Issuer

Product & Registration

� Issuer basic product
� Issuer registration procedure
 Issuer tools

SVFE SVBO
 Fees  Fees
 Limits (types)  Limits
 Restrictions  Cycles
 Services  Services

2
 SVFE Transaction Restrictions

SVFE

Checking every transaction according to predefined rules.

3
 Transaction Restrictions setup
in SVFE
Restriction 1 Card

Country group 1

Transaction
Country group 2 Restriction 2 scheme

P, N, P-N, N-P
Country group 3

Restriction 3

BIN-prefixe
Restriction 4

4
 Issuer Limit Types

Account level
(LMTTA, LMTTZ)

Card level
(LMTTC, LMTTZ)

5
 Limits setup algorithm
Task: Task:
Limits and its values attaching
Limits control
to cards and accounts

Limit types and its values for

certain cards and accounts

SVFE SVBO

Setup: Setup:

Limit types with transaction Identifiers of limit types;

parameters Values for exact product.

6
 Limit type setup in SVFE
MCC group Transaction
parameters

MCC group

Transaction Transaction
parameters group Limit 1
parameters

Country group
Transaction parameters Group ID

Transaction
Country group parameters
Limit type parameters

Limit Type ID
Entity
Cycle Default Type
Cyclic
Increment
Rollback On Reversal

7
 SVFE issuer fees

Online fees during transactions processing

8
 Fee charging conditions
Designed for US-ON-US and US-ON-THEM operations.

Conditions
(tariff groups)
ISS_INST Fee rule,
ACQ_INST fee algorithm
ACQ_INST_ID
TRX_TYPE
TRX_CURR FEE_ID
ACCT_CURR FEE_ALG
TGRT
TGRC
MCC_GROUP
COUNTRY_GROUP
9 SERVICE_GROUP
 Issuer Fee setup in SVFE
TGRT

Group ID
PID

TGRC

Pan Mask
Card tape
Network ID
Group ID
Fee on-line

MCC Group

Group ID
Fee calculation
algorithm
Country group
Formula
Group ID Fee ID
Country code Value

Service group

Group ID
Service ID

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 SVBO Issuer Fees

Account level
(FEED)

Card level
(FEEC)

11
 Fees setup algorithm
Task: Task:
Transaction fees recalculation to
Transaction fees calculation wright-off
to hold an amount Registration and maintenance
fees calculation

Fees amount charged

as part of transactions data

SVFE SVBO

Setup: Setup:
Tariff groups as charging Fee rules with formula and
criteria values;
Fee rules with formula and Fee scheme with fee rules
12 values for the product.
 Product settings in SVBO.
Schemes

Fee rules: Fee scheme 5

1. 3 EUR for card issuing Fee Scheme ID Fee ID Value
2. 10 EUR monthly for card maintenance 5 1 3 00
3. 3 % for cash withdrawal 5 3 3%
n. …

Limit types: Limit Scheme 3

1. Cash withdrawal from account per day Limit Sch ID Lim ID Value
2. Per purchase by card per day 3 1 200 00
3. Per transactions by card on a weekly basis 3 3 50
n. …

Cycle types: Cycle Scheme 1

1. ATM transactions Sch ID Type Length
2. POS transactions 1 1 1 day
3. Card life cycle 1 2 1 day
n. … 1 3 3 years
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 Product Settings in SVBO.
Templates
Account Template 2 Customer Template 1
• Fee Scheme ID = 5
• Limit Scheme ID = 3
VIP
• Cycle Scheme ID = 1
• EUR
•…

Card Template 4 Cardholder Template 1

• Fee Scheme ID = 5
• Limit Scheme ID = 3
VIP
• Cycle Scheme ID = 1
• Status = Call Issuer
• Plastic = Green Classic
• Card number
format template =7
•…

Card Number Format Template 7

• BIN = 417628
• Length = 16
14 • Algorithm = Random
 Product Settings in SVBO.

Contract Scheme 3

Account Template 2 Customer Template 1

Card Template 4 Cardholder Template 1

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 Product Settings in SVBO.

Contract 5

Contract scheme 3

Account Template 2

Card Template 4

Customer Template 1

Cardholder Template 1

Parameter 1 Parameter 2 Parameter 3

Parameter n

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 BO contract configuration
Customer
template

Limit type 1

Limit type 2 Limit scheme Cardholder

template

Limit type 3 Limit types with values

Account Contract
Fee rule 1 Contract
template scheme

- contract scheme ID
- technical parameters
Fee rule 2 Fee scheme List of templates

List of rules
Fee rule 3
Card template

Object number
template
Cycle scheme
- BIN-range
Cycle types with values - Card number creation
rules

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 Registration

Contract

Application

Issuer Entities
(Card / Account / Customer / Cardholder)

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 Application parameters
APPLICATION

Customer Links to objects Specific

parameters parameters
Name, passport №, birth Issuer institution, Agent, Parameters values or
date, address, etc. Contract, Account type and references to objects, which
currency, Card type etc. differs from the contract
values.
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 Cards issuing

7 2 Card

SVFE SVBO
1
r ts PIN-mailer
po 6 3 Embosser
re
5

4 4
4
PIN-mailers printer
Application
manager Host Security module
SVCG

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 Issuer objects structure
Structure in SVBO:
Institution Example:

Institution
Agent
Agent

Customer
Customer

Cardholder
Cardholder 1 Cardholder 2

Card Card 1 Card 2 Card 3

Account 1 Account 2 Account 3

Account

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 Application types
Individuals applications
New customer

BTRT01 New cardholder

BTRT02
New card
BTRT03
BTRT04
New Account

Legal entities applications

New customer

New cardholder
BTRT05
BTRT06
New card
BTRT07 BTRT08
New Account
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 Cards issuing stages
CBS SVBO SVFE SVCG

0. Application creation 1. Application (BTRT) loading from file

and application file
uploading
2. Application processing

3'. Report on the results 3. Creation of the report

of the application on the results of the
processing application processing

5. Uploading of the file with

4. Creation of the file for cards
embossing cards from SVBO

8. Loading of the bridge-file with

embossed cards data 6. Card generation, PIN
envelope’s printing

9. Uploading of the file with new cards (bridge-file and DC-file

information 10. New cards data loading creation)

11'. Accounts financial 11. Loading of the file with accounts 7. Card embossing (by
information uploading financial information (balances changes) embosser)

12. Uploading of the file with new 13. New accounts data
accounts’ data loading

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