Mobile Banking

The perfect balance of mobile

convenience and account
holder activated security
features
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 Mobile Banking Features

Until now, you have had to depend upon banks to

conduct your banking transactions and to keep your
account secure.

Now, with your cell phone, you can instantly conduct

banking transactions and secure your own accounts.

You receive instant text messages on any transaction

activity against your account, including your current
account balance.

Your available options on account notifications are …

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 Mobile Banking Features

…You can be notified whenever

a “card not present” purchase
has been made (typically an
Internet, or phone purchase)…

The first step to security is awareness. It is nearly

impossible to take effective action if you don’t know that
unauthorized activity has taken place on your account
until your statement has been received 30+ days later.

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 Mobile Banking Features

…when account
balance has
dropped below a
pre-determined level
you have
established…

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 Mobile Banking Features

… when a
deposit or
transfer has
been credited to
your account…

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 Mobile Banking Features

… or you can choose to

receive a notification
whenever any purchase
is made on your card
account…

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 Mobile Banking Features

…in addition to purchases,

you will receive notification
of any ATM withdrawals…

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 Mobile Banking Features

Or for the ultimate in security, you can

instantly disable* (toggle off) your
account with your cell phone, and you
can as quickly turn it back on (toggle on)
when you are ready to make a
purchase...

*No new purchases can be made when account is toggled off.

Transfers to the account, deposits, auto-bill pay remain active.

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 Mobile Banking Features

…You can even be

notified if there is an
attempted use while
your card is toggled off
(disabled)!

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 Mobile Banking Features

You can choose which of these features are right for you.

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Activation can be completed online at http://wcb.rbaintl.com or by calling
 Mobile Banking Features

Account-to-Account transfers

The account-to-account transfer feature enables you to use

your cell phone to instantly transfer money to other account
holders, and to make purchases or payments.

These transfers can be made by typing in either the recipient’s

cell phone number or their card account number.

You can receive an instant transfer of funds to your account by

simply providing the sender your cell phone number.

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 Mobile Banking Features

Subordinate card issuance and controls

A primary account holder can have subordinate cards issued in the name of the card
user. Subordinate cards can be controlled by the primary, including limits of usage.

The most common issuance of a subordinate account is for a minor child (13+).
Parents may exercise controls over the card with instant notification of usage.

Subordinate cards provide corporate expense controls for field staff or project
personnel. These accounts can even be used to automate expense reporting.

Now, with the Mobile Banking features, you can always know the balance on
the subordinate card, and be instantly notified of any retail, Internet, or phone
purchases, ATM withdrawals, and receipt of deposits and transfers.

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 Mobile Banking Features

Mobile Banking blends our state-of-the art secured

banking and payment technologies with mobile phones.

Now you are in control,

and it wont cost you a penny!*

Which features would

you like today?

* Text message carrier fees may apply

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• PRESENTED BY…..
• Rumit Matalia
• Nemil Mehta
• Neer Maru

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