General liability insurance:

insurance
 Provides broad coverage against

claims of negligence and

 Inappropriate action resulting in

bodily harm or damage to personal

property
Board of Directors Liability Insurance
 Protects volunteer board members

from personal liability

 For example, if an event goes

bankrupt, event managers or the board

cannot be held personally liable or be
directly sued
Comprehensive General Liability
Insurance
 Packaged policy that includes fire, theft and
injury
 Exclusions to this type of coverage may

include
 fireworks, aerial activities, participant

activities, and other activities which might

be deemed high-risk
Event cancellation insurance
 Provides coverage for cancellation

of an event due to circumstances

beyond event coordinator’s control
Unavoidable weather condition
 Provides coverage for cancellation

of an event due to inclement

weather or natural risk, rain,
lightning, hurricane, or tornado
Broadcast transmission interruption
 Provides coverage due to an

interruption of the radio or

television broadcast of an event
Non-appearance or “no-show”
 Provides coverage if an athlete or

entertainer fails to appear at an

event due to accident or illness
Prize indemnity
 Provides coverage when participant

wins promotional contest

 Can also protect company against loss

of income due to prize fraud

Accidental death and reimbursement
 Provides coverage if an event

participant suffers loss of life or

limb
Image protection
Provides coverage for sponsor in

event that an athlete’s or entertainer’s

actions result in negative publicity for
the company
Property
 Provides coverage for damage to

buildings and production sets

 Property insurance will also provide

coverage for theft or damage to

personal property and props
Animal mortality
 provides coverage in the event that

an animal dies while being used on

production set