PayPal.

com’s Business Model

Anghel Oleg
Gruppo T4

“PayPal is the safer, easier way to pay and get paid online around the world.”
Index

 About PayPal
 Statistics, Facts
 How it works
 Why PayPal !?!
About PayPal - What is PayPal

 PayPal è uno strumento di micropagamento

utilizzato nell'e-commerce.
 Nella sua prima versione, PayPal era un
servizio per inviare soldi tramite PDA.
 Paypal-un sistema di pagamento via internet
• Sicuro
• Semplice
• Veloce
 Paypal rappresenta uno dei primi servizi di
escrow…
About PayPal - Key Dates:

 1998: - Peter Thiel and Max Levchin found Field Link, soon
renamed Confinity.
 1999: - Confinity launches first version of the PayPal electronic
payments system.
 2000: - Confinity is acquired by X.com Corporation.
 2001: - X.com makes initial offering of stock on NASDAQ; firm is
renamed PayPal Inc.
 2002: - eBay Inc. acquires PayPal for $1.5 billion in stock.
 2005: PayPal acquires VeriSign’s payment gateway business.
 2007: PayPal introduces the PayPal Security Key.
 2008: PayPal has more than 60 million active accounts in 190
countries and 17 currencies around the world.
Statistics, Facts

 The domain paypal.com attracted at least 260 million

visitors annually by 2008 .
 PayPal supports payments in 19 currencies .
 PayPal has a local websites in 14 markets outside the U.S.
 PayPal maintains a very low loss rate due to fraud –
0.29%, just over one quarter of one percent.
 PayPal’s Payflow Gateway processed $64 billion in Total
Payment Volume in 2007…
Statistics, Facts -Italia

 In ultimi 4 anni in italia il mercato e-commerce vede

una crescita di circa 42% annuo. PayPal come modalità
di pagamento è in forte crescita arrivanda a gestire il
9% dei volumi nel 2008
 L’e-commerce - ormai una
realtà sempre più italiana…
 PayPal è accettato come
metodo di pagamento
Statistics, Facts – Anti-PayPal

 "PAYPAL PROBLEMS“ –
• Aboutpaypal.org
• Paypalsucks.com
Ex:
•PayPal Steals Money
•PayPal Password Hacked
•PayPal Froze Account For 180 Days PayPal
•Destroyed My Business
•PayPal Phishing Email etc.
 Buyer Fraud
 Seller fraud
 Freezing PayPal Accounts
How it works - PayPal and eBay
 How it works

PayPal Provides an All- Protecting the security

Payment
in-One Solution for Processing of a merchant’s
Online Merchants
Service information is the top
priority at PayPal.
.

Customer’s
Merchant issuing bank

Merchant’s
Processor acquiring bank
Customer
 Why PayPal !?!

 Migliaia di nuovi  Modalità di pagamento diffuso

utenti ogni anno in tutto il mondo che diventa
 Una crescita di 34% sempre più significativa
ogni anno
Why PayPal !?!

 Leading Global Brands Accept PayPal

Why PayPal - Security

 Security key - in 2007, PayPal introduced an optional

security key as an additional precaution against fraud.
 Phishing - PayPal has developed substantial anti-
Phishing resources.
 PayPal Security Center:
• Privacy to Fight Identity Theft
• Prevention to Help Stop Fraud
• Protection for Your Purchases
 .
Grazie per l’attenzione!

Be Payable with PayPal