Banking Sector of Pakistan

• A bank is an institution which receives

deposits and advances loan.

• “Banking means the accepting for the

purpose of lending or investing of
deposits of money from the public
repayable in the demand or otherwise
and withdraw able by cheque, draft or
otherwise.”
 Kinds of Banks

•Central Bank
•Commercial Banks
•Scheduled Bank
•Non-Scheduled Bank
•Agriculture Bank
•Industrial Bank
•Cooperative Banks
• Saving Banks
• Exchange Banks
• Mortgage Banks
 Functions of Central Bank

• Issuance of New Currency

• Bank of Govt.
• Bank of Banks
• Custodian of Cash Reserves
• Lender of the last resort
• Clearing House of the Banks
• Controller of Money Market
• Bank Rate Policy