Pradhan Mantri Jan-Dhan

Yojana (PMJDY)

Press Conference
by
Hon. Finance Minister

Department of Financial Services

Ministry of Finance
Highlights of PMJDY

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Shift in Approach

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Shift in Approach

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Monitoring Mechanism

Ministers of Communications, Rural

Development, Secretary (FS),
Secretary (RD), Secretary (Telecom),
Governor RBI, Chairman IBA

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 Summary Household coverage

Covered
Total Households Coverage%
Households

21.05 Cr 20.99 Cr 99.74%

>90%

75% - 90%

50% - 75%

<50%
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Data as on 14thJan 2015 from bank surveys
 Household Coverage status by States

State / UT Total Households Covered Households Coverage%

ANDAMAN & NICOBAR ISLANDS 0.01 0.01 100%
ANDHRA PRADESH 1.19 1.18 100%
ARUNACHAL PRADESH 0.02 0.02 99%
ASSAM 0.50 0.50 100%
BIHAR 1.73 1.73 100%
CHANDIGARH 0.02 0.02 100%
CHHATTISGARH 0.52 0.52 99%
DADRA & NAGAR HAVELI 0.01 0.01 100%
DAMAN & DIU 0.00 0.00 100%
GOA 0.03 0.03 100%
GUJARAT 1.17 1.17 100%
HARYANA 0.46 0.46 100%
HIMACHAL PRADESH 0.13 0.13 100%
JAMMU & KASHMIR 0.04 0.03 94%
JHARKHAND 0.54 0.54 100%
KARNATAKA 1.12 1.11 100%
KERALA 0.46 0.46 100%
LAKSHADWEEP 0.00 0.00 100%
Data as on 14thJan 2015 from bank surveys 7
Households in Crores
 Household Coverage status by States

State / UT Total Households Covered Households Coverage%

MADHYA PRADESH 1.47 1.47 100%
MAHARASHTRA 1.63 1.63 100%
MANIPUR 0.05 0.05 98%
MEGHALAYA 0.05 0.05 98%
MIZORAM 0.02 0.02 100%
NAGALAND 0.03 0.03 99%
ODISHA 0.74 0.71 95%
PUDUCHERRY 0.03 0.03 100%
PUNJAB 0.47 0.47 100%
RAJASTHAN 1.15 1.15 100%
SIKKIM 0.01 0.01 100%
TAMIL NADU 1.44 1.44 100%
TELANGANA 0.52 0.52 100%
TRIPURA 0.08 0.08 100%
UTTAR PRADESH 3.12 3.12 100%
UTTARAKHAND 0.11 0.11 100%
WEST BENGAL 1.93 1.93 100%

Data as on 14thJan 2015 from bank surveys 8

Households in Crores
 Summary of Accounts Opened

No Of
  Urban Accounts
Rural (Cr) (Cr) (Cr)

Grand Total 6.84 4.66 11.50

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Data as on 17thJan 2015 from banks
 PMJDY Progress - No of Accounts & Rupay Cards

Total Accounts Male Female Rural Urban

11.50 Cr 5.68 Cr 5.82 Cr 6.84 Cr 4.66 Cr
% of Total 49.37 50.63 59.49 40.51
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Data as on 17thJan 2015 from banks
 Summary of RuPay Card Issuance

Public Regional Total No

Sector Rural Pvt Of Rupay
 
Banks Banks Banks Debit
(Cr) (Cr) (Cr) Card (Cr)
Grand
Total 8.45 1.25 0.30 10.00

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Data as on 17thJan 2015 from banks
 Progress of Deposits (in Rs Cr)

No Of
Accounts
  No Of Balance In With
Accounts Accounts Deposits
(Cr) (In Cr) (Cr)

Grand Total 11.50 9188 3.23

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Data as on 17thJan 2015 from banks
Direct Benefit Transfer and DBTL (LPG)

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 Direct Benefit Transfer and DBTL (LPG) Continued..

DBT for LPG (DBTL)

• Scheme launched on 1 Jun 2013 to cover 20 districts
in phases
• Modified DBTL rollout across the country on 1 Jan
2015, to cover 15.34 Cr active LPG consumers
• Pilots conducted from 15 Nov 2014 across 54
districts
• Rs 622.32 Cr disbursed under new DBTL scheme to
1.82 Cr LPG customers for 1.59 Cr transactions.
• Rs 6,688.98 Cr disbursed to 8.03Cr LPG customers up
to 14 Jan 2015
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 Direct Benefit Transfer (including DBTL)

Categorization of DBT No of Beneficiaries % of total

schemes (Cr) Allocated Budget (₹ in Cr) Budget
MGNREGS 4.45 15,000 45 %
Pensions(3) 2.78 9,690 29 %
Scholarships(24) 1.45 5,756 17 %
Others(7) 1.22 2,583 8%
Total 9.90 33,029  

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Thank you

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