ISLAMIC INVESTMENT OF

PAKISTAN

ISLAMIC BACHAT AAMDANI

GROUP MEMBERS: Mufti Mohammad Razzi

Jawad Umer Khan
Faysal Abdul Aziz
Hamid Mehmood
Mohammad Amin
Adnan Yaqoob
VISION OF ISLAMIC INVESTMENT OF
PAKISTAN.(IIP)

 IIP is one the largest Islamic Investment

companies in Pakistan working since last 10
years. IIP’s core motive is to satisfy the needs &
wants of small as well as large depositors by
offering Islamic / Shariah compliant investment
opportunities & to prevent the Muslims to invest
in Riba filled practices.
NEW BACHAT SCHEME OF IIP

 IIP proudly present its new bachat scheme for

investing depositor’s halal income into halal
businesses.
 Core motive is to benefit the customers through
these Islamic (Mudarbah & Musharkah etc.) mode
of financing.
 IIP offer maximum profit ratio & also benefit those
who want to invest minimum deposit amount.
Islamic Bachat Aamdani

 New Bachat aamdani scheme is the best scheme

to fulfill the requirements of any suitable
Investing scheme meeting all these aspects.
1. Legal (Abiding by the law of the land)
2. Shariah (Product is Shariah compliant)
3. Business (Profitable & minimum risk factor)
4. Operational (Easiness of operations in the market)
Investment schemes of IBA

– Long Term Financing

 Company owned land of farming cotton & wheat.
 Company owned residential area’s & Leased rentals.
– Short Term Financing
 Petrol & Oil Agency
 Wheat & Flour.
 Import Of Laptops & Computers.
Product Plan and Wheightages

 Minimum 3 months Fixed Deposit

 Amount withdrawal before 3 months 50% profit will be
deducted.
 During 1st year of investment profit is distributed on
Quarterly basis & after that period profit will be given on
monthly basis.
 If IBA suffers a loss the loss will be distributed according
to the ratio of investment.
 Profit Ratios assigned as per rules of IBA.
 Depositor should inform before 7 days in case of pre-
maturity.
Product Plan and Wheightages

 Long term depositors in case of withdrawal would get

10% amount of their deposits urgently & ensure
remaining amount within 1 week.
 Investments made on IBA’s own policies. Customer will
be informed upon request.
 All these rules and regulations are clearly communicated
to the depositors on the time of investment.
 IBA offers 5 policies according to the nature of the
Investments. These policies are as under:-
Weightages Ratio for three Months Plan

 Deposits less than 10000: 75% will be paid of

Profit
 Deposits less than 100000: 80% will be paid of
Profit
 Deposits less than 1 Mil : 83% will be paid of
Profit
 Deposits more than 1 Mil : 85% will be paid of
Profit
Weightages Ratio for Six Months Plan

 Deposits less than 10000: 78% will be paid of

Profit
 Deposits less than 100000: 82% will be paid of
Profit
 Deposits less than 1 Mil : 85% will be paid of
Profit
 Deposits more than 1 Mil : 88% will be paid of
Profit
Weightages Ratio for 1 Year Plan

 Deposits less than 10000: 80% will be paid of

Profit
 Deposits less than 100000: 84% will be paid of
Profit
 Deposits less than 1 Mil : 88% will be paid of
Profit
 Deposits more than 1 Mil : 90% will be paid of
Profit
Weightages Ratio for 3 Years Plan

 Deposits less than 10000: 82% will be paid of

Profit
 Deposits less than 100000: 87% will be paid of
Profit
 Deposits less than 1 Mil : 90% will be paid of
Profit
 Deposits more than 1 Mil : 93% will be paid of
Profit
Weightages Ratio for 5 Years Plan

 Deposits less than 10000: 87% will be paid of

Profit
 Deposits less than 100000: 90% will be paid of
Profit
 Deposits less than 1 Mil : 93% will be paid of
Profit
 Deposits more than 1 Mil : 95% will be paid of
Profit
JAZAKALLAH