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ASSETS
(NPA)
By:-
CHETAN MODI 101604050
CHIRANJEEV SINGH 101604051
What is NPA?
Assets: Anything that is used in the business for a long time. For a
bank, the main asset of a bank is "Loans" given to public. Since that is
an amount which is receivable in future with Interest, it constitutes a
major part of Asset.
Non-performing: These loans are not performing, means that they are
not being received on time
OVER DUE & OUT OF ORDER
• Overdue- Any amount due to the bank under any credit
facility is ‘overdue’ if not paid on the due date fixed by the
bank.
135%
In the last two years. In all the total NPAs including both the
public and private sector banks were ₹ 6.97 lakhs crore in
December 2016.