NON-MEDICAL

BENEFITS
Retirement, Death and Funeral Benefits
Administration Department
 RETIREMENT

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 * RETIREMENT BENEFIT

CASH BENEFIT PAID TO A MEMBER WHO CAN

NO LONGER WORK DUE TO OLD AGE.

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QUALIFYING CONDITIONS:

 WITH AT LEAST 120 MONTHLY CONTRIBUTIONS

PRIOR TO THE SEMESTER OF RETIREMENT;
AT LEAST 60 YEARS OLD;
 SEPARATED FROM EMPLOYMENT/CEASED TO BE
SELF- EMPLOYED;

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QUALIFYING CONDITIONS:

65 YEARS OLD;

 55 YEARS OLD, IF UNDERGROUND MINEWORKER;

60 YEARS OLD, TECHNICAL RETIREMENT FOR

UNDERGROUND MINEWORKER;

 HAS THE OPTION TO RECEIVE THE ADVANCE 18

MONTHS PENSION

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 LUMPSUM BENEFIT
 A COVERED MEMBER WHO IS SIXTY (60)
YEARS OLD WITH LESS THAN 120 MONTHLY
CONTRIBUTIONS

 THE BENEFIT IS EQUAL TO THE TOTAL

CONTRIBUTIONS PAID BY HIM AND ON HIS
BEHALF PLUS INTEREST

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 RETIREMENT CLAIM
DOCUMENTS NEEDED:

RETIREMENT CLAIM APPLICATION

 SS ID CARD OR TWO VALID IDS, AT LEAST 1 WITH PHOTO

SINGLE SAVINGS ACCOUNT (PASSBOOK OR ATM) OR DULY

ACCOMPLISHED VISA CASH CARD ENROLLMENT FORM

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 RETIREMENT CLAIM

DOCUMENTS NEEDED:
CERTIFICATION OF SEPARATION FROM LAST EMPLOYER, FOR
MEMBER’S LESS THAN 65 YEARS OLD (if the certification portion
of the retirement claim application is not accomplished
by last employer)
 AFFIDAVIT OF SEPARATION (if last employer no longer exist)

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 RETIREMENT CLAIM
DOCUMENTS NEEDED:

IF WITH DEPENDENT CHILDREN:

MARRIAGE CERTIFICATE

 BIRTH/BAPTISMAL CERTIFICATES OF
DEPENDENT CHILDREN

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 DOCUMENTS NEEDED:
PROOFS OF FILIATION FOR
ILLEGITIMATE DEPENDENT CHILDREN:
RECORDS OF BIRTH
 WILL
AUTHENTIC WRITING/DOCUMENT (LETTER, DIARY, SCHOOL CARDS,
EDUCATIONAL/ INSURANCE PLANS, RECORDS OF EMPLOYMENT OF
MEMBER, PHILHEALTH/ GSIS/PAG-IBIG RECORDS)
STATEMENT BEFORE A COURT

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 DOCUMENTS NEEDED:
FOR SELF-EMPLOYED MEMBERS LESS THAN 65 YEARS OLD:
CERTIFICATION OF NON-RENEWAL OF PROFESSIONAL
LICENSE/BUSINESS PERMIT FROM APPLICABLE OFFICES (E.G.,
BUSINESS PERMIT AND LICENSING OFFICE, PROFESSIONAL
REGULATIONS COMMISSION); OR
 CERTIFICATION OF CESSATION OF BUSINESS ISSUED BY THE
BARANGAY WHERE THE BUSINESS WAS LOCATED OR PLACE OF
RESIDENCE AND AFFIDAVIT OF CESSATION OF
BUSINESS/PRACTICE OF PROFESSION/NO EARNINGS.

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 DOCUMENTS NEEDED:
FOR UNDERGROUND MINEWORKER:
 CERTIFICATION FROM THE EMPLOYER/S (DULY REGISTERED WITH THE
BUREAU OF MINES) THAT MEMBER WAS AN UNDERGROUND
MINEWORKER INDICATING THE PERIOD OF EMPLOYMENT AND
SUPPORTED WITH JOB DESCRIPTION

 MEMBER MUST BE AN UNDERGROUND MINEWORKER FOR AT LEAST

FIVE (5) YEARS (EITHER CONTINUOUS OR ACCUMULATED) PRIOR TO
THE SEMESTER OF RETIREMENT
 ACTUAL DATE OF RETIREMENT SHALL NOT BE EARLIER THAN MARCH
13, 1998

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 RETIREMENT CLAIM

DOCUMENTS NEEDED:
COPY OF THE INITIAL DEPOSIT SLIP (if name of member is not
embossed in the ATM card or it is not yet available)
WRITTEN REQUEST FOR EXEMPTION FROM THE PENSIONER'S
REMITTANCE PROGRAM INDICATING THE REASON/S FOR THE
REQUEST (if member cannot open a savings account)

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IF CLAIM IS FILED BY A REPRESENTATIVE:
LETTER OF AUTHORITY OR SPECIAL POWER OF ATTORNEY (SPA)
FROM THE MEMBER
VALID ID'S OF MEMBER AND REPRESENTATIVE
Note:
•Validity of SPA is 6 months if executed within the Phils. and 1 year if
outside the Phils.
•Representative with SPA may sign in behalf of the member if he is
authorized by the member to sign any document in his behalf.
IF RETIREMENT CLAIM IS UNDER PORTABILITY:
APPLICATION FOR DEATH/DISABILITY/RETIREMENT (UNDER
PORTABILITY LAW)
CERTIFICATION OF TOTAL CONTRIBUTIONS FROM GSIS
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THE DATE OF RETIREMENT SHALL BE:

DATE OF SEPARATION FROM EMPLOYMENT IF ALREADY 60

TO 64 YEARS OLD;
DATE OF 60TH BIRTHDAY IF ALREADY SEPARATED FROM
EMPLOYMENT;
ON THE 65TH BIRTHDAY REGARDLESS IF EMPLOYED OR NOT;

MONTH AFTER THE SEMESTER OF 120TH CONTRIBUTION

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 THE AMOUNT OF MONTHLY PENSION WILL
DEPEND ON:
 THE NUMBER AND AMOUNT OF MONTHLY CONTRIBUTIONS
PAID BY THE MEMBER;

 HIS CREDITED YEARS OF SERVICE (CYS); AND

 THE NUMBER OF DEPENDENT CHILDREN, IF ANY

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 FORMULA OF
MONTHLY
PENSION
THE HIGHER OF:

P300 + (20% x AMSC) +

[2% x AMSC x (CYS - 10)]

40% x AMSC

 Minimum Pension

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 AMSC = SUM OF THE LAST SIXTY (60)
MONTHLY SALARY CREDITS
IMMEDIATELY PRECEDING THE
SEMESTER OF CONTINGENCY
---------------------------------------------------
60

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 COMPUTATION OF AVERAGE
MONTHLY SALARY CREDIT (AMSC):
THE BIGGER OF:
AMSC = THE SUM OF ALL THE MONTHLY
SALARY CREDITS PAID PRIOR TO
THE SEMESTER OF CONTINGENCY
---------------------------------------------------
THE NUMBER OF MONTHLY
CONTRIBUTIONS PAID IN THE
SAME PERIOD

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 CREDITED YEARS OF
SERVICE (CYS) EFFECIVE JANUARY 2002
CYS = A + B + C
A = 1985 MINUS THE CALENDAR YEAR OF COVERAGE

B = NUMBER OF YEARS WITH AT LEAST 6 MONTHLY CONTRIBUTIONS

FROM 1985 TO 2001

C = TOTAL NUMBER OF CONTRIBUTIONS PAID BEGINNING JANUARY

2002 UP TO THE MONTH PRIOR TO THE SEMESTER OF
CONTINGENCY DIVIDED BY 12

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 COMPUTATION: DATE OF RETIREMENT – 7/01/2009

AMSC = 880,000/60 CYS = A = 15

= 14,666.67 B = 7
C = 7.25
CYS = 29.25
MP = P300 + (20% x AMSC) + [2% x AMSC x (CYS - 10)]
= P300 + .2 x 14,666.67 + .02 x 14,666.67 x (29.25 – 10)
= P300 + 2,9333.34 + 293.34 x 19.25
= P3,233.34 + 5,646.60
= P8,879.94

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 THE MINIMUM MONTHLY PENSION SHALL BE:
 P1,200.00 FOR MEMBERS WITH AT LEAST 10 CREDITED YEARS
OF SERVICE (CYS) OR 120 CONTRIBUTIONS;

 P2,400.00 FOR MEMBERS WITH AT LEAST 20 CREDITED

YEARS OF SERVICE

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 LEGALLY ADOPTED AND ILLEGITIMATE
CHILDREN WHO ARE BELOW 21 YEARS OLD
WHO ARE:
 UNMARRIED;
 NOT GAINFULLY EMPLOYED;
 IF OVER 21 YEARS OF AGE, HE IS CONGENITALLY OR WHILE
STILL A MINOR HAS BEEN PERMANENTLY INCAPACITATED
AND INCAPABLE OF SELF-SUPPORT, PHYSICALLY OR
MENTALLY

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 DEPENDENTS’ PENSION

 NOT TO EXCEED FIVE (5) DEPENDENTS BEGINNING

WITH THE YOUNGEST AND WITHOUT
SUBSTITUTION.

 WHERE THERE ARE MORE THAN FIVE (5)

LEGITIMATE AND ILLEGITIMATE MINOR CHILDREN,
THE LEGITIMATE SHALL BE PREFERRED.

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 MONTHLY PENSION IS:

 GUARANTEED FOR FIVE (5) YEARS

TRANSFERRABLE UPON DEATH TO THE
PRIMARY BENEFICIARIES

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PRIMARY BENEFICIARIES ARE THE:

DEPENDENT SPOUSE UNTIL HE OR SHE REMARRIES

DEPENDENT LEGITIMATE, LEGITIMATED OR LEGALLY ADOPTED AND

ILLEGITIMATE CHILDREN WHO IS UNMARRIED, NOT GAINFULLY EMPLOYED AND
HAS NOT REACHED 21 YEARS OF AGE
IF OVER 21 YEARS OF AGE, HE IS CONGENITALLY OR WHILE STILL A MINOR HAS
BEEN PERMANENTLY INCAPACITATED AND INCAPABLE OF SELF-SUPPORT,
PHYSICALLY OR MENTALLY.

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 FUNERAL BENEFIT

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 FUNERAL BENEFIT
 PAID TO HELP DEFRAY FUNERAL EXPENSES UPON
THE DEATH OF A MEMBER.

FUNERAL GRANT OF P20,000 (SSS) - P10,000 (EC)

Effective Sept. 1, 2013 P20,000 (EC)

PAID TO THE PERSON WHO SHOULDERED THE FUNERAL EXPENSES.

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 FUNERAL BENEFIT
DOCUMENTS NEEDED:
FUNERAL CLAIM APPLICATION
 DEATH CERTIFICATE DULY REGISTERED WITH THE LOCAL
CIVIL
REGISTRAR/NATIONAL STATISTICS OFFICE (NSO)
 OFFICIAL RECEIPT FROM THE FUNERAL PARLOR /AFFIDAVIT

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IF CAUSE OF DEATH IS WORK-CONNECTED:
 REPORT OF DEATH/ACCIDENT REPORT DULY ACCOMPLISHED
BY THE EMPLOYER
 STATEMENT OF DUTIES AND RESPONSIBILITIES
 POLICE INVESTIGATION REPORT OR EMPLOYER’S REPORT OF INJURY,
DEATH OR CASUALTY SPOT REPORT, WHEN APPLICABLE
 MISSION/JOB OR TRAVEL ORDER, WHEN APPLICABLE
 PHOTOCOPY OF PAGE IN THE COMPANY LOGBOOK/RECORD OF
ACCIDENT SIGNED BY THE EMPLOYER

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 Employees’ Compensation Program
Sickness, injury, disability or death while at work, or while performing
official duties at the workplace
Medical and rehabilitation services
Medical appliances

When is death not compensable under EC?

Intoxication

Willful intention to injure or kill himself or another.

Notorious Negligence

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 DEATH BENEFIT

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 *DEATH BENEFIT
CASH BENEFIT (MONTHLY PENSION
OR LUMPSUM) GIVEN TO
COMPENSATE FOR LOSS OF
SUPPORT FROM MEMBER

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 THE DEATH BENEFIT IS PAID IN ACCORDANCE WITH THE
FOLLOWING ORDER OF PREFERENCE:
1. PRIMARY BENEFICIARIES:
 DEPENDENT SPOUSE UNTIL HE OR SHE REMARRIES

 DEPENDENT LEGITIMATE, LEGITIMATED OR LEGALLY ADOPTED AND

ILLEGITIMATE CHILDREN WHO IS UNMARRIED, NOT GAINFULLY
EMPLOYED AND HAS NOT REACHED 21 YEARS OF AGE;

 IF OVER 21 YEARS OF AGE, HE IS CONGENITALLY OR WHILE STILL A

MINOR HAS BEEN PERMANENTLY INCAPACITATED AND INCAPABLE
OF SELF-SUPPORT, PHYSICALLY OR MENTALLY

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2. SECONDARY BENEFICIARIES
 DEPENDENT PARENTS WHO ARE RECEIVING REGULAR
SUPPORT FROM THE DECEASED MEMBER
3. DESIGNATED BENEFICIARIES
 ANY OTHER PERSON DESIGNATED BY THE MEMBER AS HIS
BENEFICIARY IN MEMBER'S RECORDS (E-1/E-4)

4. LEGAL HEIRS OF DECEASED MEMBER

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 DEATH BENEFIT
FORMS:
 DEATH CLAIM APPLICATION
FILER’S AFFIDAVIT
CLD 1.3A - AFFIDAVIT FOR DEATH CLAIM
(IF CLAIMANT IS A SECONDARY BENEFICIARY)
CLD 1.3 - JOINT AFFIDAVIT
(IF CLAIMANT IS A LEGAL HEIR)

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 DEATH BENEFIT
SUPPORTING DOCUMENTS:
1. PRIMARY BENEFICIARIES
 DEATH CERTIFICATE OF DECEASED MEMBER
 MARRIAGE CERTIFICATE OF DECEASED MEMBER
 BIRTH/BAPTISMAL CERTIFICATE OF DEPENDENT
CHILDREN
 SINGLE SAVINGS ACCOUNT (PASSBOOK OR ATM) OR
DULY ACCOMPLISHED VISA

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 DEATH BENEFIT

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 DEATH BENEFIT
SUPPORTING DOCUMENTS
SECONDARY BENEFICIARIES
PROOF OF DEPENDENCY UPON THE DECEASED
MEMBER:
 ANY AUTHENTIC WRITING/DOCUMENT
 JOINT AFFIDAVIT OF TWO DISINTERESTED
PERSONS

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 TYPES OF DEATH BENEFIT:
 MONTHLY PENSION
PAID TO PRIMARY BENEFICIARIES IF THE DECEASED MEMBER HAS PAID
AT LEAST 36 MONTHLY CONTRIBUTIONS PRIOR TO THE SEMESTER OF
DEATH.
LUMP SUM

PAID TO PRIMARY BENEFICIARIES, IF THE DECEASED MEMBER HAS PAID

LESS THAN 36 MONTHLY CONTRIBUTIONS PRIOR TO THE SEMESTER OF
DEATH AND SECONDARY, DESIGNATED BENEFICIARIES AND LEGAL HEIRS

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 MINIMUM MONTHLY PENSION IS:
 P1,000.00 IF WITH LESS THAN 10 CYS

 P1,200.00 IF WITH AT LEAST 10 CYS

 P2,400.00 IF WITH AT LEAST 20 CYS

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 IN CASE THE DECEASED MEMBER IS SURVIVED BY
LESS THAN FIVE (5) LEGITIMATE, LEGITIMATED OR
LEGALLY ADOPTED CHILDREN, THE ILLEGITIMATE
MINOR CHILDREN SHALL BE ENTITLED TO:
50% OF THE SHARE OF THE LEGITIMATE,
LEGITIMATED OR LEGALLY ADOPTED CHILDREN IN
THE BASIC PENSION; AND 100% OF THE
DEPENDENTS’ PENSION

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 EXAMPLE: 1
BENEFICIARIES:
 LEGITIMATE SPOUSE AND 4 LEGITIMATE CHILDREN
 1 ILLEGITIMATE CHILD

COMPUTATION:
IF MONTHLY PENSION = P2,400.00
= 2,400/5.5
= P 436.36 - each spouse & legitimate
children
+ 250.00 - minimum dependent’s pension
= P686.36 - total amount due each
legitimate child

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 Monthly Pension of Spouse - P 436.36
Monthly Pension of 4
Legitimate children - 2,745.44
Total Monthly Pension - P 3,181.80

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 AMOUNT DUE THE ILLEGITIMATE CHILD:

P436.36 x .5 = P 218.18
= + 250.00 – minimum dependent’s
pension
= P 468.18 – total monthly pension

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EXAMPLE: 2
BENEFICIARIES:
 LEGITIMATE SPOUSE
 5 ILLEGITIMATE CHILDREN

COMPUTATION:
IF MONTHLY PENSION = P2,400.00
= 2,400/6
= P400.00- each spouse &
illegitimate children
+ 250.00 - minimum dependent’s
pension
= P650.00 - total amount due each
illegitimate child
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 Monthly Pension of Spouse - P400.00

Monthly Pension of 5 illegitimate children:

P650.00 x 5 = P3,250.00

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  IF THERE ARE MORE THAN FIVE
DEPENDENTS, THE LEGITIMATE,
LEGITIMATED OR LEGALLY ADOPTED
CHILDREN SHALL BE PREFERRED.

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 IF THE DECEASED MEMBER HAS PAID LESS THAN 36 MONTHLY
CONTRIBUTIONS PRIOR TO THE SEMESTER OF DEATH, HIS
PRIMARY BENEFICIARIES SHALL BE ENTITLED TO LUMP SUM
BENEFIT WHICH SHALL BE THE HIGHER OF:

 MONTHLY PENSION TIMES THE NUMBER OF MONTHLY

CONTRIBUTIONS PAID PRIOR TO THE SEMESTER OF DEATH;
OR

12 TIMES THE MONTHLY PENSION

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 MINIMUM LUMP SUM BENEFIT:
1.P 1,000.00 x 12 = P12,000.00 (with less than 10 CYS)

2.P 1,200.00 x 12 = P14,400.00 (with at least 10 CYS)

3.P2,400.00 x 12 = P28,800.00 (with at least 20 CYS)

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 THE SECONDARY BENEFICIARIES OF THE DECEASED
MEMBER SHALL BE ENTITLED TO A LUMP SUM
BENEFIT EQUIVALENT TO:
 36 TIMES THE MONTHLY PENSION, IF THE
MEMBER HAS PAID AT LEAST 36 MONTHLY
CONTRIBUTIONS PRIOR TO THE SEMESTER
OF DEATH; OR

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THE SECONDARY BENEFICIARIES OF THE DECEASED MEMBER SHALL BE
ENTITLED TO A LUMP SUM BENEFIT EQUIVALENT TO:

 IF THE DECEASED MEMBER HAS PAID LESS THAN 36 MONTHLY

CONTRIBUTIONS PRIOR TO THE SEMESTER OF DEATH, THE LUMP SUM
BENEFIT SHALL BE THE HIGHER OF:
 MONTHLY PENSION TIMES THE NUMBER OF MONTHLY
CONTRIBUTIONS PAID; OR
 12 TIMES THE MONTHLY PENSION

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 MINIMUM LUMP SUM BENEFIT FOR
SECONDARY BENEFICIARIES
(IF THE DECEASED MEMBER HAS PAID AT LEAST 36 MONTHLY
CONTRIBUTIONS PRIOR TO THE SEMESTER OF DEATH)

 P1,000.00 x 36 = P36,000.00 (with less than 10 CYS)

 P1,200.00 x 36 = P43,200.00 (with at least 10 CYS)

 P2,400.00 x 36 = P86,400.00 (with at least 20 CYS)

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 EC – DEATH – Pension is higher of 15 % than the
Regular Pension
A. PRIMARY SSS EC FUNERAL

LESS THAN LUMPSUM MONTHLY PENSION (1 SSS- 20 TH

< 36 contribution) EC – 20 TH
Prior to Sept. 1, 2013 (EC Funeral P10,000)
MORE THAN MONTHLY PENSION MONTHLY PENSION (1 SSS- 20 TH
> 36 contribution) EC –20 TH
B. SECONDARY
LESS THAN LUMPSUM MONTHLY PENSION - SSS- 20 TH
< 36 5 YEARS EC – 20 TH
MORE THAN LUMPSUM MONTHLY PENSION SSS- 20 TH
>36 - 5 YEARS EC – 20 TH

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