UNIT-1

INDIAN FINANCIAL SYSTEM

Sugandha Sharma
Faculty Associate
ICFAI Law School (ILS),
ICFAI University.
Flow Of Funds:
 INDIAN FINANCIAL SYSTEM
GOI/MoF
FINANCIAL FINANCIAL FINANCIAL
REGULATOR FINANCIAL MARKET
INSTITUTION INSTRUMENT SERVICES

RBI
Banking Non-banking Insurance and housing
SEBI institution institution finance companies

IRDA Schedule bank Schedule

cooperative banks Non-banking Development
RERA financial companies finance institution
Public sector bank
Rural co. bank
Private sector bank
PFRDA Urban co. bank
Foreign bank
Regional rural bank All India financial State level institution Other
institution : : institutions :
IFCI SFCs ECGC
IDBI SIDCs DICGC
SIDBI
NABARD
EXIM, NHB
 FINANCIAL MARKET

MONEY MARKET CAPITAL MARKET

T-Bills Equity Debt Forex Derivative

Commercial paper
Corporate bond forward
Certificate of deposit
Government security market future
Call/notice /term
option
Repo
swap
Reverse repo
 FINANCIAL INSTRUMENT FINANCIAL SERVICES

TERM TYPE Fund based Fee based

Primary sec ( NFO, IPO ) Leasing Merchant banking

Short ( 1 yr. )
Secondary sec ( BSE, NSE ) Hire purchase Credit banking
Mid ( till 5 yr. )
Innovative instrument ) Factoring M&A
Long ( > 5 yr. )
THANKYOU