Corporate Social Responsibility (CSR) of BRAC Bank: Since the inception as a responsible corporate body BRAC Bank Ltd.

has undertaken various initiatives considering the interest of customers, employees, shareholders, communities and environment. These initiatives go beyond the statutory obligation/mandatory compliances to voluntary activities that promote sustainable development. BRAC Banks vision which focuses on double bottom line that it should make decisions based not only on profit but also based on social and environmental consequences is closely linked to the principles of CSR. Corporate Social responsibility (CSR) is a fundamental part of the way BRAC Bank does business. Its an opportunity to build better relationships with all stakeholders by paying closer attention to how we fulfill our social, economic, environmental and ethical responsibilities. CSR allows us to align our operations with standards and expectations that are increasingly important to our shareholders, employees, customers and communities where we operate. While most of our overall environmental impact is indirect, resulting from our financing and investment activities, we also have a direct impact on the environment through our day-to-day business operations. We are working towards reducing waste and the more efficient use of resources. The second step is reducing our indirect environmental impact by managing our investing activities. Reduction in use of the paper Paper continues to be the most significant single material input to our business. We use paper in the office and in the production of customer information documents. A4 paper use We insist on double-sided printouts and photocopies wherever relevant. Paper communication between the divisions/Customer centers of BRAC Bank has been replaced with on-line communication where possible, resulting in significant reduction in paper usage. We have converted selected staff training sessions into our E-learning process, which has resulted in reduced paper usage on training materials. is a major component of our office based paper usage. Reducing the use of paper and recycling it, provide both an environmental and economic benefit, and some of the initiatives taken by us during the year are;