Professional Documents
Culture Documents
Description-
• Small Scale Business: Punjab National Bank (PNB) should start with its small scale
business across India to provide an end number of job opportunities to employees. This can
also help them gain more popularity, make them ubiquitous across India, and receive
increased profits.
• Expansion of the Company Across the Globe: The bank should expand its services
internationally and not keep them limited to only India. International banking can again be
another opportunity for the firm to gain profits and successive popularity across the globe.
• Installation of ATM’s: Installing more ATM’s can make the customers benefit through it and
will have better feedback for the firm. It can be easier for people to accommodate and
withdraw their money whenever and wherever required.
• Providing with Reliable and Better Customer Service: If the firm stays loyal and provides
excellent customer service, it will attract more customers and receive superior feedbacks.
• Launching New Unique Schemes: Punjab National Bank can further launch new
schemes for Saving Account Holders to expand its cash deposit ratio.
• Promotion Through Social Media Platforms: In the digital and social media trend,
Punjab National Bank can promote its services through social media platforms and
advertising platforms such as Google Ads and Facebook Ads because most customers
prefer watching social media ads these days.
• Emphasizing Business Loans: The bank can accent business loans to appeal to more
customers. As business loans can attract business-oriented customers for profit
maximization of its business company.
• Originating E-Wallets: As it is the digital era, PNB can originate E-Wallets as it is
trending throughout the world. Ahead in the future, e-wallets can make lives much
easier and people are looking for such innovations to receive easy digital trends.
Threats to Punjab National Bank
Threats can drastically bring down your company. It can be from the intrusion of other companies to
other shortages and lags in the service. Below are the threats faced by Punjab National Bank –
• Fluctuations in the Economy: A major threat for the banking industry are fluctuations and crises
in the economy and thus, the bank has to be cautious for the same. The shifts in the economy may
make the bank suffer from unwanted delays and a decrease in demand.
• Stringent Regulations of the Government: The stringent regulations of RBI and the
Government are also a major threat to the bank as they are interruptive and can make certain
changes. Strict regulations can always bring the interruption in and led to disruptive unwanted
changes in the formation.
• Competitor Threat: As the banking sector expands, new competitors will enter the market and
they might get successful profits in the future. Not only this, the bank may have their old
competitors shortly in the topmost lists and therefore, this can make the bank lose its ranking and
might have a downfall. Hence, the bank should be prepared with both the consequences of profit
and loss shortly to generate strategic pre-planning.
A Presentation by B2 team__________
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