VINCENT VALENTINO
Card Ending 3-46000 Foreign
Spend Amount
11/11/16 TGI FRIDAYS C206 HUNTINGTON STATION NY $64.70
RESTAURANT
FOOD/BEVERAGE $54.70
TIP $10.00
11/12/16 ANTHONYS COAL FIRED PI 01073 FARMINGDALE NY $45.28
631-420-0407
11/13/16 GOOD EATS PROGRAM 0576 AMITYVILLE NY $161.02
631-264-7114
Description
CATERING
11/13/16 THE GOOD LIFE 542929805281524 MASSAPEQUA PA NY $79.75
5163122000
TIP $12.40
11/15/16 SP * LOVEPOPCARDS.COM CAMBRIDGE MA $28.24
8886879589

Continued on reverse
 VINCENT VALENTINO Account Ending 3-46000 p. 4/7

Detail Continued

Foreign
Spend Amount
11/15/16 AMAZON.COM AMZN.COM/BILL WA $139.02
MERCHANDISE
11/16/16 TOYS R US-BABIES R US 800-TOYSRUS PA $79.26
1-800-TOYSRUS
11/16/16 COUSINS/STRIKEFORCE 631-504-6720 NY $235.50
631-696-6230
11/17/16 PAYPAL *MRMARKER 4029357733 NY $32.66
402-935-7733
Description
SPORTING EQUIPMENT
11/17/16 THE VINE WINE BAR 000000001 MERRICK NY $91.25
5168127883
Description
REFER TO RECEIPT
11/18/16 AMAZON DIGITAL SVCS866-216-1072 WA $65.16
11/18/16 AMAZON MKTPLACE PMTAMZN.COM/BILL WA $19.00
11/18/16 CVS/PHARMACY WANTAGH NY $23.25
8007467287
PHARMACIES
11/19/16 AMAZON DIGITAL SVCS866-216-1072 WA $50.00
11/19/16 AMAZON DIGITAL SVCS866-216-1072 WA $65.16
11/19/16 AMAZON.COM AMZN.COM/BILL WA $90.54
11/19/16 AMAZON.COM AMZN.COM/BILL WA $90.54
MERCHANDISE
11/19/16 UNCLE GIUSEPPE'S 542929804552552 MASSAPEQUA NY $88.35
5163087377
Description Price
GROCERY STORES, SUP $88.35
11/20/16 GOOD EATS PROGRAM 0576 AMITYVILLE NY $161.02
631-264-7114
Description
CATERING
11/20/16 COUSINS 000856632598922 MANCHESTER NJ $65.00
(631)504-6719
11/22/16 EZ PASS PREPAID TOLL 800-333-8655 NY $25.00
TOLL & BRIDGE FEE
Description
FOR BILLING QUESTIO
ACCT: 2P-26708268B
11/22/16 CVS PHARMACY COPIAGUE NY $15.79
8007467287
Description Price
PHARMACIES $15.79
11/23/16 BEDFORD WINE & LIQUOR BELLMORE NY $194.30
516-785-0268
11/23/16 K J FARRELLS 110000037489001 BELLMORE NY $54.00
5168049925
FOOD/BEVERAGE $39.00
TIP $15.00
11/24/16 PAYPAL *ROCKYMOUNTA 4029357733 UT $20.99
402-935-7733
Description
NEW PARTS AND SUPPL
11/25/16 SUNDOWN SKI AND SPOFARMINGDALE NY $695.19
11/26/16 Raphael Winery PECONIC NY $46.00

Continued on next page

 Platinum Card® p. 5/7

VINCENT VALENTINO
Closing Date 12/12/16 Account Ending 3-46000

Detail Continued
Foreign
Spend Amount
11/26/16 XPRESSIONS 0738 LINDENHURST NY $146.69
631-226-7253
Description
APPAREL/ACCESSORIES
11/27/16 PADDY POWER 1010010MERRICK NY $64.00
11/27/16 GOOD EATS PROGRAM 0AMITYVILLE NY $161.02
11/29/16 DOLLAR SHAVE CLUB (866)223-2780 CA $6.00
11/30/16 LEFT COAST KITCHEN MERRICK NY $98.90
12/02/16 AMAZON SERVICES-KIN866-321-8851 WA $4.98
12/02/16 AMAZON SERVICES-KIN866-321-8851 WA $13.99
12/03/16 UNITED AIRLINES HOUSTON TX $50.00
UNITED AIRLINES
From: To: Carrier: Class:
N.Y. NEWARK INTL A SAN JOSE CABO UA 00
N/A YY 00
N/A YY 00
N/A YY 00
Ticket Number: 01626073590245 Date of Departure: 12/04
Passenger Name: NAPOLITANO/FIRST CHECKED
Document Type: EXCESS BAGGAGE
12/04/16 F A LOS CABOS LOS CABOS 620.50 $30.21
Mexican Pesos
LODGING
12/05/16 OTG MANAGEMENT EWR NEWARK NJ $4.18
00302321 07114
FAST FOOD RESTAURANT
12/05/16 OTG MANAGEMENT EWR NEWARK NJ $23.13
00302319 07114
FAST FOOD RESTAURANT
12/07/16 VERIZON RECURRING P800-VERIZON PA $198.30
12/07/16 Pandora Radio (510)451-4100 CA $3.99
12/10/16 UNITED AIRLINES HOUSTON TX $52.00
UNITED AIRLINES
From: To: Carrier: Class:
SAN JOSE CABO N.Y. NEWARK INTL A UA 00
N/A YY 00
N/A YY 00
N/A YY 00
Ticket Number: 01626076714743 Date of Departure: 12/11
Passenger Name: NAPOLITANO/FIRST CHECKED
Document Type: EXCESS BAGGAGE
12/10/16 GOOD EATS PROGRAM 0576 AMITYVILLE NY $150.99
631-264-7114
Description
CATERING
12/11/16 F A LOS CABOS LOS CABOS 9,365.31 $461.93
Mexican Pesos
LODGING
ANTHONY VALENTINO
Card Ending 3-41027 Foreign
Spend Amount
11/19/16 EXXONMOBIL 9766 MASSAPEQUA NY $29.11
516-308-7505
Description
GAS/SERVICES

Continued on reverse
 VINCENT VALENTINO Account Ending 3-46000 p. 6/7

Detail Continued

Foreign
Spend Amount
11/20/16 JAM 542929805295060 MASSAPEQUA PA NY $91.04
5163122000
FOOD/BEVERAGE $91.04
11/22/16 HOULIHAN'S 623 FARMINGDALE NY $178.98
RESTAURANT
FOOD/BEVERAGE $148.98
TIP $30.00
11/25/16 ANTHONYS COAL FIRED PI 01073 FARMINGDALE NY $70.37
631-420-0407

Fees

Amount

Total Fees for this Period $0.00

2016 Fees and Interest Totals Year-to-Date

Amount
Total Fees in 2016 $477.00
Total Interest in 2016 $0.00

Interest Charge Calculation

Your Annual Percentage Rate (APR) is the annual interest rate on your account.
Transactions Dated Annual Balance Interest
Percentage Subject to Charge
From To Rate Interest Rate

Select & Pay Later 02/11/2007 01/09/2011 15.49% (v) $0.00 $0.00
Total $0.00
(v) Variable Rate

Enrollment in Automatic Flight Insurance

This is a reminder that you are currently enrolled in Automatic Flight Insurance*. This optional insurance product can provide coverage
for accidental death and dismemberment when flying on a covered trip. If you choose to cancel your enrollment or require additional
information regarding your enrollment, please contact us at the number listed on the back of your card.
* Underwritten by AMEX Assurance Company. Terms, conditions, and exclusions apply.
 p. 7/7
Membership Rewards®
Monthly Statement and Program News

Prepared for VINCENT VALENTINO Account Number 1M31531537

Questions About Your Account?
Total Points Balance 745,536 membershiprewards.com

1-800-297-1300
Points Earned this Period 12,602 International Collect: 1-336-393-1111

Did You Know?

Account Summary October 1, 2016 - October 31, 2016
Use Points For Your Charges
Opening Points Balance 732,934 Use your Card for charges like travel, dining,
groceries, and more, then go online and use
Points Earned this Period +12,602 the points you earned toward your eligible
charges.
Points Used this Period 0
Reinstated Points and Adjustments 0 Learn more at
membershiprewards.com/yourcharges.
Total Points Balance 745,536
Points Earned this Period are pending until charges are paid in full and all your
accounts are in good standing.

Points Transaction Detail October 1, 2016 - October 31, 2016

Points Earned this Period Points Activity On Bonus Points Total Points
Eligible Charges Awarded Activity Per Card
Platinum 7,819 4,704 12,523
XXXX-XXXXX3-44005 PLATINUM CARD 5X PA5

Add'l Platinum 79 0 79
XXXX-XXXXX3-41027
Total 7,898 4,704 12,602

Membership Rewards points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or
redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below or visiting
membershiprewards.com. Terms and Conditions of the Membership Rewards® program apply. For more information, visit
membershiprewards.com/terms or call 1-800-297-1300. From overseas, call collect 1-336-393-1111.