Banking System of NCC

Bank Ltd: An analysis of

its investment portfolio
 Vision
 To be one of the lovable commercial banks serving the nation as a progressive and socially
responsible financial institution by combining credit and commerce to increase shareholder
value and increase sustainable growth.
Mission
 Mobilize domestic and foreign financial resources to contribute to the country's agricultural,
industrial and socio-economic development, and play a catalytic role in the formation of the
capital market.
 Anticipate the business solutions required by customers everywhere and deliver them
Vision & creatively beyond expectations.
 To set industry standards to world-class standards by providing customer service value through
Mission our full range of products, customer service and all of our business.
 Creating an exciting team environment that will attract, develop and retain employees with
exceptional abilities will help celebrate the success of the bank's business, its customers, and
growth. material.
 Maintain the highest ethical standards and community responsibility consistent with a leading
corporate citizen. Continually improve productivity and profitability and, therefore, increase
shareholder value.
 Mobilize internal resources to contribute to the development and growth of the company and
act as a catalyst for the formation of capital markets
  Deposit Products
 Loans and Advance Products
Products and  Cards
Services  Remittance Products
Job  Cash
responsibilities  Remittance

& functions of  Cheque Clearing

the  Loans and Advance

department
  The bank doesn’t allow the intern’s access in their software
 Bank can give the customer their own ID and password

Problems and  Internal conflict among the employees should be controlled and
screened regularly
challenged  The technological advancement also needs to increase
faced in the  Online Banking should be provided for fast services
Workplace  Officers get really nervous when there is an Audit
 The messengers who work in the bank should be changed
 And many more
  The Bank should as soon as possible install highly automated banking
software.
 The bank should employ an outside company for recovery of its dues
 The bank can increase its retail credit loan by allowing credit to more
customers
 The bank can attract more lease finance customer through reduction of
cost of borrowing
Recommendat  The bank can enhance its asset quality through offering rebate on
ions interest rate
 The loan sanction process should be easier
 The Software in General Banking as well as foreign exchange should be
upgraded
 Decision should be decentralized
 All of work should be computerized
 ETC…..
Return on
Assets (ROA)
Return on
Equity (ROE)
  The internship program at NCC Bank, Moghbazar Branch provided
practical experience in a sophisticated corporate environment.
The program highlighted the importance of selecting and
Conclusion handling investments, enhancing the bank's position in
Bangladesh, and the potential of the banking sector in influencing
mainstream developments.
THANK YOU