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Term Lesson 19: Componential Analysis Applied To Terminology
Term Lesson 19: Componential Analysis Applied To Terminology
Componential analysis
applied to terminology
Terminology method
componential analysis
• modelled on phonology
– isolating the smallest units
• phonology : the phoneme (or phonetic feature)
• semantics : the seme (or semantic feature)
pioneered by
POTTIER B. (1992),
Sémantique générale. PUF
Componential analysis for siège
meuble accoudoirs dossier pour une
pour personne
s’asseoir
chaise + - + +
fauteuil + + + +
canapé + + + -
tabouret + - - +
implications
• Each semantic feature is made explicit
etc…
Problems?
• language specific
– can chairs have arms in English?
• only works for certain semantic fields
– footware, means of transport, etc.
• therefore not a very comprehensive method of
semantic analysis
• but particularly appropriate for regulated fields
(i.e. certain terminologies)
Using componential analysis for
terminology
Life Insurance
The most basic contracts are: … “
Whole of life insurance
• The policy benefits of whole of life
insurance are payable on the death of the
life insured whenever this occurs.
Premiums are payable for the entire life or,
upon payment of an extra premium.
Premiums may cease at say 60 or 65
years, the age of retirement [sic].
Endowment insurance
• This is a combination of term insurance
and pure endowment, the policy proceeds
being payable upon the death of the life
insured within the specified period, or at
the end of that period, say ten, 15, 20, 25
or 30 years, if the life insured survives until
the end of the period.
Pure endowment insurance
• This is the same as endowment insurance
except that no death cover is provided. In
the event of the death of the person
insured before the policy term expires
there is usually a refund of premiums with
interest. This cover is normally used for
people who are not medically acceptable
for a cover which includes death.
Term insurance
• Under a term insurance policy the benefits
are payable upon the death of the life
insured, provided that death occurs within
a specified period. If the life insured
survives to the end of the period the cover
ceases and no benefits are payable.
Confused…?
• Each definition is drafted differently
• Understanding one definition may depend
on having understood the others
• Which information is necessary to
understand the difference between the
four sorts of life insurance listed?
• Which can be considered ‘background’
information?
Solution ?
• Componential analysis is your friend!
– semes/features
• a life insurance policy ? (not stated explicitly)
• benefits payable on death of insured
• death can occur at any time
• therefore there is always a payment of benefits
• age(s) when paying premiums may cease
with componential analysis
Term + + + -
Whole + + - - ?
Pure E + - + + ?
Endowm+ +/- +/- +/-
Definitions derived from the table
• Term insurance
• in a lump sum
for
• current assumption
– the premium is variable
Whole of life - features
WoL lumpS WoL SetP rate C
single + + - -
continuous + - + - +
limited p + - - + +
current a + +? -
definitions
• single premium whole life insurance
– whole of life insurance for which the premium is paid
in one lump sum
• continuous premium whole life insurance
– whole of life insurance for which the premium is paid
over the whole period (or until the age of 100)
• limited pay insurance
– whole of life insurance for which the premium is paid
over a period defined in the policy
• current assumption insurance
– whole of life insurance for which the rate of the
premium is indexed on interest rates