Professional Documents
Culture Documents
Services
What is corporate Banking?
• Subset of business banking
• Covers a range of products and sevices offered
to corporate entities.
Business current Account
Investment services and project Financing
Working capital Financing
Wealth management financing
What is corporate banking
• Corporate banking refers to the financial
services provided by banks to various
corporate customers for meeting their banking
and financial needs. Generally, the corporate
require banking facilities and accounts to carry
on their business.
Types of customer
COMPANIES
1. Private
2. Public
3. Government
PARTNERSHIP FIRM
1. LLP
2. Registered firms
REGISTERED TRUSTS
REGISTERED SOCIETIES
GOVERNMENT
1. Government department
2. Statutory bodies
RETAIL BANKING V/S CORPORATE BANKING
Concept Bank purchases goods from third party and sells them to the
customer, the cost and profit disclosed to the customer. Settlement
of murabaha price can be deferred (on monthly, quarterly, yearly
basis)
Applications Finance purchase of raw material supplies parts, fixed assets, etc.
Can be used to meet general liquidity requirements or finance
receivables
Ijara
Ijara
Lease
Order to manufacture
Sale of consumable
Business partnership
Equity partnership
Concepts One party’s funding is invested along with another party’s fund
with pre-agreed profit distributions, while loss is borne
proportionally based on capital contributions