PRESENTED BY: SHEILA CABRERA

Five Financial
Improvement
Strategies

Financial Literacy
What is financial
literacy?
Five Financial Improvement
Strategies

1. Identify your starting point. Calculating the net

worth is the best way to determine both current
financial status and progress over time.
Five Financial Improvement
Strategies

2. Set your priorities. Making a list of rated needs and

wants can help set financial priorities.
Five Financial Improvement
Strategies

3. Document your spending. One of the best ways to

figure out cash flow or what comes in and what goes
out is to create a budget or a personal spending plan.
Five Financial Improvement
Strategies

4. Lay down your debt. Living with debt is costly not

just because of interest and fees.
Five Financial Improvement
Strategies

5. Secure your financial future. Retirement is an

uncontrollable stage in a worker's life.
Financial Goal Planning and Setting

• Setting goals is a very important part of life, especially in financial planning. Before
investing the money, consider setting personal financial goals.
There are three key areas in setting investment goals for
consideration.

• Time horizon- It indicates the time when the money will be needed.

2. Risk tolerance- Investors may let go of the possibility of a large gain if they knew there
was also a possibility of a large loss.
There are three key areas in setting investment goals for
consideration.

3. Liquidity needs- Liquidity refers to how quickly an investment can be converted into
cash

4.Investment goals: Growth, income and stability. - it is time to think about how
investments may help achieve those goals.
When considering any investment, think
about what it offers in terms of three key
investment goals:

(1) Growth (also known as capital

appreciation) is an increase in the value of an
investment;

(2) Income, of which some investments make

periodic payments of interest or dividends
that represent investment income and can be
spent or reinvested; and..

(3) Stability, or known as capital preservation

or protection of principal.
My five financial strategies

1. BE STRATEGIC

2. LEARN HOW TO MANAGE MONEY (GOING IN AND GOING OUT)

3. BE LIKE ANTS (SAVE FOR THE FUTURE) STORE

4. BE HARDWORKING

5. BE POSITIVE
Why do we need to learn
about financial strategies?
By: Fiona Faith David
Maricar Dayrit