• No 3 wrong bec it’s offen deals with credit and debit cards not any

typr of cash movement

• NO 2 MONEY LAUNDER ALWAYS GAMBLES FOR SMALL TIME AND
ASKING FOR CHECK NOT LONG TIME and the wrong is withdraws so
where’s the placement he withdraws cash andthen asking for a check
msh sah al3aks aly by7sal
• NO 3 NEVER ASKING FOR CASH THE POINT OF THE CASINO IS THE
DESPOSIT OF ILLICT MONEY ( PLACEMENT) AND PLAYING A MIN
GAMES AND ASKING FOR CHECK BY THE CASINO TO ADD LAYER ON
THE MONEY
• NO 4 IT’S NORMAL FOR CASINO ‫خليجة رايحين ينبسطوا مثال‬
• No 3 d haga helwa we profitable ll organization fa da normal law msh
3aref even al answer faker f al waheda aly msh risk
• Al so2al hna btre2a tanya 3ayz al risks aly f al prepaid card
• Over invoicing we down invoicing fa TBML msh gold
• Msh rakam 4 3ashan da civil crime msh fraud msh imprison wala fined
wala suspended d ‫ جريمة مدنية‬bala7 y3ne fa 3ade
• Lakn maktoba wad7a tht ahy 5osh 3ala al silde al gaya
• The highest risk here is why young lady benef. Owner and her wealth
is not matching with oil in Africa and the complixty of the owner ship
• Loan and and gurantor third party wz secrecy haven and with benf.
Owner so keep in mind
• Steady cash is normal for a restaurant so close in amount under
10000 may be avoiding the reporting
• No 1 is placement
• No 3 is layering
• No4 is layering
• No2 is the right answer as the next slide
No 1 wrong
No3 wrong
No2 called gatekeepers wrong not msb
• No 2 Casinos already doesn’t hv gate keepers
• No3 Money launders aim is create credit balance not debit to ask for
cheque
• No 4 is normal not ml technique
• FinCEN Advisory – FIN-2014-A007 | FinCEN.gov
• Leadership Should Be Engaged
• Compliance Should Not Be Compromised By Revenue Interests
• Information Should Be Shared Throughout the Organization
• Leadership Should Provide Adequate Human and Technological
Resources
• The Program Should Be Effective and Tested By an Independent and
Competent Party
• Leadership and Staff Should Understand How Their BSA Reports are
Used
basel
• 1 AND 2 SHOULD BE REPORTED WAD7A
• 4 – THE WORD THAT ARE BEYOND HIS KNOWN FINANCIAL
CAPABILITIES SHOULD BE REPORTED TOO HYA TRICKY SHWAYA BS LW
BASENA L 3
• 3- LARGE SUPER MARKET WE LARGE CASH DEPOSIT HWA ALREADY
CASH INCENTIVE WE 3ARFEN ENO LARGE CASH DEPOSITER FA 4 MSH
3ARFEN
• 1- LAH ABOS 3ALA WAHED BS
• BROKERAGE ASLN HIGH RISK LAZM ABOS
• 4- BUSINESS BS LAH MA ABOS 3ALA KOLO PLUS N ALREADY MSH
EMBEZZLING HWA BY LAUNDER MONEY AL SHERKA ALREADY BT3TO
• AL SO2AL HNA hat should the AML officer do to validate the client’s
sources of funds

• 1-MAFESH VALIDATION
• 2- MAFESH
• 4- MAFESH