The project is co-funded by the European Union and national funds of the participating countries

Stimulating green employments: Key points for

cross-border educational and technological
innovation (G.EM.S)
Analysis of regulatory obligations for green energies and the environment,
and guidelines for financial facilitation of investments in environmental
protection and green energies
PART-2 Financial opportunities, subsidies and grants from national and EU
programs and funds
Europe’s and Republic of North Macedonia’s
Economy
The challenges posed by the pandemic and the energy crisis further complicated the already
difficult situation facing European businesses and policymakers. In the wake of the COVID-
19 crisis, firms have been forced to make big choices with lasting consequences. The
pandemic exposed vulnerabilities that had accumulated during a period of rapid globalization .
A severe energy crisis is suppressing the post-pandemic economic recovery and threatens to
undermine political and social support for the green transition. Soaring energy prices in
Europe, especially for natural gas, reduced household incomes and affected the
competitiveness of European firms.
To remain competitive, European businesses need to digitalize. Europe is trailing in digital
innovation and remains dependent on critical technologies from third countries. To reap the
full benefits of digitalization, European policymakers should create better conditions for
digital technologies and innovation at home.
EU Funding Programmes
HEADING 1: Single Market, Innovation and Digital
• Horizon Europe
• Euratom research and training programme
• ITER – International Thermonuclear Experimental Reactor
• InvestEU
• Connecting Europe Facility
• Digital Europe programme
• Single market programme
• EU anti-fraud programme
• Cooperation in the field of taxation (FISCALIS programme)
• Cooperation in the field of customs (CUSTOMS programme)
• European space programme
EU Funding Programmes
HEADING 2: Cohesion, Resilience and Values
• European Regional Development Fund
• Cohesion Fund
• Recovery assistance for cohesion and the territories of Europe (REACT-EU)
• Recovery and Resilience Facility
• EU Civil Protection Mechanism and rescEU
• EU4Health
• Erasmus+
• European Social Fund Plus
• European solidarity corps
• Citizens, equality, rights and values programme
• Justice programme
• Creative Europe
EU Funding Programmes
HEADING 3: Natural Resources and Environment
• European Agricultural Guarantee Fund
• European Agricultural Fund for Rural Development
• European Maritime, Fisheries and Aquaculture Fund
• Programme for environment and climate action (LIFE)
• Just Transition Fund
EU Funding Programmes
HEADING 4: Migration and Border Management
• Asylum, Migration and Integration Fund

HEADING 5: Security and Defense

• Internal Security Fund
• European Defense Fund

HEADING 6: Neighborhood and the World

• Neighborhood, Development and International Cooperation Instrument – Global Europe
• Humanitarian aid
• Common foreign and security policy
• Pre-accession assistance
Other EU and Balkan relevant funding
programmes and sources
• IRENA & ETAF
• European Bank for Reconstruction and Development (EBRD)
• Western Balkans
• IPA III (2021 – 2027)
• Programme for the environment and climate action (LIFE) (2021-2027)
• European Innovation Council (EIC) Work Programme 2023
• InnovFin – EU finances for innovators
• WB EDIF – Program for the development of companies and innovations in the
Western Balkans
Funds, opportunities for grants and loans in
Republic of North Macedonia
• Fund for Innovation and Technological Development (FITD)
• Agriculture and rural development (IPARD)
• Instrument for green financing of RNM
• Directorate for Technological Industrial Development Zones of the Republic of North Macedonia
• Development Bank of the Republic of North Macedonia
• ENIF – innovation fund for companies from the Western Balkans
• Agency for Foreign Investments and Export Promotion (AFIEP)
• World Bank
• MIGA (Multilateral Investment Guarantee Agency)
• IFC (International Finance Corporation)
• WEBSEFF – A sustainable financing institution in the Western Balkans
• Permanent working group for regional rural development in South-Eastern Europe (SWG)
• United States Agency for International Development in R. Macedonia – USAID
• Ministry of Economy of RNM
Banks in Republic of North Macedonia that
that offer credit products for companies
• Silk Bank
o Buzz Up package for micro companies
o Green credit for legal entities
• Sparkasse Bank – RNM
o Financing of projects for the production of electricity from renewable sources
o „Step by Step“ Program
• NLB Tutunska banka – RNM
o Long-term credit to support the competitiveness of small and medium-sized enterprises
o Credit line – Innovator Package
• Komercijalna Bank
o Offer for micro, small and medium enterprises and for start-up companies in cooperation with FITD
• Halk Bank
o Eco Loan
Banks in Republic of North Macedonia that
that offer credit products for companies
• Stopanska Banka AD Skopje
o Cooperation with companies, service users of the Innovation and Technological Development
Fund
o Loans from the European Investment Bank
o Loans from the European Bank for Reconstruction and Development
• Uni Bank
o Uni Innovation
• Prokredit Bank
o Loans in cooperation with FITD
o Eco Investments
• TTK Bank
o Credit line for financing energy efficiency (EE) and renewable energy (RES) projects through DBNM
o Credit line IV and V from EIB through DBNM
 THANK YOU
SEMAK, BITOLA

Klaudija Lutovska
M.Sc in Strategic ManagementGraduated in Industrial
Private consultants
Engineering
SETTIM CONSULTING - SKOPJE
Moskovska str. No. 9, Taftalidze, Skopje
Marija Stevanovska E-mail: settimconsulting@gmail.com
M.Sc. Financial management 00 389 (0)78 31 32 98