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Harish Chand

Delhi LIC Agent

577, GH-9, PASCHIM VIHAR


NEW DELHI- 110087
INDIA, 9811896425, 9212201725
www.delhiLICagent.com

Magic Yield Presentation

Date : 11/11/2010

Wonder-Plan Quotation

Quotation No :123 Chart Date :09/10/2010

Name :MUKESH Age : 24

Mat./S.B. proceeds Re-invt. Rate : 0.00% Chart required upto :09/10/2086

Section 80 CCE Investment Limit : Rs. 100000 Section 80 CCE Tax Rebate :33.99%

Sr. Plan/Tm/ Bonus Step Net Mat. Total


No Year Prem. Tm Plan Name Sum Mode DAB GA Rate Premium Year Premium Pd.

1 2010 178/20/6 Jeevan Tarang 500000 Qly 0 48 0 14119 2030 14119

500000 56476 p.a. 14119

Modewise Premium Summary

Mode of Payment
Premium
Sr No Year Plan Term Term Yearly Half Yearly Quaterly Monthly SSS
1 2010 178 20 6 55323 27949 14119 4946 4706
55323 27949 14119 4946 4706

The above statement is based on certain assumptions which are


liable to change according to Government/Corporation's policies.
Harish Chand
Delhi LIC Agent

577, GH-9, PASCHIM VIHAR


NEW DELHI- 110087
INDIA, 9811896425, 9212201725
www.delhiLICagent.com

Magic Yield Presentation

Insurance Facts

Quotation No : 123 Chart Date : 09/10/2010

Name : MUKESH Age : 24

Section 80 CCE Investment Limit :Rs. 100000 Section 80 CCE Tax Rebate :33.99%

Risk Cover Annual New Loan Total Loan Returns Comp. Value
Year Age Normal Accident Premium Available Available From L.I.C. Of Returns

2010 24 524000 524000 56476 0 0 0 0


2011 25 548000 548000 56476 0 0 0 0
2012 26 572000 572000 56476 58250 58250 0 0
2013 27 596000 596000 56476 37500 95750 0 0
2014 28 620000 620000 56476 36500 132250 0 0
2015 29 644000 644000 56476 41500 173750 0 0
2016 30 668000 668000 0 20750 194500 0 0
2017 31 692000 692000 0 23000 217500 0 0
2018 32 716000 716000 0 25500 243000 0 0
2019 33 740000 740000 0 28250 271250 0 0
2020 34 764000 764000 0 31250 302500 0 0
2021 35 788000 788000 0 29250 331750 0 0
2022 36 812000 812000 0 32750 364500 0 0
2023 37 836000 836000 0 37000 401500 0 0
2024 38 860000 860000 0 42000 443500 0 0
2025 39 884000 884000 0 47750 491250 0 0
2026 40 908000 908000 0 58500 549750 0 0
2027 41 932000 932000 0 65500 615250 0 0
2028 42 956000 956000 0 73000 688250 0 0
2029 43 980000 980000 0 116000 804250 0 0
2030 44 500000 500000 0 80750 405000 480000 480000
2031 45 500000 500000 0 27500 405000 27500 27500
2032 46 500000 500000 0 27500 405000 27500 27500
2033 47 500000 500000 0 27500 405000 27500 27500
2034 48 500000 500000 0 27500 405000 27500 27500
2035 49 500000 500000 0 27500 405000 27500 27500
2036 50 500000 500000 0 27500 405000 27500 27500
2037 51 500000 500000 0 27500 405000 27500 27500
2038 52 500000 500000 0 27500 405000 27500 27500
2039 53 500000 500000 0 27500 405000 27500 27500
2040 54 500000 500000 0 27500 405000 27500 27500
2041 55 500000 500000 0 27500 405000 27500 27500
2042 56 500000 500000 0 27500 405000 27500 27500
2043 57 500000 500000 0 27500 405000 27500 27500
2044 58 500000 500000 0 27500 405000 27500 27500
2045 59 500000 500000 0 27500 405000 27500 27500
2046 60 500000 500000 0 27500 405000 27500 27500
2047 61 500000 500000 0 27500 405000 27500 27500
2048 62 500000 500000 0 27500 405000 27500 27500
2049 63 500000 500000 0 27500 405000 27500 27500
2050 64 500000 500000 0 27500 405000 27500 27500
2051 65 500000 500000 0 27500 405000 27500 27500
2052 66 500000 500000 0 27500 405000 27500 27500

The above statement is based on certain assumptions which are


liable to change according to Government/Corporation's policies.
2053 67 500000 500000 0 27500 405000 27500 27500
2054 68 500000 500000 0 27500 405000 27500 27500
2055 69 500000 500000 0 27500 405000 27500 27500
2056 70 500000 500000 0 27500 405000 27500 27500
2057 71 500000 500000 0 27500 405000 27500 27500
2058 72 500000 500000 0 27500 405000 27500 27500
2059 73 500000 500000 0 27500 405000 27500 27500
2060 74 500000 500000 0 27500 405000 27500 27500
2061 75 500000 500000 0 27500 405000 27500 27500
2062 76 500000 500000 0 27500 405000 27500 27500
2063 77 500000 500000 0 27500 405000 27500 27500
2064 78 500000 500000 0 27500 405000 27500 27500
2065 79 500000 500000 0 27500 405000 27500 27500
2066 80 500000 500000 0 27500 405000 27500 27500
2067 81 500000 500000 0 27500 405000 27500 27500
2068 82 500000 500000 0 27500 405000 27500 27500
2069 83 500000 500000 0 27500 405000 27500 27500
2070 84 500000 500000 0 27500 405000 27500 27500
2071 85 500000 500000 0 27500 405000 27500 27500
2072 86 500000 500000 0 27500 405000 27500 27500
2073 87 500000 500000 0 27500 405000 27500 27500
2074 88 500000 500000 0 27500 405000 27500 27500
2075 89 500000 500000 0 27500 405000 27500 27500
2076 90 500000 500000 0 27500 405000 27500 27500
2077 91 500000 500000 0 27500 405000 27500 27500
2078 92 500000 500000 0 27500 405000 27500 27500
2079 93 500000 500000 0 27500 405000 27500 27500
2080 94 500000 500000 0 27500 405000 27500 27500
2081 95 500000 500000 0 27500 405000 27500 27500
2082 96 500000 500000 0 27500 405000 27500 27500
2083 97 500000 500000 0 27500 405000 27500 27500
2084 98 500000 500000 0 27500 405000 27500 27500
2085 99 500000 500000 0 27500 405000 27500 27500
2086 100 500000 500000 0 405000 405000 527500 527500
338856 2520000 2520000

The above statement is based on certain assumptions which are


liable to change according to Government/Corporation's policies.
Harish Chand
Delhi LIC Agent

577, GH-9, PASCHIM VIHAR


NEW DELHI- 110087
INDIA, 9811896425, 9212201725
www.delhiLICagent.com

Magic Yield Presentation


Quotation No : 123 Name : MUKESH

This proposal outlines 2 aspects; viz. Security on your Life and Long Term Savings. The premium that you
will be paying will actually be used for providing insurance risk cover and some returns during or at the end
of the insurance period.

Based on the term insurance rates available for your age, it is possible to estimate the cost of risk cover from the
total premium that you will be paying to LIC. Accordingly the balance premium amount can be considered
as your investment towards savings. The total value of returns from LIC at the end of the proposed
period should be viewed as a result of your savings.

The chart below gives a year by year breakup of the premium that you will be paying to LIC. The Total Premium
column indicates your actual yearwise cash out-go. The Notional Breakup columns show the components of
this out-go in terms of cost of insurance and portion considered for savings.

The above statement is based on certain assumptions which are


liable to change according to Government/Corporation's policies.
Annual Sec. 80 CCE Total Notional Breakup
Year Premium Savings Premium For Risk For Savings

2010 56476 19196 37280 2555 34725


2011 56476 19196 37280 2555 34725
2012 56476 19196 37280 2555 34725
2013 56476 19196 37280 2555 34725
2014 56476 19196 37280 2555 34725
2015 56476 19196 37280 2555 34725
2016 0 0 0 0 0
2017 0 0 0 0 0
2018 0 0 0 0 0
2019 0 0 0 0 0
2020 0 0 0 0 0
2021 0 0 0 0 0
2022 0 0 0 0 0
2023 0 0 0 0 0
2024 0 0 0 0 0
2025 0 0 0 0 0
2026 0 0 0 0 0
2027 0 0 0 0 0
2028 0 0 0 0 0
2029 0 0 0 0 0
2030 0 0 0 0 0
2031 0 0 0 0 0
2032 0 0 0 0 0
2033 0 0 0 0 0
2034 0 0 0 0 0
2035 0 0 0 0 0
2036 0 0 0 0 0
2037 0 0 0 0 0
2038 0 0 0 0 0
2039 0 0 0 0 0
2040 0 0 0 0 0
2041 0 0 0 0 0
2042 0 0 0 0 0
2043 0 0 0 0 0
2044 0 0 0 0 0
2045 0 0 0 0 0
2046 0 0 0 0 0
2047 0 0 0 0 0
2048 0 0 0 0 0
2049 0 0 0 0 0
2050 0 0 0 0 0
2051 0 0 0 0 0
2052 0 0 0 0 0
2053 0 0 0 0 0
2054 0 0 0 0 0
2055 0 0 0 0 0
2056 0 0 0 0 0
2057 0 0 0 0 0
2058 0 0 0 0 0
2059 0 0 0 0 0
2060 0 0 0 0 0
2061 0 0 0 0 0
2062 0 0 0 0 0
2063 0 0 0 0 0
2064 0 0 0 0 0
2065 0 0 0 0 0
2066 0 0 0 0 0
2067 0 0 0 0 0
2068 0 0 0 0 0
2069 0 0 0 0 0

The above statement is based on certain assumptions which are


liable to change according to Government/Corporation's policies.
2070 0 0 0 0 0
2071 0 0 0 0 0
2072 0 0 0 0 0
2073 0 0 0 0 0
2074 0 0 0 0 0
2075 0 0 0 0 0
2076 0 0 0 0 0
2077 0 0 0 0 0
2078 0 0 0 0 0
2079 0 0 0 0 0
2080 0 0 0 0 0
2081 0 0 0 0 0
2082 0 0 0 0 0
2083 0 0 0 0 0
2084 0 0 0 0 0
2085 0 0 0 0 0
2086 0 0 0 0 0
338856 223680 15330 208350

Total amount invested for savings in 76 years Rs. 208350


Total amount in hand in 2086 Rs. 2520000
Yield on investments (calculated on the basis of IRR method) 8.1 %

Key Assumptions :

1. Assuming LIC will declare the mentioned bonus rates for the year ended 31-Mar-2010
2. Sec.80 CCE Investment Limit considered available upto Rs.100000/- every year and Sec.80 CCE Tax
Rebate rate considered @ 33.99 %

The above statement is based on certain assumptions which are


liable to change according to Government/Corporation's policies.

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