Project Report

on
A Study of Financial Assistance In Consumer
Durable Goods Loan.

“Bajaj Finance Limited”

Presented By
Nilesh Bhojwani
Roll No. :25
 About Bajaj Finserv
 Financial Services Company Set Up in April 2007
 Listed On Both Stock Exchange-(Nse& Bse)
 Market Value of Share Approx (7000 Inr)
 Part of Bajaj Holdings & Investments Ltd.
 20,000 employees across India with presence in 1400 locations
 Demerger from Bajaj Auto Ltd.- 26th May 2008
 Focus on
 Consumer Finance-Durable Goods & Life Style Finance
 Life Insurance
 General Insurance
 Wind Energy Generation
 Durable Finance
Helps to improve one’s life style by providing options to purchase various
consumer durable products on easy monthly instalments.
 Eligibility
 Documentation
 Products
 LEDTV’s
 Refrigerators
 Washing Machines
 Digital Product Finance
It is the smartest and fastest option to buy Digital Gadgets.
 Eligibility
 Documentation
 Products
 Laptops
 Smartphones
 Tablets
 Importance of the Project
 First Industrial Experience
 Exposure to both Finance and Marketing
 Finance & Sales process of 14 Big
Dealer of The Bajaj Finserv like
(Radhika,Dynamic Distributor,Kohinoor)
 Loan Process of Bajaj Finserv to Existing
Customer & for New Customer Login.
 Learning of Bajaj Software Like
Salesforce,Galaxie Portal & Dealesr
Accounting Software
 Objective of Project
 To Study The Different financial schemes of Bajaj
Finserv
 To Study The Loan Procedure for durable product at
Bajaj Finserv with the help of case studies.
 To Learn The Surrogate of The Bajaj Finserv For
Loan
 To Learn and Apply Account Reconcialtion For
Dealer
 Learning From Project
 Funding of Consumer Durable Goods-With
Operation Department
 To Learn the surrogate of the Bajaj Finance
 To Reconcile the Dealer Account & Bajaj
Disbursement Amount
 To Work With Accounts Department if any
partial adjustment in Dealer Loan Account
 To Prepare The ABND Reply With The
Manager
 EMI CALCULATION

LOAN AMOUNT-According to product

DBD- Some% Charges on amount of the Prod.
GST-According To Slab Rate On Prod.
Less-Advance Emi on the basis of Sche.
Less-Discounted Dbd(If Given By Dealer)
Total-Amount To Be Disbursed To Dealer
 Utility To Organization

 Reconcile The Outstanding of Dealer

ABND Reply Prepare for The Org.
Work With Operation Dept. For Disbursement
Files
 Suggestions for the Company
 Lower the CIBIL Score(Salaried Emp.)
 Loans to customers outside city-By Local
Guarantee
 More Transparency For Approved But
Not Dispatch Finance Files.
Thank You