A DAY IN THE LIFE OF

FINANTIAL ANALYST
Ramiro Gallardo Velázquez A01375916
Some interesting things.
◦ Salary:$64,390.

◦ Qualifications:
◦ Bachelor's degree in finance, business or related field; master's degree is common

◦ Working Hours: 56 por week or more.

Bear market

◦ A bear market is a condition in which securities prices fall 20% or more from recent
highs amid widespread pessimism and negative investor sentiment.
 Bull market

◦ A bull market is the condition of a financial market of a group of securities in which

prices are rising or are expected to rise.
Shares

◦ Shares are units of ownership interest in

a corporation or financial asset that
provide for an equal distribution in any
profits, if any are declared, in the form
of dividends.
 Rally
◦ A rally is a period of sustained increases in the prices of stocks, bonds or indexes. This type of
price movement can happen during either a bull or a bear market, when it is known as either
a bull market rally or a bear market rally.
Overdraft
◦ An overdraft is an extension of credit from a lending
institution that is granted when an account reaches
zero. The overdraft allows the account holder to
continue withdrawing money even when the
account has no funds in it or has insufficient funds to
cover the amount of the withdrawal.
 Credit rating

◦ A credit rating is a quantified assessment of

the creditworthiness of a borrower in general
terms or with respect to a particular debt or
financial obligation.
Long-term loan

◦ A form of debt that is paid off over an extended time frame

that exceeds one year in duration. Obtaining a long term
loan provides a business with working capital that it can use
to purchase assets, inventory or equipment which can then
be used to create additional income for the business.
 Short-term loan

◦ Is a loan with a maturity period of one to five

years.
 Mortgage
◦ A mortgage is a debt instrument, secured by the
collateral of specified real estate property, that the
borrower is obliged to pay back with a
predetermined set of payments.
Profit

◦ Profit describes the financial benefit realized

when revenue generated from a business activity
exceeds the expenses, costs, and taxes involved
in sustaining the activity in question.
Cash outflow
◦ Cash outflow is the amount of cash that a
business disburses. The reasons for these cash
payments fall into one of the following
classifications:
◦ Operating activities, Investing activities and
Financing activities.
Interest Rate

Is the amount of interest due per period, as a proportion of the amount lent, deposited or
borrowed.
External capital

◦ Is all capital raised outside the firm. It can be either financial Debt from lenders
or Equity from new or existing Shareholders.
Broker
◦ A person who buys and sells foreign money, shares in companies, etc.
money market
◦ Is the trade in short-term debt investments. At the
wholesale level, it involves large-volume trades
between institutions and traders. At the retail level, it
includes money market mutual funds bought by
individual investors and money market accounts
opened by bank customers.
 ◦ Is the trading of one currency for another. For
example, one can swap the U.S. dollar for the euro.

Foreing
exchange
 ◦ Utility is a term in economics that refers to the
total satisfaction received from consuming a

Utilities good or service. Economic theories based on

rational choice usually assume that consumers
will strive to maximize their utility.
Monopoly
◦ A monopoly refers to when a company and its product
offerings dominate a sector or industry.
Oligopoly

◦ Oligopoly is a market structure with a small number of firms, none of which can keep
the others from having significant influence. The concentration ratio measures the
market share of the largest firms.
Economic ◦ Is a situation in which asset prices appear to be
based on implausible or inconsistent views about

bubble the future.