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Usually for bank interviews, there will be 2 to 3 persons in the interview panel.

Before the final


interview, HR will check all the necessary documents needed and he can also ask few bank
specific questions like CASA, Basel norms and profit of the bank, difference between various
banking products etc. We are categorising the questions in 2 forms HR Questions and
Technical Questions The HR questions you can expect in your interview are
1. Tell me about yourself
2. Tell me about your family
3. Incase, if you are the only daughter/son in your family, will your parents allow you to
work anywhere across India?
4. What are your strengths and weaknesses?
5. Dont you think you are over qualified for this position?
6. Why not software after engineering?
7. Why did you leave your previous company?
8. Why do you want to work here?
9. Have you applied for any other banks?
10. What do you know about your bank?
11. Have you applied to other areas apart from banking?
12. Where do you see yourself in 5 years from now?
13. If you are female Being a girl, if you are posted in unsafe place like Assam, will you
continue to work with us?
14. Did you prepare for the interview? What did you prepare? (questions will be asked from
what you prepared)
15. Have you attended any bank interviews before?
16. Do you have any questions for us?
The Technical Questions which can be asked in a bank interview are 1. What do you know BASEL norms
2. What is CAR? (Capital Adequacy Ratio)
3. What is the current CRR and SLR?
4. What is microfinance?
5. Repo Rate and Reverse Repo rate?
6. What is SEBI?
7. What is inflation and deflation?
8. What is mutual fund?
9. What is IMF?
10. What is ULIP?
11. Do you have account in bank? Which bank? Why?
12. Differences you see in a private and public bank.
13. What is forex?
14. What is Bank rate?
15. Have you heard about KYC? what is KYC?
You may also consider referring to books available for bank interviews preparations

We have created a forum at http://banks-india.com/forum/ibps-cwe-bank-exams/ibps-interviewquestions/ to discuss and provide sample answers to these questions.

How to Answer The64ToughestInterviewQuestions

THIS BOOK IS DESIGNED TO PROVIDE ACCURATE INFORMATION ON


THESUBJECTS COVERED. HOWEVER, IT IS DONE WITH THE UNDERSTANDING
THATTHE PUBLISHER IS NOT ENGAGED IN RENDERING LEGAL, ACCOUNTING
ORPROFESSIONAL SERVICES. IF LEGAL ADVICE OR OTHER
PROFESSIONALASSSTANCE IS REQUIRED, THE SERVICES OF A COMPETENT,
PROFESSIONALPERSON SHOUID BE SOUGHT. ANY NAMES USED IN THE TEXT ARE
FICTITIOUS ANDFOR ILLUSTRATIVE PURPOSES ONLY. ANY RESEMBLANCE TO ACTUAL
PERSONSOR COMPANIES IS PURELY COINCIDENTAL AND UNINTENTIONAL..
Dedication:
This report is dedicated to courage and knowledge,the two qualities most neededto succeed in any
human challenge,especially a job search.
Table of Contents
General Guidelinesin Answering Interview
Questions......................................................................3Question 1 Tell me about yourself.
..................................................................................5Question 2 What are your greatest
strengths?.................................................................6Question 3 What are your greatest
weaknesses? ...........................................................6Question 4 Tell me about something you did
or failed to do that you now feel a littleashamed
of........................................................................................................7Question 5 Why are you
leaving (or did you leave) this position?....................................8Question 6 The Silent
Treatment...................................................................................9Question 7 Why should I hire
you?..................................................................................9Question 8 Arent you overqualified for
this position?.....................................................10Question 9 Where do you see yourself five
years from now?.........................................11Question 10 Describe your ideal company, location
and job..........................................12Question 11 Why do you want to work at our
company?................................................12Question 12 What are your career options right
now?....................................................12Question 13 Why have you been out of work so
long?...................................................13Question 14 Tell me honestly about the strong points and
weak points of your boss(company, management team,
etc.).............................................................13Question 15 What good books have you read
lately?....................................................14Question 16 Tell me about a situation when your work
was criticized.............................14Question 17 What are your outside
interests?................................................................15Question 18 The Fatal Flaw

question..........................................................................15Question 19 How do you feel about


reporting to a younger person (minority,
woman,etc)?................................................................................................................16Question 20
On confidential matters...........................................................................16Question 21 Would
you lie for the company?.................................................................17Question 22 Looking back,
what would you do differently in your life?...........................17Question 23 Could you have done
better in your last job?.............................................18Question 24 Can you work under
pressure?..................................................................18Question 25 What makes you
angry?............................................................................18Question 26 Why arent you earning
more money at this stage of your career?............19Question 27 Who has inspired you in your life
and why?...............................................19Question 28 What was the toughest decision you ever
had to make?...........................20Question 29 Tell me about the most boring job youve ever
had....................................20Question 30 Have you been absent from work more than a few days
in any
previousposition?..........................................................................................................20Question
31 What changes would you make if you came on board?.............................21Question 32 Im
concerned that you dont have as much experience as wed like in..21Question 33 How do you
feel about working nights and weekends?..............................22Question 34 Are you willing to
relocate or travel?...........................................................23Question 35 Do you have the stomach
to fire people? Have you had experience firingmany
people?..................................................................................................23Question 36 Why have
you had so many jobs?.............................................................24Question 37 What do you see as
the proper role/mission ofa good (job title youre seeking);a good
manager;6
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an executive in serving the community;a leading company in our industry;
etc.........................................................25Question 38 What would you say to your boss if hes
crazy about an idea, but you think
itstinks?.............................................................................................................25Question 39 How
could you have improved your career progress?...............................26Question 40 What would
you do if a fellow executive on your own corporate level wasntpulling his/her weightand this
was hurting your department?.......................26Question 41 Youve been with your firm a long
time. Wont it be hard switching to a
newcompany?........................................................................................................27Question 42
May I contact your present employer for a reference?...............................27Question 43 Give me
an example of your creativity (analytical skillmanaging
ability,etc.).................................................................................................................28Question 44
Where could you use some improvement?................................................28Question 45 What do
you worry about?.........................................................................28Question 46 How many hours a
week do you normally work?.......................................28Question 47 Whats the most difficult

part of being a (job title)?.....................................29Question 48 The Hypothetical


Problem.......................................................................29Question 49 What was the toughest
challenge youve ever faced?................................29Question 50 Have you consider starting your
own business?........................................30Question 51 What are your
goals?.................................................................................31Question 52 What do you for when
you hire people?.....................................................31Question 53 Sell me this stapler(this
pencilthis clockor some other object oninterviewers
desk)...........................................................................................31Question 54 The Salary
Question How much money do you want?.........................33Question 55 The Illegal
Question...................................................................................33Question 56 The Secret Illegal
Question......................................................................34Question 57 What was the toughest part
of your last job?.............................................35Question 58 How do you define successand
how do you measure up to your
owndefinition?........................................................................................................35Question 59
The Opinion Question What do you think about AbortionThePresidentThe Death
Penalty(or any other controversial subject)?............36Question 60 If you won $10 million
lottery, would you still work?....................................36Question 61 Looking back on your last
position, have you done your best work?..........37Question 62 Why should I hire you from the
outside when I could promote someone
fromwithin?.............................................................................................................37Question 63
Tell me something negative youve heard about our company...............38Question 64 On a
scale of one to ten, rate me as an interviewer...................................386
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