“A STUDY ON THE PERFORMANCE OF EQUITY

SCHEMES TO RELIANCE MUTUAL FUNDS”

NAME=ANJALI DILIP JAISWAL

GUIDE NAME=NAMRATA BHAELRAO
CLASS=T.Y.B.A.F
SEMESTER VI
ROLL NO 5
ACADAMIC YEAR
2023-2024
 INTRODUCTION

“Mutual fund is a common pool of money in which investor place their contribution that
is to be invested in accordance with the stated objective. The fund belongs to all the
investors depending on the proportion of his contribution to the fund.”

A Mutual Fund is a trust that pools the savings of a number of investors who share a
common financial goal. The money thus collected is then invested in capital market
instruments such as shares, debentures and other securities. The income earned through
these investments and the capital appreciations realized are shared by its unit holders in
proportion to the number of units owned by them. Thus a Mutual Fund is the most
suitable investment for the common man as it offers an opportunity to invest in a
diversified, professionally managed basket of securities at a relatively low cost.
 OBJECTIVES OF THE STUDY

 To know the different funds available in Reliance Mutual

Fund.
 To determine the performance of different schemes in
Reliance Mutual Fund.
 To enhance investors understanding and awareness of the
factors influencing mutual fund performance
 RESEARCH METHODOLOGY

Research Design
It is the actual frame work of a research that provides
specific details regarding
The process to be followed in conducting the research. The
design for this study is descriptive in nature.
S.NO. NAME OF FUND

1.
Reliance Growth Fund

2.
Reliance Vision Fund

3.
Reliance Banking Fund

4.
Reliance Regular Savings Fund
RELIANCE GROWTH FUND THE YEAR OF 2013

20
15
10
5
0
RETURNS

-5
-10 Treynor
-15 Sharpe
-20 Jensen
-25
-30
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
MONTHS
RELIANCE VISION FUND THE YEAR OF 2013

15
10
5
0
RETURNS

-5
Treynor
-10
-15 Sharpe
-20 Jensen
-25
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
MONTHS
RELIANCE BANKING FUND THE YEAR OF 2013

20

15

10

5
Returns

Treynor
0
Sharpe
-5 Jensen
-10

-15
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Months
RELIANCE REGULAR SAVING FUND THE YEAR OF 2013

15
10
5
0
-5
RETURNS

-10 Treynor
-15 Sharpe
-20 Jensen
-25
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
MONTHS
 SECONDARY DATA
DATA COLLECTION
 The secondary data, on the other hand, are those which
have already been collected by someone else and which have
already been passed though the statistical process.
 Secondary data was collected form Balance Sheet and
annual reports of the company, Magazines, Books of
Accounts, Other books, etc.
 SCOPE OF THE STUDY
 This report covers the various investment modes available to the
investor
 The details about the performance of reliance growth fund, vision
fund,regular saving fund & banking fund.
 The comparison of different schemes will provide the better idea
to the investor about where to invest.

There is some tools are there. That is

(i) Treynor model
(ii) Sharpe model
(iii) Jensen performance model
 FINDINGS AND CONCLUSION

FINDINGS
 There is a fluctuation in all schemes in the year 2009.
 The reliance banking fund is containing low standard deviation and BETA values

in all years.
 The reliance regular saving fund is low risky comparing with there BETA values.
 The reliance banking fund is inferring with low risk standard deviation comparing

with other funds in the year 2008(1.45).

 There is a high fluctuation in the year 2008 from January (2.48) to 2009 January (-

21.27) in reliance growth fund.

CONCLUSION
Mutual Fund industry today, is one of the most preferred investment avenues
in India. However, with a plethora of schemes to choose from, the retail
investor faces problems in selecting funds. Though past performance alone
cannot be indicative of future performance, it is, frankly, the only quantitative
way to judge how good the present fund is. Therefore, there is a need to
correctly assess the past performance of different mutual funds Return alone
should not be considered as the basis of measurement of the performance of
Reliance Mutual Fund scheme, it should also include the risk taken by the
fund manager because different funds will have different levels of risk
attached to them.
 SUGGESTIONS
 The reliance banking fund is getting good returns.so,the
company should maintain same returns in future.
 The fund manager should be actively participated at the
investment situation to get better growth returns on each
fund.
 The fund manager should take necessary steps to diversify
the risk.