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  • Leading 3 Banks in India & US: A Comparative Study BY Saurav Datta & Debjit Chakrabarty

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    The document compares the 3 largest banks in India and the US based on total assets as of 2010. In the US, Bank of America was the largest based on total assets of $2223.29 billion, followed by Citibank at $1856.64 billion, and Wells Fargo at $1243.64 billion. In India, State Bank of India was the largest with total assets of $235,000 million, followed by ICICI Bank at $81,261 million, and HDFC Bank at $49,744 million. Charts show the US banks have significantly larger total assets, market capitalization, and higher P/E ratios compared to their Indian counterparts ranked at similar positions based on

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    The document compares the 3 largest banks in India and the US based on total assets as of 2010. In the US, Bank of America was the largest based on total assets of $2223.29 billion, followed by Citibank at $1856.64 billion, and Wells Fargo at $1243.64 billion. In India, State Bank of India was the largest with total assets of $235,000 million, followed by ICICI Bank at $81,261 million, and HDFC Bank at $49,744 million. Charts show the US banks have significantly larger total assets, market capitalization, and higher P/E ratios compared to their Indian counterparts ranked at similar positions based on

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    21 views24 pages

    Leading 3 Banks in India & US: A Comparative Study BY Saurav Datta & Debjit Chakrabarty

    Uploaded by

    Ankita Gupta
    The document compares the 3 largest banks in India and the US based on total assets as of 2010. In the US, Bank of America was the largest based on total assets of $2223.29 billion, followed by Citibank at $1856.64 billion, and Wells Fargo at $1243.64 billion. In India, State Bank of India was the largest with total assets of $235,000 million, followed by ICICI Bank at $81,261 million, and HDFC Bank at $49,744 million. Charts show the US banks have significantly larger total assets, market capitalization, and higher P/E ratios compared to their Indian counterparts ranked at similar positions based on

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as PPTX, PDF, TXT or read online from Scribd
    Flag for inappropriate content
    of 24

    Leading 3 Banks in India & US

    A COMPARATIVE STUDY

    BY
    SAURAV DATTA
    &
    DEBJIT CHAKRABARTY
    The Banks Studied
    Notes to the presentation

    Indian Banks
    Total assets as on 31st March 2010
    Market Capitalization as on 7th December 2010

    US Banks
    Total assets as on 31st December 2009
    Market Capitalization as on 8th December 2010

    Exchange Rate - Rs 44.72/$ as on 7 th


    December 2010

    Paired Comparisons betweens same ranked counterparts based on asset size.


    The US Banks

    Bank of America

    Citibank Wells Fargo


    Bank of America

    The largest bank holding company in the United States


    by assets, Bank of America serves clients in more
    than 150 countries and has a relationship with 99%
    of the U.S. Fortune 500 companies and 83% of the
    Fortune Global 500. Acquisition of Merrill Lynch
    made Bank of America the world's largest wealth
    manager.
    Citibank

    Founded in 1812 as the City Bank of New York,


    Citibank is a major international bank & is the
    consumer banking arm of financial services giant
    Citigroup, the third largest bank holding company in
    the United States by domestic deposits.
    WELLS FARGO

    A result of an acquisition of California-based Wells


    Fargo & Company by Minneapolis-based Norwest
    Corporation in 1998, Wells Fargo is one of the Big
    Four banks of the United States, having 6,650 retail
    "stores", 12,260 ATM, 276,000 employees & over 48
    million customers.
    Ranked by Asset Size

    1 Bank of America
    ●

    ●
    $ 2223.29 billion

    2 Citibank
    ●

    ●
    $ 1856.64 billion

    3 Wells Fargo
    ●

    ●
    $ 1243.64 billion
    Market Capitalization & P/E Ratio

    Banks Market Capitalization P/E Ratio

    Bank of America $ 116.29 billion 0

    Citibank $ 134.21 billion 85.56

    Wells Fargo $ 151.16 billion 16.85


    A graphical view

    2500

    2000

    1500

    1000

    500

    Market Cap (in $ billion)


    0
    Bank of America Assets ( in $ billion)
    CitiBank
    Wells Fargo
    The Indian Banks

    State Bank of
    India

    HDFC Bank ICICI Bank


    State Bank of India

    The largest state-owned banking and financial services


    company in India, by almost every parameter like
    revenues, profits, assets, market capitalization etc. the
    State Bank of India traces its ancestry to British India,
    through the Imperial Bank of India, to the founding in
    1806 of the Bank of Calcutta, making it the oldest
    commercial bank in the Indian Subcontinent, having
    the largest banking branch network in India.
    HDFC BAnk

    Promoted by the Housing Development Finance


    Corporation, a premier housing finance company of
    India, HDFC Bank Ltd. is a major Indian financial
    services company having 1,725 branches and 4,232+
    ATMs, in 779 cities in India. It engages mainly in
    Wholesale Banking Services, Retail Banking Services
    & Treasury.
    ICICI Bank

    The 2nd largest bank in India, the largest private


    sector bank in India by market capitalization & the
    largest issuer of Credit Cards in India, ICICI Bank
    has a network of 2,016 branches, 5,219+ ATMs in
    India and presence in 18 countries, with a 24 million
    customer base.
    Ranked by Asset Size

    1 State Bank of India


    ●

    ●
    $235000 million

    2 ICICI Bank
    ●

    ●
    $81261 million

    3 HDFC Bank
    ●

    ●
    $49744.17 million
    Market Capitalization & P/E Ratio

    Banks Market Capitalization P/E Ratio

    State Bank of India $ 40687 million 18.64

    ICICI Bank $ 28572.6 million 29.25

    HDFC Bank $ 24365.4 million 32.25


    A graphical view

    250000

    200000

    150000

    100000

    50000
    Market Cap (in $ million)
    0
    i a Assets ( in $ million)
    d
    n nk
    o fI B a nk
    a
    nk ICI B
    Ba IC FC
    te D
    a H
    St
    A comparative study
    Asset Wise Comparison

    Bank of America Citibank Wells Fargo

    State Bank of India 9.46 times 7.9 times 5.29 times

    ICICI Bank 27.36 times 22.85 times 15.30 times

    HDFC Bank 44.69 times 37.32 times 25 times

    Each cell shows by how much the US bank is larger than the Indian Bank
    Market Cap wise Comparison

    Bank of America Citibank Wells Fargo

    State Bank of India 2.86 times 3.30 times 3.72 times

    ICICI Bank 4.07 times 4.70 times 5.29 times

    HDFC Bank 4.77 times 5.52 times 6.20 times

    Each cell shows by how much the US bank is larger than the Indian Bank
    Bank of America - SBI

    2500
    2223.29

    2000

    1500

    1000

    500
    235
    116.29 40.6 0 18.64
    0
    Assets Market Cap P/E ratio

    Bank of America SBI


    Citibank – ICICI Bank

    2000 1856.64
    1800
    1600
    1400
    1200
    1000
    800
    600
    400
    200 81.26 134.21 85.56
    28.57 29.25
    0
    Assets Market Cap P/E ratio

    Citibank ICICI Bank


    Wells Fargo – HDFC Bank

    1400
    1243.64
    1200

    1000

    800

    600

    400

    200 151.16
    49.74 24.36 16.85 32.25
    0
    Assets Market Cap P/E ratio

    Wells Fargo HDFC Bank


    Thank you

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