GSIS

PD 1146 as amended by RA 8291

GSIS jurisdiction

 National government, its political subdivisions, branches, agencies, or instrumentalities

 GOCCs
 Government financial institutions with original charters
 Constitutional commissions
 Judiciary
 Coverage of GSIS

 All government personnel who are receiving fixed

monthly compensation and have not reached the
age of 65, whether elective or appointive
 Elective officials who will be more than 65 at the
Compulsory Coverage end of his terms, including re election
 Officials appointed by the President who remain
in office after reaching 65
 Contractual or casual employees who receive
fixed monthly compensation and render the
required number of working hours for the month
 Coverage of GSIS

 Uniformed Personnel of the AFP, PNP, BFP, and

BJMP
 Baranggay and Sanggunian officials who not
receiving fixed monthly compensation
NOT COMPULSORY  Contractual employees who are not receiving
fixed monthly compensation
 Employees who do no have monthly regular hours
of work and are not receiving fixed monthly
compensation
 CLASSES OF MEMBERSHIP

 Regular or Special
 Active or inactive
 Regular – those employed by the RP, national or
local, legislative bodies, GOCC with original
charters, GFIs, except uniformed personnel of the
AFP etc, who are rquired to remit monthly
contribution
 Special – constitutional commissioners, members of
the judiciary, including those of equivalent rank
who are required to remits monthly contributions
for life insurance policies for their life insurance
benefits
 Active – whether regular or special, who is still in
government service
 Inactive – separated from the service either by
resignation, retirement, disability, dismissal from
the service, retrenchment of or who is deemd retired
from the service. Thus, it means that separation
from service does NOT terminate membership in
the GSIS
 Benefits of the GSIS

 Separation benefits
 Unemployment or involuntary separation benefits
 Permanent total disability benefits
 Permanent partial disability benefits
 Temporary total disability benefits
 Retirement benefits
 Survivorship benefits
 Funeral benefits
 Life insurance benefits
GSIS members receive higher benefits

 “Government retirees have higher pension because their contribution rate is at 21 percent of their actual
salary as compared with those working in the private sector, whose SSS contributions are only 11 percent of
their salary capped at P16,000,”
 For example, a private sector employee who earns P25,000 only contributes P1,760 based on a P16,000
maximum MSC to the SSS while a government employee who earns the same amount contributes P5,250 to
the GSIS. This results in a significant difference between the amount of pension being received by a private
worker and a government employee