FinTech

An Industry Overview and Key

Elements Analysis
Table of Content
Market Overview Overview of FinTech Industry at a
FinTech Industry by Geography Glance
Major Products and Services in FinTech
Key Customer Demand in FinTech Industry
Key Trends and Innovation in FinTech

In depth Analysis of the Market Dashboards for Tracking progress

Key Market Growth Drivers and Challenges FinTech Dashboard Spending Report and Transaction
Key Market Trends Dashboard for FinTech with
Cash Flow and Working Capital Ratio

Industry Segmentation Multiple Risk Associated to FinTech

Key Segments of the Industry
FinTech Industry by Application and Vertical

Analyzing the Industry Competition Projections for the Industry

Key Players of the Industry
Market Share Analysis of the Industry
Competitive Analysis
Market
Overview

Market Overview
FinTech Industry by Geography
Major Products and Services in FinTech
Key Customer Demand in FinTech Industry
Key Trends and Innovation in FinTech
FinTech Industry Overview and Key Trends
Overview

FinTech Industry is estimated FinTech Industry is The FinTech Industry

to have approximate size Estimated to grow at the is estimated to grow
CAGR
FinTech Industry Overview and Key Trends
Key highlights

01 02 03
Key Industry Trends Largest Market Share Highest CAGR

North
America
North America has the largest Asia
Digital payment market share in comparison to
Contactless payment etc other nations Asia has the highest CAGR
FinTech Industry by Geography (Bar Diagram )
800

Europe has the lowest

700 share of the total
market in comparison
600 to other companies

500
North America
400 has the highest
market share
300

200
The Asia Pacific
region has the
100
highest CAGR

0
North America Asia Pacific South America Europe Africa Placeholder
FinTech Industry By Geography (Heat Map )
Major
38%
Highlights
• Europe has the lowest share of
North
the total market in comparison
America to other companies
• North America has the highest
market share
• The Asia Pacific region has the
21% highest CAGR

South
America

6% 7% 22% 6%

Africa Europe Asia Australia

FinTech Industry By Geography (Heat Map )
Major
Europe Highlights
38% 7%
North • Europe has the lowest share of
America the total market in comparison
to other companies
• North America has the highest
market share
• The Asia Pacific region has the
highest CAGR
22%

Asia

21%
South
6% 6%
America Africa Australia
Major Products and Services in FinTech
Robo-Advising
Usage of multiple AI’s for identifying
investment opportunity and advising the
same to the user
Consumer Banking
Banking application that help the
Individual to manage their banking
assets and account are another area
of FinTech
Consumer banking types-
• Mobile Banking
• Digital banking
Payment Gateways
Merchant Service that are provided by multiple
electronic commerce providers that help the customer
to authorize the payment
Mobile Payment
Financial Services that are performed from Mobile
Devices can be classified as Mobile Payment
Key Mobile Services –
• Presenting barcode
• Using NFC
• QR Code scan
• Peer-to-Peer payment
Budgeting Applications
Application that are used to track the spending and income of
an individuals are known as budgeting applications
Defining Key FinTech User Category

B2B in Banks Business Clients

and Financial of Financial
Institutions Institutions

Direct Use by B2C for Small

the Consumer Business
Key Trends and Innovation in FinTech
Rob-advisor for Crypto currency and
Investment Digital Cash
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Regtech for Industry Block Chain Technology

Compliance
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In depth Analysis of
the Market

Key Market Growth Drivers and Challenges

Key Market Trends
Key Market Growth Drivers and Challenges
High risk of Cybercrime due
High influx in the usage of
to majority of transaction
Mobile devices has injected
taking place online has
high growth into the market
exposed customer to online
fraud and sensitive data leak

Major players of the

market investing in
RegTech to comply
with high expenses Growth Drivers Key Challenges

Online trading and E- Lower physical engagement

payments have experienced of customer with companies
a boom due to increase in can increase the level of
online trading activates customer attrition
Key Trends of FinTech Global Market
Contactless Custom
Payment Personalization
Contactless payment due to Personalized and Custom
increase in usage of IOT devices experience
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FinTech
Global
Artificial Market Digital and Online
Intelligence payment
Increase in total number of Increase in total number of
digital payment in financial digital payment in financial
institutions institutions
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Industry
Segmentation

Key Segments of the Industry

FinTech Industry by Application and Vertical
Key Segments of the Industry (1/2)
Data Analysis Artificial
Payments Personal Loans
Intelligence

Wealth Fund
Robotic Process
Management Transfer

Hyper
Insurance
Automation

Payment Process North America

Non-Banking Asia Pacific

Brokerage and
Investment Institutions
Africa Eastern Europe
Banks and Financial Others
Institutions Australia Western Europe
Key Segments of the Industry (2/2)
FinTechs

Financing Asset Management Payments Other FinTechs

Crowdfunding Credit and Factoring Social Trading Payment Methods Insurance

Robo-Advice Block chain Search engine

Donation-based
Crowdfunding
Personal fund Crypto currency Information
management Technology
Reward-based
Crowdfunding Investment and
Banking Other FinTechs
Crowd investing

Crowdlending
FinTech Industry by Applications and Vertical
Industry by Application Industry by Vertical

120
2
5 21 100
8
80
9 43
60

40
14
20
16
0

Fund Transfer
Personal Loan
Payement

Wealth Management

Insurance
Banking and Insurance Artificial Intelligence and IT
Agriculture & horticulture E-commerce
Mobile payment Textiles
Building & Construction Automotive & Transport
Health Care
Analyzing the
Industry Competition

Key Players of the Industry

Market Share Analysis of the Industry
Competitive Analysis
Key Players of the Industry

01 PayPal
Holdings

Envestnet Inc
02
Ant financial
03 Services

Key Players
of the
Industry
Square Inc 05 04
Tencent Holdings
Limited
Market Share Analysis of the Industry
Competitor
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20
85 %
%
15
%
02 Competitor
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35
%
03 Competitor
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% %

Competitor
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05 04 Competitor
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Market Share Analysis of the Industry
Competitor
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Competitor
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05
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01 Competitor
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02 Competitor
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03 Competitor
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04 Competitor
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FinTech Industry Competitive Analysis
Product and
Company name Founded in Headquarters Geographical Presence
Services

Payment Gateways
Competitor 1 2015 New York Mobile Payment N.A. ,E.U. ,M.E., Af ,Aus
Consumer application

Robo Advising
Competitor 2 2016 California Mobile Gateways N.A. ,E.U. ,M.E., Af ,Aus
Payment Gateways

Payment Gateways
Mobile Payment
Competitor 3 2017 Japan N.A. ,E.U. ,M.E., Af ,Aus
Consumer application

Robo Advising
Mobile Gateways
Competitor 3 2017 China N.A. ,E.U. ,M.E., Af ,Aus
Payment Gateways

N.A.-North America M.E.- Mid East

Aus- Australia
E.U.- Europe Af - Africa
Overview of FinTech
Industry at a Glance
Overview of FinTech Industry at a Glance
High increase in the Market Size of
FinTech by 2022
Major increase in the size of
investment in the global
FinTech Industry
319.55 bn
Increase in size of deal for late size
investment
Steady size of Venture
capital deals in the Year $14M
FY19 – FY20 in 2018 to

$25M in 2019 (year-to-date)

High increase in
Regtech
145.55 bn In FY19 – already High increase in the Market Size of
Investment FinTech by 2022
Surpassing FY18 annual totals
Dashboards for
Tracking progress

FinTech Dashboard Spending Report and

Transaction
Dashboard for FinTech with Cash Flow and Working
Capital Ratio
FinTech Dashboard Spending Report and Transaction
Spending reports Transactions

Date – xx/xx/xxxxx
$99,999 01 $9,9
800 39,9%
02 $99,9
700
Add Name Here
600 03 $999,9
500
Balance Amount

$99,999 4.2% 400

300

200

100
Credit Card
0
Jan Feb Mar Apr May Jun
VISA
9090 9090 8080 8080
Categories Credit Score
Expiry
ADD NAME HERE 06/40
Health
$99,999
VISA Placeholder
Shopping
9090 9090 8080 8080
Expiry $99,999
ADD NAME HERE 23/32 Products Placeholder
Dashboard for FinTech with Cash Flow and Working Capital Ratio
Available Cash Cash Flow Return on Assets Working Capital Ratio
Add company
Name here
In $12.3m
$72.45m $18% 3:4:1
12.0%
Out $8.1m
12.0% 0.3% 5.4% Expand 35%
Expand

Based on Forecast done an approximate amount of $XX,XXX can be spent by the organization
Days Sales Outstanding Days Payable Outstanding Recent Costumers

Expand Steeling cooper

Wed, July4, 2018, 2:05PM

99 99 Steeling cooper
Wed, July4, 2018, 2:05PM

AR TURNOVER VS AP TURNOVER ACCOUNTS PAYABLE BY PAYMENT TARGET

0 0 0 0 0 0 0 0 0 0 0 0
n-2 b-2 r-2 r-2 y-2 n-2 l-2 g-2 p-2 t-2 v-2 c-2
Ja Fe Ma Ap Ma Ju c
Ju Au Se O No De Not Due <30 days <60 days <90 days
Multiple Risk
Associated to
FinTech
Multiple risk associated to FinTech Industry
Risk Description of the risk Risk Grade

• Data Loss
Consumer Multiple data breach risk are there in
• Breach of privacy High
Data Breach the FinTech market such as –
• Access passwords and codes to big data

• Risk of Acquisition
Various types of financial risks are
• IPOs
Financial Risk associated to the financial aspect of Low
• Online Fraud
FinTech Industry Risk –
• Credit Risk

• Governance compliance
Legal Risks Legal risks can be- • Negligence by professionals Medium
• Changes in Rules and regulations

• Failure of system
Different types of Cyber risks are also
Cyber risks • Data breaching High
associated to the FinTech Industry
• Cyber attacks
Projections for the
Industry
FinTech Industry Projections
Fintech Industry Market Trends Forecast Investment Forecast For Fintech Industry

100%=1,496 100%=1,783 100%=1,705 100%=1,438 100%=703

70

60

50

40

30

20 2020 2021 2022 2023 2024

10
Less than $1m $5-10m Above $20m
$1-5m $10-20m
0
2017 2018 2019 2020 2021 2022 2023

• Asia will have the highest market share by the year 2024
• Europe will have the highest CAGR by 2024
Major Highlights and Digital Commerce
• FinTech industry is expected to increase to $310.89 bn by the year
Projections Mobile POS Payments
2022
FinTech Industry Projections

FinTech icon with FinTech icon with

Gear and Dollar Gear and API

FinTech Icon Showing FinTech icon with

Mobile and Currency Icon Gear and API