www.knowise.co.

in

FINTECH & BANKING FUTURE

Knowise Learning Academy India Pvt. Limited

 Technology Impact

Transportation
Education
Retail
Health
Hotel & Tourism
Entertainment
 Focus of Today!!

Banking
 Challenges at this point..

NPAs
Balance Sheet Management
Credit Growth
Priority Sector Lending
Employee Management
 Understanding FinTech
 Categories in FinTech

Consumer Payments Wallets, E Commerce

Merchant Service Payment
Personal Finance
Government & Corporate Initiative
 Consumer Payments

PayTM - Valuation & No. of Users

Mobikwik
Freecharge
Oxigen
 Merchant Services

Juspay
Bill desk
Mswipe Technologies
CC Avenue
 Personal Finance

Policy Bazar Insurance

Funds India, Fisdom Robo Advisor BoB & LVB
Early salary - Lending
ClearTax - Taxes
 Government Initiative

Aadhar (JAM Trinity)

UPI
Digital India
Start Up India
 Impact on Banking Industry
 Will FinTech disrupt Banking Industry?
 Strengths

Banks FinTech Companies

Customer Base Technology

Captial Research & Development

Infrastrucutre Convenience

Trust Worthiness Low Cost

 What lies ahead for Banks?
 Collaborate & Grow

Yes Bank with PhonePe, Paisa Bazar & Niyo

Fisdom with Bank of Baroda & Laxmi Vilas
MoneyTap & RBL
SBI launhes 200Cr Fund for FinTech startups
HDFC Digital Innovation Summit