Before Applying For Axis bank

Personal Loan, You Should Know

About This Information
Introduction Of Axis Bank

Introduction

Axis Bank is third largest private bank in India and one

of the most preferred loan providers with a network of
over 2400 branches and over 12,900 ATMs across Ind
ia. The bank began its operations in 1994 and was pro
moted by top insurance companies in country. The ba
nk offers a host of retail and corporate banking, lendin
g, investments, advisory and treasury services. It also
undertakes lending to SMEs, agriculture loans and mi
cro financing services.

www.afinoz.com/axis-bank-personal-loan
 Axis Bank Personal Loan
If you are going through any financial calamity at any point of
your life, whether it’s a financial requirement for consumer dur
ables or the immediate need for a quick payment, then applyi
ng for a personal loan is the best available option to meet yo
ur needs for immediate funds. Axis bank personal loan is ver
y exclusive and generally favored personal loan facility. Axis ba
nk offers the most flexible personal loans as per the requirem
ents and needs of the borrowing individuals. You can easily fin
ance funds for home renovation, wedding or any other financi
al emergencies at best interest rates with the help of personal
loan from Axis bank. Get lowest personal loan interest rates fo
r Axis bank online at Afinoz.com, one of India’s best online fin
ancial marketplace. Apply online for axis bank personal loan a
nd get a step closure to your dreams and goals.
Benefits Of Axis Bank Personal loan

Here are some features and benefits of Axis personal loan.

• Multi-purpose loan (complete flexibility on end use of the loan amount).

•Competitive interest rates: Axis bank provides the best in class interest rates.
•No prepayment charges.
•Zero foreclosure charges.
•Edge loyalty benefits: Axis Bank offers EDGE loyalty points on personal loans
which can be redeemed for cash surplus and discounts.
•Online loan account facility: You can get a statement of account, loan repaym
ent schedule or interest certificate through mail with axis bank online banking.
•Multiple repayment options:There are multiple options to repay your axis ban
k personal loan EMI’s including Electronic Clearing Services or ECS and post dated
cheques.
•Low prepayment charges.
Eligibility For Axis Bank Personal loan

• Age: Minimum age required for axis bank personal loan application is 21
years. While the maximum age is 60 years at the time of loan maturity.

• Income: Minimum net monthly income required is Rs.15000 per month.

• Loan Amount: The maximum loan amount available is 15 lakhs.

• Salaried individuals must have completed 2 years of service in the

same organization.

• Axis bank provides personal loans only at some given locations an

d the eligibility for a personal loan differs based on those locations (
Delhi, Noida, Gurugram, Ghaziabad, Faridabad, Banglore, Chennai, M
umbai, Hyderabad, pune, Ahmadabad, Kolkata and other locations)
Documents Required For Axis bank Personal Loan

The list of documents required while applying for Perso

nal loan from Axis bank are:
• Identity proof (copy of passport/voter ID card/driving licens
e/Aadhaar)
• Address proof (copy of passport/voter ID card/driving licens
e/Aadhaar)
• Bank statement of previous 3 months (Passbook of previou
s 6 months)
• Latest salary slip/current dated salary certificate with the lat
est Form 16
• 6 months bank statement
• Signature verification proof

www.afinoz.com/axis-bank-personal-loan
Axis Bank Personal Loan Interest Rates
Axis Bank Personal Loan General -Intere For salaried and self employed 15.50%
st Rates to 24%
Axis Bank Personal Loan Tenure 12 TO 60 MONTHS

Axis Bank Personal Loan Processing Fee 1.50% to 2.00% of the total loan amou
nt + applicable service tax
Axis Bank Personal Loan Repayment Per Minimum- 1 year
iod Maximum- 5 Years
Minimum Income IINR- 15,000 P.M.

Axis Bank Personal Loan Amount Minimum- INR 50,000

Maximum- INR 15 Lakh
Prepayment charges Nil

Foreclosure charges Nil

Personal Loan Through Afinoz
Instant Approval – Once you fill in and submit the application form along with t
he mentioned documents, you will get your e-approval within 2 to 3 days.

Real-time application tracking – Keep track of the application status in real-t

ime with a unique transaction id which is generated at the time of loan application
submission. We ensure that all the applicants are kept informed about their applic
ation process at each step via SMS and emails.

Online eligibility check - Do all your dealings with the bank online. Provide yo
ur basic information and our online personal loan eligibility calculator will let y
ou know the amount of loan you are eligible to borrow from Axis bank for your per
sonal financing.

Secure Environment - Afinoz.com has a built-in security for your personal info
rmation which is stored in a secure environment in our system with your consent.
This information then sent to the bank in an encrypted format digitally and is very
secured and scripted.
Personal Loan Through Afinoz
24/7 Customer Service - At any stage of the process if you have any query or
seek any financial advice, our experienced and well-trained customer service tea
m will offer the best financing/investment solutions to your problems. So there's n
o need for you to waste time and make multiple trips to the bank to discuss the lo
an specifications with the bankers.

No third-party agent – Afinoz.com online loan application process is free from

any unneeded expenses and delays. One can approach bank online directly with
out having to involve any agent.

Free quotations – Get online deals on Axis bank personal loans and free unb
iased quote on the best personal loan rates. All you have to do is to select the lo
an amount you want to borrow and the tenure. You will get a targeted online quot
e within minutes of application

www.afinoz.com/axis-bank-personal-loan