Welcome to

My presentation
Today

About
General Banking Activities of Jamuna Bank
PLC.
MD Nazmul Hasan
2211011007
Batch: 54 (A)
Major: MIS & Finance
 BACKGROUND OF THE STUDY

This internship report has been preparing under the internship

program an indispensable part of the Bachelor of Business
Administration (BBA) program. For the internship purpose I have
chosen Jamuna Bank PLC. Which has some special mission and vision
to establish in the country. I have selected the topic "General Banking
activities of Jamuna Bank PLC". The dissertation report is an integral
part of the BBA program of the Uttara University.
 INTRODUCTIONS

Jamuna Bank PLC began operations as an conventional bank in 2001 with a strong
commitment to the social and economic development of Bangladesh. Since then, it has
been able to grow into one of the biggest third-generation banks in the nation. The Bank,
which has a huge number of branch about 167 & 343 ATM booth locations. It has
already left its mark on the private sector banking market with its creative techniques,
dynamic approach and effective management. The Bank has broadened its scope to
include a variety of banking areas, including corporate, retail, SME, offshore, and
remittance banking. Along with a range of retail banking deposit and loan options, the
bank offers export and import loans to qualified applicants, which benefits the nation's
economy as a whole.
 Company Profile
• Jamuna Bank PLC is a conventional privet bank in Bangladesh
• The bank has 167 branches with 343 ATMs
• The registration of the bank 02 April 2001
• All branches are capable to provide online bank service

To offer financial solutions To be the Bank of the first

that create, manage, and choice through maximizing
increase our clients' wealth value for our clients,
while improving the quality shareholders & employees and
of life in the communities we Mission Vision contributing to the national
serve economy with social
commitments.
 OBJECTIVES

Deposit products of Jamuna Bank PLC

01

02 Trend of deposit products of Jamuna

Bank PLC

Graphical Presentation of Five

Years Performance
03
 Methodology

Primary Data Secondary Data

1. Direct observation. 1. Website sources Jamuna Bank.

2. Discussion with officers of 2. Deposit related program of
Jamuna Bank PLC. Jamuna Bank.
3. Discussion with customers. 3. Annual report of Jamuna Bank.
 Deposit products of Jamuna Bank PLC

Savings Account Current Account Fixed Deposit

Jamuna Bank Savings Account provides an Unlimited transaction for immense A Secure Investment that Guarantees
opportunity of saving with a handsome business exposure. JB provides you the Regular Return. JB Earning Plus FD not
savings rate. Discover the power of saving best current account from which higher only just give you stable returns, financial
your own money. JB offer you a wide number of regular transactions are safety & liquidity, but also the choice of
range of savings products and services, allowed without any restriction when you want the interest on your
empowering you to be self-dependent. principal – Monthly, Quarterly or Half-
Yearly, depending upon your needs.
Features Features
• Visa/ Master Card Debit Card • Visa/ Master Card Debit Card Features
• A 10 pages’ cheque book (upon • A 50 pages’ cheque book • Minimum amount- BDT 50,000
request) • Account opening balance BDT • Maximum amount - No upper ceiling
• Account opening balance BDT 1000/= 2000/= • Tenor - 1 month/3 months/ 6 months/
• Transaction Channels – Branch, • Internet banking fees – free (Unet) 12 months
ATM/CRM • Transaction Channels – Branch, • Interest payment - At maturity
• Monthly interest accrual ATM/CRM/POS • FD Interest rate for the nearest tenor
• Internet banking fees – free (Unet) • 24/7 call center @ 16742 completed will be applicable
• 24/7 call center @ 16742
Graphical Presentation of Five Years Performance

Year Saving Account Current Account Bills Payble Fixed Deposit

(BDT in Million) (BDT in Million) (BDT in Million) (BDT in Million)

2018 52032.663276 48838.638845 7520.06 188624.974527

2019 56655.943326 57934.554760 9414.29 206565.912106

2020 70999.776995 69335.920773 8280.26 203697.537389

2021 80659.233376 78346.168340 8845.27 219173.158378

2022 85798.085259 92967.521218 7016.02 202075.933429

 FINDINGS
1. ATM booths available to 2. The absence of a marketing department
customers is insufficient. has been the most visible weakness in the
Account Opening & Deposit section.

3. In the front desk, there are fewer 4. The bank has not yet been technically
employees who can’t handle a larger updated. Specifically, in the green banking
number of customers. system.

5. The technological instrument has not been updated in a long time.

 RECOMADATION

1. Deposit growth is significantly increasing, 2. They should concentrate more on

every step taken to increase deposit growth their various investment modes. The
in the future. bank should focus on marketing its
offerings to potential customers.

3. The investment method should be 4. Jamuna Bank PLC should hire

simple yet effective. qualified and experienced individuals for
its investment and general banking
departments.

5. There deposit mix product (Saving, Current, Fixed

Deposit) is significantly increasing, every step should be
taken to increase deposit mix product in the future
 CONCLUSION

In Bangladesh, Jamuna Bank PLC is a well-known traditional bank with a loyal, devoted,
and respectable clientele. The level of service received was satisfactory. Jamuna Bank must
abide by the Bangladesh Bank's laws as a conventional bank, even if these limitations
frequently place some limitations on foreign commerce. Being an intern at a respectable
company like Jamuna Bank PLC was an honor for me. The deposit department at the
Joydebpur branch proved to be highly efficient throughout my internship, and as a result, it
contributes significantly to the branch's and the bank's overall profitability. Its
management team consists of qualified bankers and managers at large, and its portfolio has
enough assets to satisfy its liabilities.
THANK YOU.