Presented By:

Nilesh Mishra
Socio – Economic Profile
Number of Household 205*

Population 1250*

Caste wise 175 EBC Household 30 SC

Household
Land Holding Marginal Land Holding
Occupation Agriculture (only
Subsistence),Service(Largely)
, Petty Business
Major Crop Mustard, Pigeon Pea, Wheat,
Gram
 Village Amenities
Connectivity Very well connected
Road All most all the hamlets of village
has PCC road
Electrification 100 % HH have electrified
Housing 80% house have pucca House,rest
are semi pucca houses
Water and Sanitation Private and Public Hand
pumps,(Govt’s water supply work
in process) , 100% household
having toilets
School 3 (1 primary ,1 middle and 1 high
School)
Bank 3 (UCO, SBI,BGB)
Post office 1
Police Station
Hospital 1 (CHC)
SHG 1 (Gulab)
 Flagship rural poverty alleviation program of
Govt of Bihar (as per NRLM guideline)
 Launched in 2013-14.
 Women at center of poverty alleviation and
rural development.
 Emphasis on creation local community led
and managed institutions.
 Objective: Livelihood, Financial and Social
Inclusion.
Cluster Level Village Organisation Self Help Group
Federation (CLF) (VO) (SHG)
• 3 CLFs, each having 4-5 • 96 such second tier • Primary level organisation
pnchayats. organizations have been of individuals, comes
• Strengthening of Second promoted to address together in mutual help.
tier organization (VO) various village level There are about 1276
through training and issues. SHGs in the block.
meeting. • Qualitative and
• Creating an eco-system quantitative monitoring of
for conducive growth by SHGs.
creating a socio-economic • Training on various aspect
support structure. like fund mgmt. and
• Provision of 20-40 VO in capacity building.
CLF • 10-12 SHG in a VO
 General Body=12 BOD from each VO
Monthly
 Membership RGB=President and secretary from
RGB
each VO
meeting
CLF BOD =12Mem(2 ST/SC ,2 EB/BC pre)
Monthly
OB= 5 OB from BOD members
BOD
,Presi,Sec,Tre,VP and JS
meeting
20-
40
VO Membership= Every SHG in
compliance with prescribed
norms Monthly
VO
RGB=2-3 member from each Meeting
participating SHG
OB= 3 members from from RGB
10-12
SHGs
3 OB in SHG for
Representation , external Weekly
SHG
communication etc Meeting
Cadre Work Description Number
Community Mobilizer Updating of books of record at 120
SHG and creating Monthly
progress report to submit in VO
VO BK Recording all transaction at VO 22
level and prepare VO MPR to
submit in CLF and also maintain
books of records
CLF BK Maintaining Books of records at 3
CLF and compilation of MPR
JRP Communication about various 1
job and skill based training
conducted by different
departments of youth
VRP Imparting training to farmers on 12
modern tools and technology for
better productivity
Bank Mitra Facilitating CM and SHG members
in Bank linkages, timely
payments of instalments, grading
etc.
MRP HNS Awareness generation, liasoning 3
with diifertnty departments on
issues of Health,Nutrition amd
Sanitation
SHG CRP 2
Cluster Facilitator Facilitation of CLF meetings 3
,assisting in setting of agenda
 Community Investment Fund

 Initial Capitalization Fund :50000-30000/SHG

through VO.2month old 8 meetings following
panchsutras

 Health Risk Fund:50000 per VO for health related

issues ,group-3 month old where 50 % of group
have contributed towards HRF Fund

 Livelihood Fund: For livelihood generation

activities

 Food Security fund : For VOs having 60 % ST /SC

population
 1. 1.Loan
1.Loan and and
Saving Saving SHG :1)LDP
register register 2) Khata-
2.Cashbook 2. Genral Bahi(Ledger
3. ledger +Savings+lo
fixed assest 3. 4 cash an).
register book 3. Personal
4. Minutes 4. Savings Passbook
book ledger 4. Bank
,training,liv 6. Minutes passbook
elihood,gov register (loan+SB)
t sche 7.Cheque 5. Minutes
5.Cheque issue Book
issue register
Name of Bank Name Location Savings a/c First 2nd Linkage
Bank Mitra` Linkage
Ritu Singh Dakshin Dhraraha 288 219 60
Bihar
Gramin Bank
Ritika Uco Bank Dhraraha 112 112 112 and 3rd
4
Sanju Devi Dakshin Shivkund 143 137 74
Bihar
Gramin Bank
Sheela Devi Dakshin Hemzapur 116 106 18
Bihar
Gramin Bank
Rukshana Dakshin Dasrathpur 274 245 25
Khatun Bihar
Gramin Bank
Ranjana Dakshin Sarobagh 173 137 22
Devi Bihar
Gramin Bank
 TOfacilitate Members of SHGs/Vos/CLF in
Opening of Bank Account, grading of SHGs,
and Bank Linkage(for loan)

 To
keep GroupWise track of bank deposits
and withdrawal

 To collect information about defaulters and

communicate respective cadre/staff before
it becomes NPA
Positive :
 Highly Confident.
 Skilled and Have adequate knowledge about
their work.
Happy to be part of Jeevika

Not so Positive:
o Remuneration
o Work pressure from as well community
 Better agricultural trainings – SRI Vidhi and
others.
 Knowledge about different government
schemes such as MGNREGA, Kaushal Vikas,
vermicompost, poultry grant, etc.
 Availablty of timely and cheaper loan
 Financial Inclusion: Connected with formal
banking institutions, Freedom from
moneylenders, Loans at lower rates of
interest.
 Livelihood Inclusion: Better agricultural
output due to training, Better food
availability, Surplus to sell.
 Social Inclusion: Decision-making roles of
women, Enhancement in knowledge, More
vocal about their requirements and rights.
 Creation of new Social relation
 Livelihood – Market Linkage required.
 Loans for consumption and not for enhancing
livelihood.
 Women not still handlers of money and/or
decision makers.
No of SJY House Hold Visited 17

Facilitation in Microplaning 17

No VO meeting (for SJY) 6

attended

Number of cluster visited 2

Cluster Meeting attend 1

 Selection

 Verification

 Micro-planning

 Requirement : Safety nets (Insurance , Vet

care )
Anita Devi Wife of Kamdev Ram ,
Sarobagh Matadih

o Irregular Income : Husband Sell

woods /altenate day in Jamalpur

o Health issues

o No Assests
 Mahadev Neera Producer Group
 Starting Date
 Household involved
 Basic profile of house hold
 What is hindering
 Way Forward
 Positive Attitude of Community : Taper and
Memebers
Thank You.