Professional Documents
Culture Documents
By
C. Kasirajan
Advisor Faculty
Allied activities
• Dairy: Milch animals, calf rearing
• Poultry: Layers/ Broilers
• Piggery
• Sheep/ Goat rearing
• Rabbit/ Duck rearing
• Sericulture up to cocoon stage
• Apiculture
• Fisheries inland and Marine
Dairy Farm
Dairy Farm
Dairy Farm
Mechanised Dairy Farm
DAIRY DEVELOPMENT
• Supplement and compliment to Agriculture
• Employment in off season
Purpose of loan
• Purchase of cows or she buffaloes
• Construction of cattle shed, feed room, water
facilities
• Fodder cultivation Eg.Guinea, napier, lucern, sunhemp, lemon
grass,
• Purchase of dairy/milk testing equipments
• Rearing of cross bred female calf 4 – 30 months
• Milk Processing / Products, Milk chilling centre (MSE)
Fodder Grass
Fodder Grass
Technical details of Dairy
• Cow indigenous: Red Sindhi, Sahiwal, Gir, Haryana, Tharparkar,
Ongole; Exotic: Jersey, Holstein Friesian, Ayreshire, Brown swiss
• Buffaloes: Murrah, surti, Nili Juffrabadi etc.
• Gestation (pregnancy) cow: 280 days she buffalo: 310 days
• Milked 280 to 300 days (lactation) and let to dry for 3 to 4 m
• Milk yield 12 to 14 litres per day (depends on price)
• Buffalo 5 to 7 lactations and cow 10 lactation in their life, reproduction
cycle once in 21 days, for 18 hours, insemination 60 days after calving
• Purchase of animals up to 3rd lactation is advisable, preferably first and
second one, within one month of calving. Purchase during advanced
lactation , dry period should be avoided
• Purchase committee for bulk purchase, best season for purchase Sep to
Jan.
Other Technical Parameters
• Purchase of two sets of animals , with interval of 6
months, to maintain continuity of milk, min
economic size 2 animals
• Floor space 40 sq ft per animal, calf 12 sq.ft
• Feed requirement: 25 Kg of green fodder, 5 Kg of dry
fodder, 1Kg of concentrate per day; + during
lactation 1 Kg of concentrate per 3 lr milk for cow
and 2.5 lr for buffalo
• Common diseases: Foot and mouth disease,
Rinderpest, Hemorrhagic septicemia, Black Quarter
etc
Check list for Dairy advances
• Place is near to city? Town? Market?
• Experience, technical knowledge, aptitude?
• Location of Veterinary dispensary, artificial insemination facility
• If existing no of animals, milk yield, marketing, income generation
• Cattle Shed, water supply adequate
• Green/dry fodder supply? to be grown? Cattle feed supply?
• Which cross breed? Whether available?
• Marketing arrangement ? Tie up arrangement if any? If so
credentials of the society or milk company, chilling plant and
arrangement for lifting the milk daily? Milk collection route?
• Any overdue? Margin money source? Security?
• Cattle insurance arrangement
Documents
• Application: Agri 15, Agri 7, Land records from VAO
• No due certificate from society/ other Banks
• Letter of undertaking from milk co op society
• F 110 i Hypothecation (110 k for up to one lakh)
• F 378 repayment in installment
• F 512 Registered mortgage
• F 379/ 379A confirmation of deposit of title deeds
• F 111/ 111A Letter of guarantee
• F 417/ 417A Registration of memorandum
Disbursement and follow up
• Disbursement for construction of shed first in stages of
construction, thereafter purchase of animals, in stages
to the suppliers or sellers
• Margin: up to 1 lakh nil, above 15 to 25%
• Valuation and health of the animal certified by
veterinary doctor, ear tagged, vaccinated
• Comprehensive insurance with Bank clause
• Post credit supervision and inspection report
• Repayment: No holiday, max 60/ 72 monthly
installments, for construction of shed one year holiday
period
Financing Heifer Calf Rearing
• (under tie up with milk producers’ union)
• Buying calf and rearing:4 m old cross bred calf;
financed for concentrate feed, veterinary
care, insurance, insemination. Comes to heat
in 20m, lactation in 30 m
• Farmers owning 2 own animals, their first
female cross calf is financed for rearing as
above
Financing Heifer Calf Rearing
• Eligible farmer should have shed 60 sqft/
animal, one ac fodder for 5 animals,
veterinary support is available
• Age, value, health certified by Vet. Doctor,
tagged, insured, id mark noted
• Repayment 60 m install by selling milk or one
lum sum by selling the calved animal
Dairy Entrepreneurship Dev. Scheme
(DEDS) by NABARD (2015-16)
• These castings have been shown to contain higher amount of nutrients than do
organic materials before vermi composting
Composting Methods:
• Large Scale Windrow composting, bed composting
• Small scale Bin composting (plastic or wooden bins)