Finance : Taming the Menace 1

Have You Any Problem Debt Problems...............?

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Homeowners not as 'crunched' as they think

Justin Mason
Well-established broker Greenhill Finance claims that despite the so-called 'credit crunch'
plenty of borrowing options remain open to people with their own homes What's in a
phrase? When the phrase is 'credit crunch' a lot it seems. With household debt in Britain
now running at the highest...

Greater role of the credit card in students’ lives

Alex Smooth
Nowadays students, who use credit cards, are often very grateful to limited sums of
money, which they can spend. The limitations are set by banks for each credit card. And
because of this the amounts of money, which are saved on the cards can be bigger than
you’ve expected. And this is the reason you’ll...

Understanding the Mortgage Meltdown; What happened and Who's to Blame

Richard Gandon
People are losing their homes and many more will lose their jobs before the mortgage
meltdown works its way through the system. To paraphrase Alan Greenspan's remarks on
March 17th, 2008, “The current financial crisis in the US is likely to be judged in
retrospect as the most wrenching since...

How to Successfully Navigate Your Business through an Economic Downturn

Terry H Hill
An economic downturn is a phase of the business cycle in which the economy as a whole
is in decline.This phase basically marks the end of the period of growth in the business
cycle. Economic downturns are characterized by decreased levels of consumer purchases
(especially of durable goods) and, subsequentl...

Superior Leader - Warren Buffet

Michael J. Spindler
Superior business leader and American investor Warren Buffett is often called “Oracle of
Omaha” or the “Sage of Omaha” and philanthropist. (Wikipedia, 2007) Buffett is the
CEO, and the biggest shareholder of the Berkshire Hathaway Company. Buffett’s has an
estimated current net worth of approximately...

ETFs, Funds And Shares: What Are They And What Are Their Benefits?
John McElborough
Exchange Traded Funds, better known by many investors as iShares, the brand owned by
Barclays Global Investors ('BGI') have been around in the UK since April 2000, with the
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launch of the iFTSE100 on the London Stock Exchange. From a slow start, by the end of
2005 (the latest figures available),...

How To Write A Successful Business Plan

Jason Kay
Whether you are planning to start a brand-new business, expand an existing company, or
get financing for a business venture, you will need to write a business plan. A business
plan not only lends your business a sense of credibility, but also helps you to cover all
your bases, increasing your chances...

Using Stop Loss Orders to Determine When to Enter a Trade

Derek Frey
More from this Author at http://www.mytradesignals.com Many people enter into trades
with little more than a desire for profit. In Forex we normally use between 50 – 400 to 1
leverage. Because of the large amount of leverage we are...

What is in a Franchise UFOC?

Bob Richman
There are 4 parts to a UFOC: * Cover Page * Table of Contents * Items 1-23 * Exhibits
The format for each of these sections is very specific and covers the following: Cover
Page The Cover Page identifies the franchise business, including the name under which
the...

Manage Debtors And Creditors To Improve Liquidity

Terry Cartwright
Sales turnover and net profits may follow a rollercoaster pattern familiar to most business
but when the cash flow dries up the game is over. Urgent attention to the management of
working capital can provide every business with the cash resources to exploit its potential
Most businesses will...

What Does RICH Mean To You?

Paul Mara
Have you ever been asked that question? I was! Back in 1979 while doing a “pressure
cooker” course on selling with an insurance company! I wondered how relevant that
question was, considering my personal and financial situation at the time. No wife! No
job!...

My Very First Board of Directors Meeting...

Nick Siegel
I could make up a terrific story about this, but I won't lie - I had avoided (as in postponed,
side-stepped, procrastinated) having a board of directors until now. Frankly, I had visions
of having a group of old, cranky, humorless men telling me what to do. Of course I was
just being lazy,...

MLM Prospecting: Creating a Win-Win Outcome

Liz Monte
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In any business endeavor, a win-win outcome is always the most satisfying and
productive. It certainly beats the alternatives - win-lose, lose-win, or (heaven forbid!)
lose-lose - in which one or both parties walks away feeling an assortment of negative
emotions, possibly including disappointment,...

I Propose
Kelley Robertson
Many companies and their decision-makers require written proposals, and if you are like
many sales people, you probably shudder at the thought of this request. However, writing
a good proposal doesn’t have to be painful providing you keep a few points in mind.
First, recognize that closing...

How I Generated More Revenues Without Having a Sale!

Jonathan Marino
You want more revenue and you want it fast. The marketing experts tell you to “create a
compelling offer.” You immediately think “Sale.” You wonder how big the sale should
be. How much can I afford to give away before the sale starts costing me money? How
will I word the sale materials so...

Do You See Failure or Success?

Heather Dominick
I remember attending a meditation workshop with Mark Epstein, a well-known 'Buddhist
psychologist.' He told a story about a meeting he had with Ram Dass, spiritual teacher
and author, where Ram Dass had asked Mark Epstein about his work with his patients. As
Mark talked about his work, Ram Dass...

Creangelism - Spreading The Word Of Creativity

Gregg Fraley
This article is a plea for something I call Creangelism, or creative evangelism. Let me
explain. I speak at the coolest creativity conferences in the world.* It's incredible fun
speaking and being with people who believe in the power of creativity and creative
problem solving. Walking around...

Will You Ever Have to Pay a Deficiency Judgment From a Foreclosure?

Dave Dinkel
When a foreclosure is finished and the home is sold or assessed by an appraisal, for the
loss on the mortgage, the deficit amount the bank will not get back from the mortgage
balance and expenses due, is called a deficiency. In most states, the lender has an option
to get a judgment in this amount...

The Most Used Methods of Resolving a Foreclosure

Dave Dinkel
The three most frequently used methods to resolve foreclosure are loan reinstatement,
forbearance agreement, or loan modification. While there are numerous other specific
ways to stop foreclosures, these three are used most frequently. 1.) Loan reinstatement is
where a lender has started the...
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Government To Make Billions From The Mortgage Crisis

Aubrey Clark
The mortgage crisis has had a negative impact on everyone, not just homeowners.
Elected officials are working hard to pass legislation that is designed to prevent future
banking debacles. Unfortunately, history has proven that when legislators over-regulate
banks that it tightens the reins on lending....

Unsecured Loans – Borrow As Per Individual Circumstances

Adele Sommers
Are you wondering what the future holds for your business? Whether you want to predict
your future or prescribe an outcome of your choosing, you'll have plenty of company!
Throughout history, we humans have tried many ways to predict the future, from reading
palms to stargazing. Today, we...

Unsecured Loans – Borrow As Per Individual Circumstances

Simon Tauffel
When the problems are numerous, friends are few. These words are very apt when it
comes to the situation of bad credit. Fulfilling your cash needs when having a bad credit
history, it may be difficult to get the support you want. Getting external help will still suit
you as the money is available...

Unsecured Loans – Borrow As Per Individual Circumstances

Simon Tauffel
Although you will borrow only a smaller amount as unsecured loans, the very loan can
become a source of burdensome debts, if you do not take out the loan carefully. People
often opt for these loans in the hope that they will get the approval with ease. They
should first consider some fine points of...

Unsecured Loans: Makes Your Money Availing Without Pledging

Simon Tauffel
It could be that you are just spending more than you make. And it is all about the actual
facet of any type financial malaise. To fight away from such messing monetary mockery
you need to hit upon the financial way available around. Most of the fund functioning is
based on some or other sort of pledging...

Unsecured Loans: Make Way To Upkeep Your Finances

Simon Tauffel
Break down of your personal finances compel you to go for monetary assistances. People
find it hard to arrange fund as most of the funding requires to be secured by some sort of
security pledging. The security gives a secured sense of loan repayment to the lenders.
And if you are unable to arrange...

Bad Credit Loans – Keep The Cost In Mind

Simon Tauffel
You must keep some basics in mind if you have a blemished history of making multiple
payment faults and want a bad credit loan for a new beginning. You must also strive for
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borrowing the money at a low possible cost so that the repayment is not a huge burden.
First, know that the loan will...

Personal Loans – Tips For A Less Burdensome Deal

Simon Tauffel
People need money for variety of purposes. They can find personal loans as per their
requirements and circumstances. However, if availed without first taking all of its aspects
into account, the same loan may become a source of financial trouble in the coming days.
Through these loans, you...

Personal Loans: Fulfilling The Entire Personal Needs Of Yours

Simon Tauffel
You can’t come over your numerous desires. The accomplishment of one desire gives rise
to another. Thus, normally your budget fails to accomplish all your needs at a time. Since,
some of your needs entails you to finish it at any cost, you start seeking an external help.
In that time, you need such...

Bad Credit Loans: Help Give Your Credit A New Look

Simon Tauffel
You have bad credit problem. If you can find a lender who will even consider approving
you, the loan will be at an interest rate high. The fact of the matter is that it is after all a
fashion to obtain bad credit loans. These loans have resurrected the financial feeling of
the people with poor credit...

Unsecured Loans: Asset-Free Opportunity For Those In Need

Simon Tauffel
The people who face cash issues in their lives know the actual ups and downs that happen
in life. Such a situation occurs in everyone’s life. Also, everybody may not have an asset
to act as a shield for bad times. So for such borrowers, there is an opportunity for
borrowing money through unsecured...

Personal Loans: Get All Your Financial Needs Sorted Easily

Simon Tauffel
It would be great burden for people if they experience a need for money which cannot be
ignored. So only the way of borrowing money is available to the people. They can get the
money for their needs easily through personal loans depending on how much money they
need and how they need it. The...

Unsecured Loans – An Option For Short Term Needs

Simon Tauffel
Are you looking to borrow only smaller money for some short term needs? In that case,
unsecured loans may be one option as these loans allow you to borrow finance to your
immediate needs only for host of purposes, such as home improvements, wedding,
enjoying a holiday tour, paying back some old debts...