Regional

RuRa l
Bank
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Let’s st a Rt

INTRODUCTIO
with

N
Regional Rural Banks are local level banking
organization operating in different States of
India.
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Objectives
• They have been created with a view to serve mainly rural areas of India with
basic
Banking and Financial Services.

• To provide credit facility to Agriculture & Rural sector.

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Establishment
• RRB Act, 1975 by Narsimham Working Committee.

• The Equity of RRB is divided into following ratio :

I. GOI – 50%
II. State Government – 15%
III. Lead Bank (Sponsor Bank) – 35%

• The first RRB named “Prathama Bank” was established in Moradabad on 2nd Oct
1975 and the Lead bank was “Syndicate Bank”
Role & Functions
 Credit
Granting
Facility Loans

Accepting
Deposits

Govt.
Roles
Operations

All round
Development
Providing
banking
Facility
Local
Effects
Organizational

Structure
Following is the decision making hierarchy of officials
in a Regional Rural Bank:

✘ Board Of Directors
✘ Chairman & Managing Director
✘ General Manager
✘ Chief Manager/Regional Managers
✘ Senior Manager
✘ Manager
✘ Officer/Assist
 List o f Regional RuRa l
Banks
✘ Allahabad UP Gramin Bank
✘ Andhra Pradesh Grameena Vikas
Bank
✘ Andhra Pragathi Grameena Bank
✘ Arunachal Pradesh Rural Bank
✘ Assam Gramin Vikash Bank
✘ Baroda Gujrat Gramin Bank
✘ Bihar Gramin Bank
✘ Chhattisgarh Rajya Gramin Bank
Thank You!