Professional Documents
Culture Documents
Whatever answer is devised, it must take people under the age of 65 were uninsured,
into account some hard realities. No system and
can provide maximum health care for
almost 8 million of those were children. for lack of coverage were the same then as
Nearly they
631 are today: high cost of insurance, the
absence
of coverage acquired through employment,
632 PART 4: JUSTICE AND HEALTH CARE and
a third of the under-65 population—almost ineligibility for public coverage.
90
Te consequences of going without health
million people—had no health insurance for
at coverage are just what you might expect. Te
least part of 2006 or 2007.1 uninsured are less likely than the insured to
get
needed medical treatment, prescription
In 2013, just before drugs,
preventive tests (pap smears and prostate
the Afordable Care Act (ACA, or “Obam- exams,
acare”) began to take efect, more than 44 for example), and follow-up care when they
mil- do
the cost of care for the uninsured, and while gram known as Medicare. It collects payroll
un-
compensated care funds cover some of those taxes from workers during their employment
years and provides coverage when they turn
costs, these funds do not fully ofset the cost 65,
of paying many health care expenses, including
care for the uninsured.4
Traditionally most people under age 65 got physician and hospital services and prescrip-
health coverage as a beneft of employment, tion drugs. Medicaid, another publicly sup-
but
ported program, covers some under-65
a smaller percentage of them are now
obtaining
low-income people, including children and
the
disabled. But coverage varies from state to land at $7,317 and Norway at $6,187. Te
state United
and, because of eligibility rules, does not
extend to millions of people below the Kingdom, Japan, Australia, Canada, Iceland,
federal
and France all spent about half of what the
poverty level.
United States did.
Critics of the U.S. health care system point to
Yet in the United States, life expectancy at
discrepancies between the huge
expenditures birth (81.1 years) was lower than that of
most of
for health care and surprisingly low grades
on
the other economically advanced OECD
coun-
standard measures of national health.
Accord- tries, including Canada (83.9), France (85.5),
• Individuals who do not have access to Hispanic people and Native Hawaiians and
Other Pacifc Islander people experienced the
afordable employer coverage will be able largest
to purchase coverage through a health increases in the uninsured in 2019.
insurance exchange with premium and • Many people do not have access to
cost-sharing credits available to some coverage through a job, and some people,
particularly poor
people to make coverage more afordable.
adults in states that did not expand Medicaid
Small businesses will be able to purchase under ACA, remain ineligible for public
coverage.
coverage through a separate exchange.
• In 2019, over 73 percent of uninsured
• Employers will be required to pay
people were in a family with a full-time
penalties for employees who receive tax worker.
credits for health insurance through the • The United States has earned surprisingly
low grades on several standard measures of
exchange, with exceptions for small the
employers. quality of health care.
• New regulations will be imposed on all From Kaiser Family Foundation, “Key Facts
health plans that will prevent health about the Uninsured Population,” November
6, 2020, https://www.kff.org/
insurers from denying coverage to people
uninsured/issue-brief/key-facts-about-the-
uninsured-population/; Peterson-Kaiser,
Health System Tracker, “How Does
Fact File U.S. Health Care
the Quality of the U.S. Healthcare System
• In 2019, 28.9 million Americans under age
Compare to Other Countries?,” September
65 had no health insurance.
30, 2021, https://www.
• In 2019, 74 percent of uninsured adults
healthsystemtracker.org/chart-collection/
said the main reason they were uninsured
quality-u-s-healthcare-system-compare-
was because
countries/; the Kaiser Commission
the cost was too high.
on Medicaid and the Uninsured, “The
• Enrollment in ACA coverage corresponds Uninsured: A Primer,” Kaiser Family
with large declines in the uninsured rate. Foundation, October 2010, http://www.kff.
Between
org/uninsured/7451.cfm.
for any reason, including health status, and 2017, Congress got rid of the mandate. Yet
de-
from charging higher premiums based on
spite repeated attempts by Republicans in
health status and gender. Con-
• Medicaid will be expanded to 133 percent gress to kill the ACA, it is still substantially
of the federal poverty level ($14,404 for an
individual and $29,327 for a family of four intact.
in 2009) for all individuals under age 65.
Te provisions of the law were implemented theories of justice
over the next few years. In the meantime it All these difculties bring us around again to
has
the question of what is just. Justice in the
been repeatedly challenged in the federal most
courts,
general sense refers to people getting what
and the partisan divide over it remains as is
wide
fair or what is their due (see Chapter 1). At
as ever. the
In 2012, in the case of National Federation of heart of every plausible notion of justice is
Independent Business v. Sebelius, the the
Supreme principle that equals should be treated
Court held that the ACA was constitutional equally—that people should be treated the
but
same unless there is a morally relevant
that states could opt out of the law’s reason
requirement
for treating them diferently. When we ask
to expand Medicaid. In 2014, the Court ruled
what justice demands in society’s allocation
of
that under the law, employers with religious
ob-
health care, we are dealing with matters of
jections are not required to cover contracep- dis-
tives. In 2015, the Court upheld the legality tributive justice—justice regarding the fair
of
may appeal to a theory of justice, and those efts and burdens among people; the distribu-
who criticize the scheme may do so by tion is the responsibility of free and
arguing autonomous
services and drugs, and sickness funds offer a health coverage occurred in 2007, when
range health insur-
of deductibles. Germans earning more than ance, either statutory or private, was
$68,000 mandated for all
can opt out of SHI and choose private health citizens and permanent residents. Today’s
insur- system pro-
ance instead. There are no government vides coverage for the entire population,
subsidies for along with a
duce a net good.
generous beneft package.
From The Commonwealth Fund, On a utilitarian view, a just allocation of
“International Health Care
health care can take several forms depending
Systems Profles,” June 5, 2020, https://www. on
commonwealthfund.org/international- the facts about society’s resources and needs
health-policy-center/ and
countries/united-states. the likely efects of various allocation policies
and programs. Tus, depending on
calculations
In utilitarian theories of justice, a just dis-
of net benefts, a utilitarian might endorse a
tribution of benefts and burdens is one that
system of universal health care insurance, or
a
maximizes the net good (utility) for society. qualifed right to health care, or a two-tiered
Some allocations (or principles of allocation) plan (like the U.S. arrangement) in which
of society’s resources are more benefcial
aford it.
of rights—rules that can be enforced by soci- Egalitarian theories of justice afrm that
ety and that can override considerations of important benefts and burdens of society
should be distributed equally. To achieve
utility in specifc situations. But the ultimate greater
justifcation of the rules is utilitarian (actually, equality, the egalitarian (unlike the
libertarian)
rule-utilitarian): consistently following the
would not be averse to mandating changes
rules may maximize utility generally, to
although
allow utility to be the ultimate overriding Respecting human rights (which encompass
con- fair
sideration in a system of distribution. From
proach. Te idea is that we can best achieve cal, mental, and social well-being implies its
just de-
pendency on and contribution to the
realization
638 PART 4: JUSTICE AND HEALTH CARE
closely intertwined in many international duties not to interfere with that person’s
trea- obtain-
ties and declarations supported by ing something or (2) duties to help that
mechanisms person
ticular kinds of health care available to right to health care, for generally they accept
certain negative rights and disallow positive rights.
Utilitarians can admit a right to health care,
groups may produce a net beneft for society. though it would be what some have called a
But
derivative right, a rule ultimately justifed by
to its citizens. Daniels argues that disease
and
assessments of utility. Others, including
egali- disability diminish people’s “normal species
tarians, can accommodate a right to health
care
functioning” and thus restrict the range of
op-
and interpret it in the strong sense of being portunities open to them. But “health care in
an all
entitlement that ultimately outweighs its forms, whether public health or medical,
calcula- pre-
tions of maximized utility. ventive or acute or chronic, aims to keep
people
have limits. Recognizing this, many have the time bioethics concerns ethics as it
argued applies to
example) would be available in the free dence of illness, and intervening when the
market- health of
of emerging public health hazards, prevent Public health ethics, like any other area of
epidem- applied
ics after natural disasters, and much more. ethics, deals with the application and
reconciliation
will never reach “normal” functioning? that “the availability of certain basic forms of
Buchanan believes that although there is no health care make for a more productive labor
health care that a decent-minimum right forced benefcence” can also be made out. To
would
demand. Tat is, there is no individual right, maximize the practical efect of our moral
but obliga-
there may be a societal duty. Among these tions of charity or benefcence regarding
reasons health
are arguments that people have special
rights (as
care for those in need, “an enforced decent
opposed to universal rights) to health care— mini-
rights
mum principle is needed to achieve gical teams, emergency departments,
coordinated hospital
joint efort.”13 Tus, for example, the beds, and expensive drugs; organ transplants
government
are doled out to the few because of
could levy taxes to provide health care to the shortages of
poor—not in the name of egalitarian justice, usable organs; and the health care system as
but a
for the sake of benefcence. whole rations a great deal of care by people’s
always have a reason to prefer, for example, so both wanted, equally fervently, to be
neo- given the
natal or paediatric care to all “later” treatment that would save their lives. Is it
branches of clear that
the candidate with most QALYs on ofer
should
medicine. Tis is because any calculation of
the
life-years generated for a particular patient always and inevitably be the one to have
by a prior-
ity? To judge so would be to count the
paraplegic’s
particular therapy, must be based on the life
expec-
tancy of that patient. Te older a patient is desire to live the life that was available to
when him as of
less value than his rival’s.15
between physicians and their cost-conscious Christine and her husband, Alan, were
man- subscribers
aged care employers, and between the in an HMO, Health Net of Woodland Hills,
physicians’ California.
They got the insurance through their
employer (they
duty to put the patient’s welfare frst and the
eco- both were teachers at the same school) and
had
nomic incentives to put it last. Out of this
mael- opted for the least expensive coverage.
strom many unsettling stories have come,
including
After the standard treatments failed, the
deMeu-
this one. rerses thought they had no options left, but
Chris-
In 1992, Christine deMeurers—a 32-year-old
tine’s oncologist, Dr. Mahesh Gupta, was
wife, mother of two, and schoolteacher— hopeful.
found out
that she had breast cancer. She fought back
promptly He held out the possibility that she could
beneft
from a promising new treatment, a bone
and aggressively, enduring a radical marrow
mastectomy, ra-
transplant. Its effectiveness against
Christine’s type
disability. A perfectly healthy person may
think
of cancer was unproven, but it had been
used suc-
cessfully on other kinds of malignancies. In her life miserable despite a lack of physical
violation ail-
ments. Te subjective valuation seems to be
the
of Health Net rules on referrals, Dr. Gupta
referred
important one; the objective measurement
Christine directly to an expert he knew, an seems to be beside the point.
oncolo-
gist at the Scripps Clinic in La Jolla.
Policies for rationing transplants to a partic-
ular group of patients generally try to take
According to the deMeurerses, the Scripps into
doctor
was reluctant to help them or even to
provide them account the probability of transplant success
or
with information about the bone marrow
transplant. the urgency of the patients’ needs. Both
factors
can be morally relevant. Regarding the
So they few to Denver, where Christine was former,
exam-
because transplants are a scarce resource,
ined by Dr. Roy B. Jones at the University of
candidates for an available heart because the and referred her to the UCLA Medical Center,
pa- where Dr. John Glaspy presented the
tients will soon die if they do not receive a operation as
trans- an option and agreed to perform it.
plant, some of these patients are virtually This encounter between the deMeurerses
certain and Dr.
Chapter 11: Dividing Up Health Care Glaspy was strained by mutual ignorance of
Resources 643 some sig-
nifcant facts. Wary of possible interference
Colorado. He told them that the bone from
marrow pro-
cedure might be benefcial to Christine. But Health Net, they did not tell Dr. Glaspy that
about the they
were Health Net subscribers and told him
time that the deMeurerses consulted with instead
Dr. Jones, that they would pay for the transplant out of
Health Net resolved that the company would pocket.
not pay At the same time the deMeurerses did not
for the transplant because it was disallowed know that
under Dr. Glaspy was on the Health Net committee
the investigational clause in Christine’s that
contract.
Rescher thinks this question of social utility Christine began the treatment on September
im- 22,
portant and morally relevant: 1993, at UCLA Medical Center. She died on
March
10, 1995. Health Net offcials expressed doubt
had voted recently not to cover bone that
marrow trans-
the treatment helped much. Alan deMeurers
plants for Stage IV breast cancer patients. said
that it gave Christine four disease-free
Later, news came that Health Net had months.
rejected Eventually an arbitration panel ruled that
the appeal fled by the deMeurerses’ lawyer. Health
Net should have paid for Christine’s 644 PART 4: JUSTICE AND HEALTH CARE
transplant and
persons have equal worth. Morally, the
that the company had improperly interfered medical
in the
doctor–patient relationship.
student is not worth more than the poet or
prosti-
In “choosing to save” one life rather than an- tute, and vice versa. Education, achievement,
oc-
other, “the society,” through the mediation
of the cupation, and the like are not morally
relevant.
should have been given priority over the grades on some measures of national health,
younger such as infant mortality rates.
patient in receiving a liver. His survival would Debates about ethical allocations of health
have
care resources ofen reduce to clashes
ensured the social stability of the country. It between
would
theories of distributive justice—that is,
have ensured that many people would not theories
sufer a
loss of welfare or life from the social
instability that regarding the fair distribution of society’s
bene-
might have resulted otherwise. Mandela’s
social fts and burdens. Libertarian theories of
justice
worth was a function of the dependence of
many
people’s welfare and lives on his survival. Tat say that the benefts and burdens of society
worth would have been a decisive factor in should be distributed through the fair
giving workings
the organ to him rather than to another of a free market and the exercise of liberty
person rights
with the same need.18 of noninterference. Te role of government is
to
protect the rights of individuals to freely to the distribution of society’s goods or to
pursue inter-
their own interests in the economic fering in the workings of a free market.
marketplace Egalitar-
ian theorists could consistently endorse
several
without violations of their liberty through
coer-
cion, manipulation, or fraud. On this view, no schemes for allocating health care, including
systems that give equal access to all
legitimate
one has a right to health care. In utilitarian
the- forms of health care, that ofer a guaranteed
ories of justice, a just distribution of benefts minimal level of health care for everyone, or
and
that provide care only to those most in need.
Some theorists assert the strong claim that
burdens is one that maximizes the net utility
for people have a positive moral right to health
care.
Libertarians would reject this view,
society. Depending on calculations of net utilitarians
bene-
could endorse a derivative right to health
fts, a utilitarian might endorse a system of care,
uni-
versal health care insurance, or a qualifed
right and egalitarians could favor a bona fde
entitle-
ment to a share of society’s health care
to health care, or a two-tiered plan. resources.
Egalitarian
theories of justice say that important benefts
Some of the latter argue for a right to a
and burdens of society should be distributed decent
minimum of health care.
equally. To achieve greater equality, the
egalitar-
Because people’s health care needs are virtu-
ian would not be averse to mandating
changes ally limitless and the supply of resources is
had performed between 40 and 100 illegal law while many foreigners in need of a
trans- kidney arrive
CASE 2 a year.
Expensive Health Care for a Killer
As the state keeps Reyes-Camarena alive,
thou-
(Statesman Journal)—Oregon taxpayers are
shell- sands of older, poor, sick and disabled
Oregonians
ing out more than $120,000 a year to
provide life-
saving dialysis for a condemned killer. are trying to survive without medications and
care
that vanished amid state budget cuts.
Horacio Alberto Reyes-Camarena was sent to
death row six years ago for stabbing to death
an Some Oregon hospitals are considering
closing di-
18-year-old girl and dumping her body near
the alysis units because of Medicaid-related
reductions.
Oregon Coast.
At the Two Rivers Correctional Institution in
Reyes-Camarena said he wants to sever his
Eastern Oregon, Reyes-Camarena, 47, gets ties
hooked
to the dialysis machine. Te convicted killer
up to a dialysis machine for four hours three wants
times
a week to remove toxins from his blood.
to be the frst Oregon inmate to receive a
taxpayer-
Without dialysis, he would die because his fnanced organ transplant.
kid-
neys are failing.
“It’s much better for me, and them, too,”
Reyes-
Each dialysis session costs $775.80 for Camarena said, referring to his desire for a
treatment kidney
transplant, a procedure sought by nearly Organ Sharing, which maintains the nation’s
57,000 wait-
Americans. ing list for organs.
Te prisoner cited medical reports indicating
Because the waiting list is long and there
aren’t
that transplant costs prove to be cheaper
than dialy- enough organs to go around, some people
die before
sis in the long run.
a transplant becomes available.
Overall, 86,157 Americans are waiting for
Even so, transplant surgery is costly: $80,000 organ
to
transplants—mostly kidneys, livers,
$120,000. It also requires $500 to $1,200 a pancreases
month in
and lungs. Ofcials estimate that about 700
lifelong drugs to keep the recipient from will die
rejecting
this year while waiting.
the new organ.
Studies have found that the death rate for
dialysis Lifesaving care for Reyes-Camarena raises
ques-
tions about the bounds of medical treatment
patients is about 23 percent a year. A for
successful trans-
plant reduces that risk to about 3 percent a
year. prisoners.*
Is society obligated to prolong the life of
felons like
But the number of transplants is severely
limited Reyes-Camarena? As thousands of dollars
are spent
by a national scarcity of available organs. As
of this each year by the state to provide him with
health
care, many lawful citizens cannot aford
month, 56,895 Americans, including 192 critical care
Orego-
nians, were waiting for kidney transplants,
accord- and die as a result. Is this arrangement just?
Do pris-
ing to the Virginia-based United Network for
oners have a right to health care? Does Struggle over Health Care Reform, that eforts
anyone have to
“provide all Americans access to medical
care and
a right to health care? Explain your answers.
protect them from economic ruin” have long
been a
*Alan Gustafson, “Death Row Inmate Seeks “liberal inspiration.”
Organ Trans-
plant,” Statesman Journal, April 28, 2003,
http://news.states- Beginning in the early decades of the twenti-
manjournal.com/article.cfm?i=59,756. eth century, reform from the Progressive Era
with rising costs of basic medical care. the pain of illness and burdensome medical
bills.
Historian and sociologist Paul Starr wrote in
his
book, Remedy and Reaction: Te Peculiar With the establishment of Medicare and
American Medic-
aid, progressives hoped they had broken Party established the Progressive Party that
through— in-
cluded in its platform support for social
health
not so.
Starr wrote that “if Americans came to know
insurance.
one thing about the history of battles over
health
insurance, it was that a government program Canada boasts a single payer system with
to strik-
make health care a right of citizenship had ing similarities to the United States’
always Medicare
been defeated.”
Early ideas for government-led health system. Progressives had hoped that the
insurance Medicare
programs came from Europe.
system would serve as a precursor to a more
wide-
British national health care and German sick-
reaching program to establish a system for
ness funds were unpopular and never gained all
trac-
tion in America. Workers compensation
shows Americans, ofering insurance akin to the
coverage
ofered to seniors by Medicare. . . .
similarities to German sickness funds, but the
idea In reality, none of the proposals in the
United
States even closely resembles true
Chapter 11: Dividing Up Health Care government
Resources 647
health care like Britain’s universal health care
of national health care similar to Britain was,
to the system.
chagrin of progressives, politely frowned Reality shows that Democrats largely played
upon in on
the States. Republican turf.
In 1912, progressives within the Republican
Coupling reform with defcit reduction,
champi-
oning the originally Republican idea of the system? What moral principle seems to favor
indi- it?
vidual mandate and dropping advocacy for a
What would be the negative efects of having
uni-
government-run “public option” meant that
Demo- versal health care? What would be the
positive
crats sought compromise on the bill.
efects?
Tey sought agreement on one of the most
divi-
sive issues in America’s history. Agreement
may
precludes agreement.
Or perhaps the problem is deeper.
Perhaps Americans are truly divided over the
role government should play in people’s
lives.*