ART

Housing Finance
Home Loan Top Up
About us
Home Loan Top Up

.A home loan is the most

sensible approach to buy your
dream home cheerily. It offers a
lot of assets for home buyers and
has a long repayment tenor as
well.
Home Loans solutions customised for all
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01 Company Profile

02 Home Loans

03 Non Home Loans

04 Benchmark Rates

05 Fee & Charges

COMPANY PROFILE
The home loan rates won't adapt with each
adjustment in the MCLR in light of the fact that
the banks are allowed to have a reset time of
around one year, which can be allied with the
date of payout or a pre-decided date. To get the
best home loan top up in India, visit ART's site
to find out about the home credits.
HOME LOANS Home Purchase Loan for purchase of ready built/ under-construction
residential property

Home Construction Loan for construction of a residential property

Home Extension Loan for extension on an existing residential house be it

an additional room, additional floor, a larger bathroom, or
even enclosing an open balcony etc.

Home Improvement Loan for renovation/ makeover, both internal, as well as

external, of an existing residential house like tiling and
flooring, painting, plumbing and electrical work,
waterproofing and roofing, grills and aluminium windows,
waterproofing on terrace, construction of
underground/overhead water tank, paving of compound
wall etc.

Refinance Reimbursement of expenses already spent for buying,

constructing or extending a home

Balance Transfer Loan Transfer of a Home Loan from an approved institution

Balance Transfer + Transfer of a Home Loan from an approved institution with

Top Up Loan the facility of a top-up loan
NON HOME LOANS
Loan for Commercial Property Loan for purchase of a ready built
commercial property

Loan Against Commercial Property Loan to meet customer requirements

against the security of a built-up
commercial property

Loan Against Residential Property Loan to meet customer requirements

against the security of a built-up
residential property

Loan Against Industrial Property Loan to meet customer requirements

against the security of a built-up
industrial property

Balance Transfer Loan Transfer of a Non-Home Loan from an

approved institution

Balance Transfer + Top Up Loan Transfer of a Non-Home Loan from an

approved institution with the facility of
a top-up loan
 BLOGS

To ensure that the banks assume the

remuneration of scaled-down repo rates and
cost of borrowings to the customers all the more
quickly, RBI made it compulsory for all banks to
security every one of the advances to the minor
expense of their fumbling for various
residencies. Talk with ART to think about home
loan top up in India.
 Features
HOME LOANS

Long Loan
Loans Attractive
tenure upto
15 years ranging rate of
depending on from Rs 3 interest
loan schemes Lakhs to Rs
50 Lakhs
.

Home Loans No pre- Flexible

up to 90% of payment repayment
the property charges in
options
value* home loans,
wherever
applicable
 Features
NON HOME LOANS

Long Loan Loans

tenure upto ranging
15 years
Attractive
from Rs 3
depending Lakhs to Rs
rate of
on loan 50 Lakhs* interest
schemes.
.

No pre-
Non Home payment Flexible
Loans up to charges in repayment
70% of the home
property loans,
options
value* wherever
applicable
 BENCHMARK RATES

Prime Lending Rate (PLR)

of the company is 19.25%,
which is subject to change
from time to time. The
effective Interest rates may
vary based on the Loan
product/ scheme chosen
and based on profile of the
customers. For details,
Please contact our nearest
office.
 For Loan where all the applicants are
Individuals and type of interest rate is Floating
Prepayment charges
- NIL
FEE & For Loan where all the applicants are
Individuals and type of interest rate is fixed

CHARGES Legal search charges of Rs. 2500 + Applicable

Taxes are payable before disbursement. Not
applicable on Approved Projects and Top-Up
Legal Charges Cases.
Charges for Notice of Intimation of Mortgage,
for Maharashtra, of Rs. 2500 + Applicable
taxes to be collected before disbursement

Subsequent Property valuation, if

Property Valuation
required, charges of Rs. 1500 +
Charges Applicable Taxes are payable before
disbursement in case of property being
outside geographical limits as defined by
the Lender.
GALLERY
 ART Housing
Finance
To ensure that the banks assume the
remuneration of scaled-down repo rates
and cost of borrowings to the customers
all the more quickly, RBI made it
compulsory for all banks to security
every one of the advances to the minor
expense of their fumbling for various
residencies. Talk with ART to think
about home loan top up in India.
 Is it right that you are searching for the best
home loan top up in India? The available
Home Loan Top house loans taken under the PLR or base
rate guidelines will drag out to be
administered by the individual belief, till the
Up loans are completely repaid with the
exception of the equivalent has been
changed to MCLR.
Contact Details

49, Udyog Vihar, Phase – IV,

Gurugram Haryana – 122015,
India 0124 – 6622200
Thank you
plese visit once