Professional Documents
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Untitled Presentation
Share Market
The share market offers a high potential for returns but also exposes investors to
high risks. Factors to consider include market trends, company performance and
economic conditions. Successful investors such as Warren Buffett and Rakesh
Jhunjhunwala have made fortunes by investing in the share market, but caution is
advised for those who are new to investing.
Mutual Funds
Mutual funds are a type of investment where a group of investors pool their money
together, which is then managed by a professional fund manager who invests it in a
diversified portfolio of stocks, bonds, or other securities. There are various types of
mutual funds available with different investment objectives, such as equity funds, debt
funds, hybrid funds, and index funds. While mutual funds offer several benefits like
diversification, liquidity, and professional management, they also have certain
drawbacks like fees, risks, and lack of control. When evaluating mutual funds, investors
should consider factors like the fund's track record, expense ratio, investment style, and
risk profile.
Gold
A gold loan is a secured loan wherein the borrower keeps their gold, ranging
from 18K to 24K, with a bank or a financial institution as security and avails
capital against it.
Bank/FD
Bank/FD- Pros: Low risk, guaranteed returns. Cons: Low returns, limited liquidity.
PPF - pros: Tax benefits, fixed returns. Cons: Long lock-in period, low returns compared to
other options.
Real Estate - Pros: Tangible asset, potential for rental income. Cons: High cost of entry,
illiquid.
Post Office and Insurance - Pros: Guaranteed returns, insurance coverage. Cons: Low
returns, limited flexibility