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I N N O VA T BI O

LOOMGUARD
N LAB
03.2024

BLOOMGUAR
D

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BRENDA SALAZAR ◆ CESAR LORINO ◆ EMILY O’CONNOR ◆ GINEVRA PAPI ◆ KARMEN ELLER ◆
MARCELA GOMEZ
BLOOMGUARD

OUR IDEA

The demand for workplace fertility benefits is on


the rise (Forbes, 2021)

HOW
WHY 46% 48%

of employers in the US of employers plan to increase


offered fertility benefits in family health in the next 2-3
2022, which is an increase year (Maven, 2024)
from 30% three years ago (
IFEBP, 2023)

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BLOOMGUARD

OUR IDEA
E M P L O Y E R S A B O U T T H E I M P O R TA N C E O F
R E P R O D U C T I V E A N D FA M I LY B E N E F I T S :

HOW
70% for attracting employees (Maven, 2024)
WHA
T
WHY

75% for retaining employees (Maven, 2024)

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BLOOMGUARD

OUR IDEA

WHA
T
HOW 1/6 People globally affected by infertility
(WHO, 2023)

ABOUT EMPLOYEES

WHY

57% 46%

choose their employers based would forgo more pay for a


on the availability of better more generous health benefits
reproductive and family benefits package (WTW, 2022)
(Maven, 2024)

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BLOOMGUARD

“We empower workplaces by offering


tailored fertility and infertility services
through BloomGuard. Partnering with
employers, we elevate
competitiveness and inclusivity by
providing comprehensive and tailored
fertility benefits, boosting loyalty, and
productivity. Our approach goes
beyond generic health plans, ensuring
all employees receive personalised
support throughout their fertility
journey”.
BLOOMGUARD TEAM

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BLOOMGUARD

MARKET OPPORTUNITY

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BLOOMGUARD

MARKET OPPORTUNITY

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BLOOMGUARD

MARKET OPPORTUNITY

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BLOOMGUARD

OUR
ASSUMPTIONS

INSUFFICIENT DIVERSE H E A LT H C A R E
H E A LT H C A R E TA L E N T D ATA REVENUE AND PROVIDERS
COVERAGE AT T R A C T I O N A N D ACQUISITION S TA B L E I N C O M E C O L L A B O R AT I O N
RETENTION

SIGNIFICANT INTEREST FROM INCREASING MARKET DEMAND SUCCESSFUL


MARKET DEMAND C O M PA N I E S AWA R N E S S F O R D ATA REFERRALS
REQUIRES
MORE
E D U C AT I O N

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BLOOMGUARD

Canvas

1. CUSTOMER SEGMENTS

SMEs (Small and Large companies and Employees (aged 18 to


Medium-Sized multinational 50) with a contract and
Enterprises) focused on corporations focused on facing fertility issues.
offering fertility benefits offering fertility benefits
& attracting and retaining & attracting and retaining
top talent. top talent.

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BLOOMGUARD

Canvas

2 . VA L U E P R O P O S I T I O N S

COMPANIES EMPLOYEES

• Top talent attraction and retention skilled • Reduced financial burden associated with
employees. fertility issues.
• Increased employee well-being, morale and • Reduced emotional toll associated with fertility
performance. issues.
• Increased workplace inclusion and diversity. • Personalized fertility and infertility care tailored
• Affordable, customizable (in terms of services) to individual's goals and needs.
& comprehensive fertility insurance plans for • Quick and hassle-free reimbursement of
employers. expenses.
• User-friendly, online platform to manage all • User-friendly, online platform to reach top
processes and access resources. doctors, find educational resources, claim
expenses etc.

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BLOOMGUARD

Canvas

3. CHANNELS

DIRECT INDIRECT

• Website & Web Platform: Serve as • Partnerships with fertility


central hubs for information and advocates, influencers and
service access. experts.
• Social media, chatbots, • Events, conferences & congresses
advertising, email & marketing: (HR, diversity & inclusion,
Engage with users, provide healthcare etc).
support, and raise awareness.

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BLOOMGUARD

Canvas

4 . C U S T O M E R R E L AT I O N S H I P S

MOTIVATION ESTABLISHED TAILORED

Customer Acquisition: Sales For Employees: Platform, website, Personalized support for companies
representatives, webinars. chat support, educational resources. in benefit packages.
Self-service: Platform, website, chat For Companies: Sales Educational resources for
support. representatives, account employees about family planning
Customer Happiness: Email/SMS management, webinars, customer and fertility options.
updates, push notifications, social support. Dedicated customer service for both
media content, educational companies and individual
resources, NPS. employees.

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BLOOMGUARD

Canvas

5. REVENUE STREAMS

MAIN OTHERS

• Premiums from companies purchasing • Consulting Fees for Tailored Benefit


BloomGuard benefits. Packages.
• Partnership & service fees: Establish • Employee Co-payments and
partnerships with healthcare providers Deductibles.
and fertility clinics, and charge fees for • Reinsurance.
facilitating access to their services. • Educational Programs and Workshops.
• Selling anonymized health data &
research insights.

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BLOOMGUARD

Canvas

6. KEY RESOURCES

• Insurance license.
• Network of healthcare providers and
fertility clinics.
• Skilled insurance, sales & customer service
team.
• Web platform and app.
• Data analytics tool and data storage
infrastructure.
• CRM system.

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BLOOMGUARD

Canvas

7. KEY ACTIVITIES

• Designing and tailoring benefit packages.


• Establishing partnerships with healthcare providers.
• Market and sell insurance plans.
• Educating companies and employees about fertility and
infertility-related services.
• Process insurance applications, collect premiums, manage
policies and claims.
• Sell anonymized data & research insights.
• Managing the web platform & app.
• Provide assistance and support services to companies.

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BLOOMGUARD

Canvas

8 . K E Y R E L AT I O N S H I P S

• Investors providing financial resources.


• Insurance regulators for compliance.
• Human resources departments in companies for
service implementation.
• Healthcare providers and fertility clinics for service
delivery.
• IT & engineering providers developing and
maintaining the platform for service implementation.

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BLOOMGUARD

Canvas

9. COST STRUCTURE

FIXED VARIABLE

• BloomGuard's own insurance. • Healthcare services and providers


• Staff salaries & benefits (customer service, payments.
marketing, legal). • Claims processing.
• Compliance & legal costs. • Insurance premiums costs (underwriting
• IT services and technology infrastructure risks, paying insurance premiums).
costs.
• Marketing & advertising costs.
• Taxes

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BLOOMGUARD

Canvas

K E Y R E L AT I O N S H I P S KEY ACTIVITIES VA L U E CUSTOMER CUSTOMER


PROPOSITIONS R E L AT I O N S H I P S SEGMENTS
• Designing and tailoring benefit packages.
• Establishing partnerships with healthcare providers. COMPANIES Motivation:
• Market and sell insurance plans.
• Investors providing financial • Educating companies and employees about fertility • Top talent attraction and retention skilled Customer Acquisition: Sales • SMEs (Small and Medium-
and infertility-related services. employees. representatives, webinars.
resources. • Process insurance applications, collect premiums, • Increased employee well- being, morale and Self-service: Platform, website, chat Sized Enterprises) focused on
manage policies and claims.
• Insurance regulators for • Sell anonymized data & research insights. •
performance.
Increased workplace inclusion and diversity. support. offering fertility benefits &
compliance. •

Managing the web platform & app.
Provide assistance and support services to
• Affordable, customisable (in terms of services) & Customer Happiness: Email/SMS updates, attracting and retaining top
comprehensive fertility insurance plans for push notifications, social media content,
• Human resources companies. employers. talent.
educational resources, NPS.
departments in companies for • User-friendly, online platform to manage all
processes and access resources.
• Large companies and
service implementation. multinational corporations
• Healthcare providers and CHANNELS
focused on offering fertility
KEY RESOURCES EMPLOYEES
fertility clinics for service DIRECT
benefits & attracting and
delivery. • Insurance license.
• Reduced financial burden associated with fertility
issues.
retaining top talent.
• Website & Web Platform: Serve as central hubs for
• IT & engineering providers • Network of healthcare providers and • Reduced emotional toll associated with fertility information and service access. • Employees (aged 18 to 50)
issues. • Social media, chatbots, advertising, email &
developing and maintaining fertility clinics. • Personalised fertility and infertility care tailored to marketing: Engage with users, provide support, and
with a contract and facing
• Skilled insurance, sales & customer
the platform for service •
individual's goals and needs. raise awareness. fertility issues.
service team. Quick and hassle-free reimbursement of expenses.
implementation. • Web platform and app.
• User-friendly, online platform to reach top doctors, INDIRECT
find educational resources, claim expenses etc.
• Data analytics tool and data storage • Partnerships with fertility advocates, influencers and
infrastructure. experts.
• CRM system. • Events, conferences & congresses (HR, diversity &
inclusion, healthcare etc).

COST STRUCTURE REVENUE STREAMS

FIXED VARIABLE MAIN OTHERS

• BloomGuard's own insurance. • Healthcare services and providers payments. • Premiums from companies purchasing BloomGuard • Consulting Fees for Tailored Benefit Packages.
• Staff salaries & benefits (customer service, • Claims processing. benefits. • Employee Co-payments and Deductibles.
marketing, legal). • Insurance premiums costs (underwriting risks, • Partnership & service fees: Establish partnerships • Reinsurance.
• Compliance & legal costs. paying insurance premiums). with healthcare providers and fertility clinics, and • Educational Programs and Workshops.
• IT services and technology infrastructure costs. charge fees for facilitating access to their services.
• Marketing & advertising costs. • Selling anonymised health data & research insights.
• Taxes
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BLOOMGUARD

T H A N K S

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