PRESENTATION

ON
INDIA SMALL INDUSTRIES DEVELOPMENT
BANK OF
OF
BACHELOR OF BUSINESS
ADMINISTRATION
IN
ENTREPRENEURSHIP AND SMALL
BUSINESS
 GROUP NAME :- GOAL ACHIEVERS
GROUP MEMBERS
• MD FAIZAN
• MD MAKSOOD KHAN
• MD MAJID
• MD HARIS ANSARI
• MD FAIZ ALI
• MD MUNAWWER
1) Introduction
AGENDA 11) Fixed Deposit Scheme

2) Work MD FAIZAN 12) MD FAIZ ALI

Promotional/Development
Activities
3) Mission/Vision 13) Sustainable Development

4) Objective 14) Schemes To MSMES

5) Features 15) Achievement Of National

MD MAJID MD MUNAWWER
Goal
6) Product/Service 16) TDMFS

7) Direct Finance 17) Venture Capital Fund And

Scheme

8) Bills Finance Schemes 18) National Equity Fund

Scheme
 INTRODUCTION
 The government of India set up the SIDBI under a special act of
the parliament in October 1989.
 Sidbi commenced its operations from April 2, 1990 with its head
office in lucknow.
 Sidbi has been setup as a wholly owned subsidiary of IDBI
 Its authorised capital is Rs. 250 crore with an enabling provision
to increase it to Rs. 1000 crore.
 It is a apex institution which oversees, co-ordinate and further
strengthens various arrangement for providing financial and non
financial assistance to small – scale , tiny, and cottage industries.

 MD FAIZAN
 WORK

 Coordinate the function of institution engaged in similar

Activities.
 Principal financial institution for the promotion, financing
And development of industry in the small-scale sector
 Main focused on MSME.
 Structure initiative resolve financial and non-financial
Problems of MSME.

MD FAIZAN
 MISSION & VISION
Mission:
 To empower the Micro, Small and
Medium Enterprises (MSME)
sector with a view to contributing
to the process of economic
growth, employment generation
and balanced regional
development.
 MD FIAZAN
Vision:
 To emerge as a single window for
meeting the financial and
development needs of the MSME
sector to make it strong vibrant
and globally competitive,to
position SIDBI brand as the
preferred and customer-friendly
institution and for enhancement
of share-holder wealth and
highest corporate values through
modern values technology
platform
 OBJECTIVES
 Four basic objectives are set out in the SIDBI Charter.
They are:
 Financing
 Promotion
 Development
 Co-ordination
 For orderly growth of industry in the small scale sector.
The Charter has provided SIDBI considerable flexibility in
adopting appropriate operational strategies to meet these
objectives.
MD MAJID
 FEATURES

 Financial Institute for Promotion of SIDBI

 Sustainable Development
 Advisory Function
 Services to MSMEs
 Achievement of National Goals
 Different forms of Finance
 Digital Initiatives
 SIDBI Start-up Mitra
 Udyami Mitra
 Nodal/Implementing Agency
MD MAJID
PRODUCTS & SERVICES
 Venture Capital Fund Scheme
 Seed Money Schemes
 National Equity Fund Scheme
 Direct finance
 Bills finance
 Refinance
 International finance
 Promotional & Development activities
 Fixed deposit scheme
 Technology Upgradation & Modernisation Fund Scheme
MD MAJID
 DIRECT FINANCE
 Since its beginning, SIDBI had been providing refinance
to State Level Finance Corporations / State Industrial
Development Corporations / Banks etc., against their
loans granted to small scale units.
 SIDBI's direct finance schemes are:
• Scheme for expansion / diversification of small scale
units.
• Scheme for specialised marketing agencies.
• Scheme for ancilaring / subcontract units.
• Scheme for existing Export Oriented Units (EOUS) to
enable them to acquire ISO 9000 series certification.
MD HARIS ANSARI
BILLS FINANCE SCHEMES
 Bills Finance Scheme involves provision of medium and
short term finance for the benefit of the small- scale
sector.
 Bills Finance seeks to provide finance, to manufacturers of
indigenous machinery, capital equipment, components sub-
assemblies etc, based on compliance to the various
eligibility criteria, norms etc as applicable to the
respective schemes.
 To be eligible under the various bills schemes, one of the
parties to the transactions to the scheme has to be an
industrial unit in the small-scale sector within the meaning
of Section 2(h) of the SIDBI Act, 1989.
MD HARIS ANSARI
 REFINANCE SCHEMES
 Refinance scheme is introduced for catering to the need of funds of Primary Lending
Institutes (PLI) for financing small scale sector.
 Under the scheme, SIDBI grants refinance against term loans granted by the eligible
PLIS to industrial concerns for setting up industrial projects in the small scale sector as
also for their expansion / modernisation / diversification.
 PLIS are SIDC, SFC. Banks like commercial banks, Co-operative Banks, Regional Rural
Banks
 Schemes of re-finance assistence:
• Scheme for SC-ST & physically handicraft persons
• Composite loan scheme
• Equipment refinance schemes.
• Schemes for small road transport operators.
MD HARIS ANSARI
 INTERNATIONAL FINANCE

SCHEMES
The main objective of the various International Finance
schemes is to enable small-scale industries to raise
finance at internationally competitive rates to fulfill
their export commitments.
 The financial assistance is being offered in US Dollars
and Euro currencies. Assistance in Rupees is also
provided to the needy borrowers.
 The international finance is available from pre-shipment
& post shipment credit.
 Need based limit, depending on the normal trade terms
and credit period given to overseas buyers by exporters
not exceeding 180 days.
MD HARIS ANSARI
 FIXED DEPOSIT SCHEME
Time Period Revised annual For senior Citizens
Interest rate %
P.A w.e.f August
10, 2009
Interest (% P.A)

12 month -13 months 6.50 7.0

14 months - 36 months 7.00 7.5

14 months - 36 months 7.50 8.0

MD FAIZ ALI
PROMOTIONAL/DEVELOPMENT
ACTIVITIES
 As an apex financial institution for promotion, financing
and development of industry in the small scale sector,
SIDBI meets the varied developmental needs of the Indian
SSI sector by its wide-ranging Promotional and
Developmental (P&D) activities.
 The activities are as follows:
• Entrepreneurship Development Programmes.
• Management Development Programmes.
• Technology Upgradation Programmes.

MD FAIZ ALI
SUSTAINABLE DEVELOPMENT
• Initiative to enhance awareness of benefits
of Climate control among MSMEs.
• Focusing landing system promote
investment in clean production & energy
efficient technologies.
• Reduce emission of greenhouse gases-
reduction in pollutions

MD FAIZ ALI
 SERVICES TO MSMES
SIDBI provides different type of financial and non financial
services to MSMEs- Subsidiary and associate:
 SIDBI venture capital LTD.
 Credit guarantee fund trust for micro and small
enterprises.
 SME rating agency of India Ltd.
 India SME technology services Ltd. Micro unit development
& Refinance agency.

MD MUNAWWER
 ACHIEVEMENTOF
NATIONAL GOALS
Employment Opportunity.
Entrepreneurship skill-Women -
Weaker section
Provide Finance - Industries-semi
urban area
Job opportunity Reduce migration of
population in urban area

MD MUNAWWER
TECHNOLOGY UPGRADATION AND MODERNISATION FUND SCHEME (TDMF)

 This fund was setup in the year 1996 by the SIDBI with an
initial capital of 200 crores.
 It was setup for the purpose of encouraging the existing
small scale industrial units to modernise production
facilities and adopt improved and updated technology for
strengthning export capabalities.
 For availing benefits under this scheme the unit have to
prepare an estimate for modernisation & submit it to SIDBI.
 The sanction of funds is made depending upon the
estimate submited.

MD MUNAWWER
 VENTURE CAPITAL FUND
SCHEME
 SIDBI is participating in the Venture capital fund set by
public sector institutions as well as private companies
to the extent of Rs,50,00,000 of total capital of the fund
required.
 The fund should be didicated to financing small
industry preferabally the most risky one.

MD MAKSOOD KHAN
 NATIONAL EQUITY FUND SCHEME

In order to provide equity type assistance, SIDBI is

operation a National Equity Fund Scheme.
The equity capital loan to the extent of 2.5lakh is
sanctioned to each project provided the perfect
qualities under this scheme.

MD MAKSOOD KHAN
 SEED MONEY SCHEMES
One of the constraints faced by Entrepreneurs
is the lack of own resources to promote the
minimum promoter contribution.
Hence, SIDBI introduced seed money scheme
for the benefit of entrepreneurs.
Seed money is available through DIC { Direct
Industry Centre} to those entrepreneur who are
technically qualified but lack of own capital.
MD MAKSOOD KHAN
 DIGITAL
INITIATIVES
 SIDBI Startup Mitra- With the help of Stakeholder, Startup
Entrepreneur, Mentor, Advisor, Banker to provide finance
the person those who want to start or run their business as
a start-up.
 SIDBI also work as a Knowledge partners for state and
central govt.
 Udyami Mitra.
 Improve accessibility of credit services to MSMEs.
 Select suitable bank branch for loan purpose even they can
track the application status.
 Even they can upload the documents.
MD MAKSOOD KHAN