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GENERAL DISCLAIMER AND LIMITATION OF LIABILITY The site Astrowise.com of Astro Services Inc.

, Toronto contains facts, figures, opinions, views, statements, recommendations, references, of the editors of Astr owise.com, advertisers, third party information providers, organisations, and pr ofessionals. Astrowise Services Inc. does not represent or endorse the accuracy, completeness, reliability of any advice, opinion, statement, or any other infor mation displayed, uploaded, distributed, linked through the web site. The user a cknowledges that any reliance upon any such opinion, advice, statement, or infor mation shall be at the user's risk. Astro Services Inc.. or any of the parties providing information to the system, makes no warranty or representation whatsoever regarding the web site or any con tent or products provided through or in connection with the web site. Astro Serv ices Inc.. disclaims any and all warranties, expressed or impiled, including any warranty as to the availability, accuracy, completeness or content of informati on, products or services which are part of the web site Astrowise.com. Astro Services Inc.. also disclaims any or all warranties or fitness for a parti cular purpose, or merchantability or against infringement. In no event will Astr o Services Inc. , its empolyees, agents, or contractors, be liable to you for an y damages or losses, including without limitation indirect, consequential, speci al, incidental or punitive damages resulting from or caused by Astrowise.com, it s , even if contents advised of the possiblities of such damages. Also by proceeding to the information beyond this notice, each user will be assu ming all the risks associated with the use of the web site, including risk of yo ur computer, software or data being damaged by any virus that might be transmitt ed or activated via this site or your access to it. Disclaimer of Warranty Astrowise.com makes no representations about the suitability, reliability, avail ability, timeliness, and accuracy of the information, software, products, servic es and related graphics contained on the Astrowise.com, for any purpose. Astrowi se.com expressly disclaims any warranty for the Astrowise.com service and any se rvice rendered thereof. The Astrowise.com service is provided on an "as is" basi s, without warranty of any kind, either express or implied, implicit and explici t, including without limitation, the implied warranties of merchantability, fitn ess for a particular purpose, title or non-infringement. The entire risk as to t he performance of, or arising out of the use of the Astrowise.com service will h ave to be borne by user. Astrowise.com makes no warranty regarding any goods, in formation or services purchased or obtained through the use of the Astrowise.com service. This disclaimer of warranty constitutes an essential part of the agree ment. Some jurisdictions do not allow exclusions of an implied warranty, so this disclaimer may not apply to user and user may have other legal rights that vary by jurisdiction. If you are dissatisfied with any portion of Astrowise.com serv ice, or with any of these terms of use, your sole and exclusive remedy is to dis continue using the Astrowise.com service and its related web sites. Access Restriction Astrowise.com reserves the right to terminate the user's access to any or all of the communication services or Astrowise.com at any time without notice for any reason whatever. Astrowise.com also reserves the right to cancel user's access r ights without prior notice and blocking access to that IP address in case of vio lation of terms and conditions mentioned herein. If Astrowise.com determines tha t user has failed to comply with any of the terms of the acceptable use policy, Astrowise.com shall when appropriate, (1) initiate criminal prosecution against such user by referring user's spamming and/or other such activities to the appro priate legal authorities, and (2) bring a civil action against such user, who sh all be liable to Astrowise.com for any direct, indirect, special, incidental, or consequential damages incurred by Astrowise.com as a result of user's spamming

or other prohibited activity Terms of Use The user shall not create a false identity or provide wrong information on the A strowise.com for the purpose of misleading others as to the original identity of the user. The User shall at all times provide Astrowise.com with accurate infor mation. User shall immediately notify Astrowise.com of any security breach in or unauthorized use of User's account. User shall not interfere in any way with an other User's use of, or Astrowise.com's provision of the Astrowise.com Service. User shall not resell, rent, lease, grant a security interest in, or make commer cial use of the Astrowise.com Service without the express written consent of Ast rowise.com. The User will not hold Astrowise.com responsible or liable for delet ion or failure to store material, inaccuracy in transmission and receipt of any information from the website and other communications or other information maint ained or transmitted. By signing on to Astrowise.com Services, you are indicating your agreement to be bound by these terms of use. Limited Permission to Copy ----> You are permitted to print or download extracts from these pages for your person al non-commercial use only. Unless otherwise specified, Astrowise.com is for the User's personal and non-commercial use. Any copies of these pages saved to disk or to any other storage medium may only be used for subsequent viewing purposes or to print extracts for personal use only. You may not (whether directly or th rough the use of any software program) create a database in electronic or struct ured manual form by regularly or systematically downloading and storing all or a ny part of the pages from this site. No part of the Site may be reproduced or tr ansmitted to or stored in any other web site, nor may any of its pages or part t hereof be disseminated in any electronic or non-electronic form, nor included in any public or private electronic retrieval system or service without prior writ ten permission. Written request and prior permission to republish Astrowise.com material for distribution must be addressed to Astrowise.com at the following Em ail Address -support@Astrowise.com. PRIVACY POLICY At Astrowise.com, your privacy is of utmost importance to us. This statement dem onstrates our strong commitment to your online privacy. Please read this careful ly to understand how we use your information that you provide us at this web sit e. Astrowise.com guarantees complete confidentiality of its member's identity, horo scope details, predictions and other personal details. Astrowise.com further guarantees that no direct or indirect use will be made by us about any aspect of life, as revealed in the horoscope of a member, except fo r the explicit purpose of communicating the horoscope charts , predictions and o ther services back to the member. We do not sell or rent your personally identifiable information to anyone. Since new items will get added to our services as we modify and expand, we sugge st that you check back from time to time in order to understand how we treat you r information. If we decide to change our privacy policy, we will post those cha nges on this page so that you are always aware of what personal information we c ollect, how we use it and under what circumstances we disclose it. Your continue d use of our site will constitute your acknowledgment of our Privacy Policy. What personal information do we collect? Order Forms for our paid personalized services we gather basically the informati on needed for fulfillment of the service. This is held in strict confidence, as stated above. We guarantee complete confidentiality of our members' identity, ho roscope details , predictions and other personal details. Astrowise.com further guarantees that no direct or indirect use will be made by Astrowise.com about an y aspect of life, as revealed in the horoscope of a user, except for the explici

t purpose of communicating the horoscope charts and predictions back to the memb er. Purchasing from Astrowise.com When you make a purchase from Astrowise.com, your credit card information will b e required. Your Credit card information is completely secure as we use the 128 bit SSL technology to process your payment information through WorldPay. How do we use this information? We use the personal information you supply us, to enable us to provide you with personalized free services. In addition, this information is used in a demograph ic manner to enhance our services, personalize your experience and provide you w ith special offers and services that we think you will find valuable. Astrowise.com uses the information described above to do, among other things, th e following: Personalize and enhance the site and services such as providing you with your pe rsonalized predictions. Send occasional personalized information about Astrowise.com and its features, u nless you have opted out of receiving these types of communications. Contact members occasionally for feedback regarding our services. Who has access to your personally identifiable information? Your personal information is password-protected so that only you and a few selec ted people at Astrowise.com have access to this personal information. All Astrow ise.com employees sign a nondisclosure and confidentiality agreement and are rem inded of the need for security and confidentiality at all times. Your informatio n is accessible only to key people at Astrowise.com, and is looked at only on a need only basis. Who can you contact regarding this Privacy Policy? If you have any doubts about this privacy statement, the practices of this site, or your dealings with this Web site, you can contact us at support@Astrowise.co m. By using WorldPay's Services, you agree to our terms of use as set out below. Authorized Representative [agent] of Citizens Bank Worldpay is an authorized representative [agent] of Citizens Bank of Rhode Islan d acting as a member service provider/independent service organization under the MasterCard and Visa Association Rules authorized to solicit merchant customers on behalf of Citizens Bank of Rhode Island. Responsibility While WorldPay takes all reasonable care to ensure that this website is kept up to date, we make no warranty or representation that such material is accurate or reliable, or that this website will always be available, or that any problems w ill be corrected, or that it is free of viruses and the like. WorldPay may chang e the content of this website at any time without notice and without any liabili ty. WorldPay makes no representation or warranty in relation to any third party products and services that you may buy through WorldPay's customers. So far as p ermitted by law, WorldPay will not be liable for any direct, indirect, incidenta l or consequential loss or damage that may arise out of your access, use or inab ility to use this website or WorldPay's payment pages. Links In addition to WorldPay's information on this website, there may be links to thi rd party websites, the content of which is beyond the control of WorldPay. World Pay provides such links to you as a convenience only. The inclusion of such link s is not an endorsement by WorldPay in favour of any company offering any produc ts or services on any linked website. It is your responsibility to exercise your own skill and care with respect to any material on those external websites. Wor ldPay will not be liable for any loss or damage that may arise from or relating to a linked third party website. Privacy Our overriding objective is to handle all data fairly and securely. Any informat ion you give us about yourself will be stored on WorldPay's systems and may be d

isclosed to, processed and used by us, and the other companies that assist us in providing our services. For full details of our privacy policy for shoppers vis it our website www.worldpay.com. Security You must keep secret any personal identification numbers or other security codes that we may give you for access to the WorldPay shopper System, and comply with all reasonable instructions that WorldPay may issue in relation to keeping such personal details safe. You should also make sure that any Internet payment tran saction you make is done in a secure environment. Rights WorldPay and its associate companies hold the intellectual property rights in th e contents of this website and all rights are reserved. You may download, store in cache, display and print the material and information in an unaltered form fo r your own personal or internal business purposes only provided that this notice appears with all copies. You must not systematically retrieve data or other con tent from this website to create or compile, directly or indirectly, a collectio n, compilation, database or directory, or, copy, re-transmit, distribute or comm ercialise any material or information on this website, without WorldPay's prior written permission. Requests for such permission should be addressed to WorldPay at uk@worldpay.com. IF YOU DO NOT ACCEPT THESE TERMS, YOU SHOULD EXIT THIS SITE IMMEDIATELY.