Acquirer

Product & Registration

� Acquirer basic product
� Acquirer registration procedure
 Acquirer tools

SVFE SVBO
 Fees  Fees
 Limits (types)  Limits
 Restrictions  Cycles
 Services  Services

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 SVFE Transaction Restrictions

SVFE

Checking every transaction according to predefined rules.

3
 Transaction Restrictions
setup in SVFE
Restriction 1

Positive

BIN-range,

Terminal group Restriction 2 Transaction scheme Network,

Institute
Negative
PID 1 Positive,
PID 2 Positive-negative,
PID 3 Negative,
Negative-positive

Restriction 3

Positive

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 Acquirer Limit Types

Account level
(LMTMA, LMTMZ)

Terminal level
(LMTMT, LMTMZ)

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 Limits setup algorithm
Task: Task:
Limits and its values attaching
Limits control
to accounts

Limit types and its values for

certain accounts

SVFE SVBO

Setup: Setup:

Limit types with transaction Identifiers of limit types;

parameters Values for exact product.

6
 Acquirer fees
Per transaction, on-line
(surcharge)
SVFE

Per transaction, off-line

(MSC)
SVBO

Registration and
maintenance
SVBO

7
 SVFE acquirer fees
Online fees during transactions processing
(surcharge technology)

8
 Fee charging conditions
Designed for US-ON-US and THEM-ON-US operations.

Conditions
(tariff groups)
Fee rule,
fee algorithm

ISS_INST
ACQ_INST
TRX_TYPE FEE_ID
TRX_CURR FEE_ALG
TGRT
TGRC
SERVICE_GROUP

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 Acquirer fees setup in SVFE
TGRT

TGRC Fee on-line

Fee calculation
algorithm
SERVICE_GROUP

Formula
Fee ID
Value

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 SVBO acquirer fees

Account level
(FEED)

Terminal level
(FEEE)

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 Product settings in SVBO.
Schemes

Fee rules: Fee Scheme 5

1. MSC 1,5 % for purchase (VISA cards) Fee Scheme ID Fee ID Value
2. MSC 1 % for purchase (MC cards) 5 3 10 00
3. 10 EUR monthly for POS maintenance 5 4 5 00
4. 5 EUR for POS setup
n. …

Cycle Scheme 1
Cycle Types: Sch ID Type Length
1 1 1 month
1. Terminal maintenance cycle 1 2 1 year
2. Account maintenance cycle 1 3 30 years
3. Account life cycle
n. …
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 Product settings in SVBO.
Templates

Terminal Template 1 Account Template 1

Terminal Template 1 Fee Scheme ID = 5Счета
Шаблон 2
POS Cycle
• Scheme ID = 1 Счета
Шаблон 3
Chip cards accepted EUR •
POS
Fee 
Шаблон Счета 4
Scheme
Chip cardsID = 5 … •
…  Account Owner = Merchant
Fee Scheme ID = 5
… • Account owner = Chain
• Account owner = Departament
• Account owner = Terminal

MSC Template 1
Шаблон MSC 2
Fee ID = 1
… •…

Fee ID = 2
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 Product Settings in SVBO.

Contract Scheme 3

Account Template 1
Account Template 2 MSC Template 1
Account Template 3 MSC Template 2
Account Template 4

Terminal Template 1

Terminal Template 2

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 Product Settings in SVBO.

Contract 5

Contract Scheme 3

Template1

Template 2

Template 3

Template n

Parameter 1 Parameter 2 Parameter 3

Parameter n

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 BO contract configuration
MSC template
Fee rule

Default debit

MSC template

Fee rule
Default credit

MSC template

Custom / special
Fee rule Fee scheme Contract scheme Contract

- contract scheme ID
Maintenance fee - Registration fee rules ID List of templates
Terminal template - technical parameters
- Maintenance fee rules ID

Fee rule

Cycle scheme
Registration fee

Cycle types with values Account template

Limit type 1 Limit scheme

Limit type 2 Limit types with values

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 Registration

Contract

Application

Acquirer Entities
( Merchant / Account / Terminal )

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 Application structure
APPLICATION

Customer Links to objects Specific

parameters parameters
Merchant name, MCC, Acquirer institution, Agent, Parameters values or
address, contact person, Contract, Account type and references to objects, which
etc. currency, Terminal type. differs from the contract
values.

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 Acquirer objects structure
Structure in SVBO:
Example (сash acquiring):
Institution *
Institution *
Agent *
Agent *
Merchant *
(Account*)
Terminal Merchant *
(Account*)

Chain ATM 1
(Account*) ATM 3
ATM 2
Terminal
(Account*)
Outlet
(Account*)
Terminal
(Account*) * - mandatory object
Departament
(Account*)
Terminal
(Account*)

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 Registration scheme

Applications
1 2
Applications loading

3
Applications processing
Application
manager Information about merchants, 6
4
5 File
Uploading for SVFE terminals and accounts loading

SVBO 7
Functional
parameters setup

SVFE

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 Application types

 BTRT51 – New Merchant with new account

 BTRT52 – New terminal with account
 BTRT53 – New sublevel object with account
 BTRT54 – Additional account for existing level
 BTRT55 – Full merchant structure registration

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