GUJARAT STATE FINANCIAL CORP

GANDHINAGAR
Rs. Lakh
FY
In Flow
Opening Cash/Bank Balance
Recovery
Total In Flow
Out Flow
S L R (Actuals)
O/B
REPAID
C/B
AVG O/S
INTEREST 7%
TOTAL ( PRIN+INT )
PSB(G)
O/B
REPAID 3mor+7yly
C/B
AVG O/S
INTEREST 7%
TOTAL ( PRIN+INT )
Total Guaranted payment
PSB(NG)
O/B (60% of actual O/s as on 31/3/04 4473lakh

REPAID
C/B
AVG O/S
INTEREST 0%
Interest Payment
TOTAL ( PRIN+INT )
SIDBI
O/B (60 % of principal amount to be paid)
REPAID 2+10
C/B
AVG O/S
INTEREST 0%
INT FUNDED REPAYMENT
TOTAL ( PRIN+INT )
IDBI
O/B (60% of 1987.32lakh)

10

11

12

13

14

15

397
12500
12897

11000
11000

11000
11000

10000
10000

10000
10000

10000
10000

10000
10000

10000
10000

10000
10000

10000
10000

10000
10000

34819
3240
31579
33199
2324
5564

31579
3240
28339
29959
2097
5337

28339
3640
24699
26519
1856
5496

24699
6633
18066
21382
1497
8130

18066
2723
15344
16705
1169
3892

15344
3273
12071
13707
960
4233

12071
3355
8716
10394
728
4083

8716
6616
2100
5408
379
6995

0
0
0
0
0
0

0
0
0
0
0
0

13979
2441
11538
12758
1610
4051
9615

11538
0
11538
11538
808
808
6145

11538
0
11538
11538
808
808
6304

11538
1648
9890
10714
750
2398
10527

9890
1648
8242
9066
635
2283
6174

8242
1648
6594
7418
519
2167
6400

6594
1648
4946
5770
404
2052
6135

4946
1648
3298
4122
289
1937
8932

2684.00
383
2301
2492
0.00
0
383

2301
383
1917
2109
0.00

1917
383
1534
1725
0.00

1534
383
1150
1342
0.00

1150
383
767
959
0.00

767
383
383
575
34.51

383
383
(0)
192
11.50

(0)
0
(0)
(0)
(0.00)

2100
2100
0
1050
74
2174
13
3298
1648
1650
2474
173
1821
3995
13
(0)
0
(0)
(0)
(0.00)

383

383

383

383

383

383

32267
3227
29041
30654
0
0
3227

29041
3227
25814
27427
0
0
3227

25814
3227
22587
24201
0
0
3227

22587
3227
19361
20974
0
0
3227

19361
3227
16134
17747
0
0
3227

16134
3227
12907
14520
0
0
3227

12907
3227
9680
11294
0
0
3227

9680
3227
6454
8067
0
0
3227

6454
3227
3227
4840
0
0
3227

3227
3227
0
1614
0
0
3227

0
0
0
0
0
0
0

1192

1022

852

682

512

342

172

14
1650
1648
2
826
58
1706
1706
14
(0)
0
(0)
(0)
(0.00)

15
2
2
2
0
0
0
15
(0)
0
(0)
(0)
(0.00)

REPAID 7yly equal installments

C/B
AVG O/S
INTEREST 0%
Interest Payment
TOTAL ( PRIN+INT )
BANK LOC
O/B 60% of 4013.06
REPAID 7 yly
C/B
AVG O/S
INTEREST 0%
Interest Payment
TOTAL ( PRIN+INT )
NHFDC
O/B
REPAID
C/B
AVG O/S
INTEREST 5%
TOTAL ( PRIN+INT )
GIDC
O/B (60% of principal outstanding)
REPAID( In 3 yearly install ments )
C/B
AVG O/S
INTEREST 0%
TOTAL ( PRIN+INT )
TOTAL PRIN REP.(Gua.)
TOTAL INT PAYMENT(Gua.)
TOTAL INT + PRINCIPAL(Gua)
TOTAL PRIN REP.(NG)
TOTAL INT PAYMENT(NG)
TOTAL INT + PRINCIPAL(NG)
TOTAL PRIN REP.(G+NG)
TOTAL INT PAYMENT(G+NG)
TOTAL INT + PRINCIPAL(G+NG)
Administrative & Other Expe
Total Out Flow
Closing Balance/(GAP) in Resources
Cumulative Balance/(GAP) in Res.

170
1022
1107
0
0
170

170
852
937
0

170
682
767
0

170
512
597
0

170
342
427
0

170
172
257
0

170
2
87
0

0
0
0
0

0
0
0
0

0
0
0
0

0
0
0

170

170

170

170

170

170

2408.16
344
2064
2236
0
0
344

2064
344
1720
1892
0

1720
344
1376
1548
0

1376
344
1032
1204
0

1032
344
688
860
0

688
344
344
516
0

344
344
0
172
0

0
0
0
0
0

0
0
0
0
0

0
0
0
0
0

0
0
0
0
0

344

344

344

344

344

344

349
124
225
287
17
141

225
62
163
194
10
72

163
62
101
132
7
69

101
62
39
70
4
66

39
39
0
20
1
40

0
0
0
0

0
0
0
0

0
0
0
0

0
0
0
0

0
0
0
0

0
0
0
0

1200
400
800
1000
0
400
5681
3934
9615
4649
17
4666
10330
3951
14280
1800
16080
(3183)
(3183)

800
400
400
600
0
400
3240
2905
6145
4586
10
4596
7826
2914
10740
1700
12440
(1440)
(4624)

400
400
0
200
0
400
3640
2664
6304
4586
7
4593
8226
2670
10896
1600
12496
(1496)
(6120)

0
0
0
0
8281
2247
10527
4186
4
4190
12467
2250
14717
1500
16217
(6217)
(12337)

0
0
0
0
4371
1804
6174
4163
1
4164
8534
1805
10339
1400
11739
(1739)
(14076)

0
0
0
0
4921
1479
6400
4124
0
4124
9045
1479
10524
1300
11824
(1824)
(15899)

0
0
0
0
5003
1132
6135
4124
0
4124
9127
1132
10259
1200
11459
(1459)
(17358)

0
0
0
0
8264
668
8932
3227
0
3227
11491
668
12158
1100
13258
(3258)
(20617)

0
0
0
0
3748
247
3995
3227
0
3227
6975
247
7222
1000
8222
1778
(18839)

0
0
0
0
1648
58
1706
3227
0
3227
4875
58
4932
900
5832
4168
(14671)

0
0
0
0
0
0
0
0
0
0
0
0
0
901
901
9099
(5572)

Page 3 of 6

GUJARAT STATE FINANCIAL CORP

GANDHINAGAR
Rs. Lakh
FY
In Flow
Opening Cash/Bank Balance
Recovery
Total In Flow
Out Flow
(A) Guaranteed Principal Repayment
SLR
PSB
Total (A)

Pr.O/s
34819
13977
48796

(B) Guaranteed Interest payment

397
12500
12897

0
11000
11000

0
11000
11000

0
10000
10000

3240
2441
5681

3240
0
3240

3640
0
3640

6633
1648
8281

2324
1610
3934

2097
808
2905

1856
808
2664

1497
750
2247

9615

6145

6304

10527

383
3227
170
344
124
400
4649

383
3227
170
344
62
400
4586

383
3227
170
344
62
400
4586

383
3227
170
344
62
0
4186

Pr.Def.
2441
2441
Int Def

SLR
PSB

631
631

Total (B)
Total(C)= (A+B)
(D) Non Guaranteed Principal Repayment
PSB
SIDBI
IDBI
Bank LoC
NHFDC
GIDC
Total (D)

Pr.O/s
2684
32267
1190
2408
349
1200
40099

Pr.Def

118759715.xls.ms_officeSheet2

62
62

Page 4 of 6

GUJARAT STATE FINANCIAL CORP

GANDHINAGAR
Rs. Lakh
FY

(E) Non Guaranteed Interest payment

PSB
SIDBI
IDBI
Bank LoC
NHFDC
GIDC

Int def
517

0
0
0
0
17
0
17

0
0
0
0
10
0
10

0
0
0
0
7
0
7

0
0
0
0
4
0
4

4666

4596

4593

4190

1800

1700

1600

1500

Total Out Flow

16080

12440

12496

16217

( GAP ) in Resources

(3183)

(1440)

(1496)

(6217)

Cumulative ( GAP ) in Resources

(3183)

(4624)

(6120) (12337)

252
486
3
Total (E)

1258

(F) Total = (D+E)

Administrative & Other Expenses

118759715.xls.ms_officeSheet2

Page 5 of 6

GUJARAT STATE FINANCIAL CORP

GANDHINAGAR
Rs. Lakh
FY
In Flow
Opening Cash/Bank Balance
Recovery
Total In Flow
Out Flow
(A) Guaranteed Principal Repayment
SLR
PSB
Total (A)

10

11

12

13

14

15

0
10000
10000

0
10000
10000

0
10000
10000

0
10000
10000

0
10000
10000

0
10000
10000

0
10000
10000

2723
1648
4371

3273
1648
4921

3355
1648
5003

6616
1648
8264

2100
1648
3748

0
1648
1648

0
0
0

Total (B)

1169
635
1804

960
519
1479

728
404
1132

379
289
668

74
173
247

0
58
58

0
0
0

Total(C)= (A+B)

6174

6400

6135

8932

3995

1706

383
3227
170
344
39
0
4163

383
3227
170
344
0
0
4124

383
3227
170
344
0
0
4124

0
3227
0
0
0
0
3227

0
3227
0
0
0
0
3227

0
3227
0
0
0
0
3227

0
0
0
0
0
0
0

(B) Guaranteed Interest payment

SLR
PSB

(D) Non Guaranteed Principal Repayment

PSB
SIDBI
IDBI
Bank LoC
NHFDC
GIDC
Total (D)

118759715.xls.ms_officeSheet2

Page 6 of 6

GUJARAT STATE FINANCIAL CORP

GANDHINAGAR
Rs. Lakh
FY

10

11

12

13

14

15

(E) Non Guaranteed Interest payment

PSB
SIDBI
IDBI
Bank LoC
NHFDC
GIDC

0
0
0
0
1
0
1

0
0
0
0
0
0
0

0
0
0
0
0
0
0

0
0
0
0
0
0
0

0
0
0
0
0
0
0

0
0
0
0
0
0
0

0
0
0
0
0
0
0

4164

4124

4124

3227

3227

3227

1400

1300

1200

1100

1000

900

901

Total Out Flow

11739

11824

11459

13258

8222

5832

901

( GAP ) in Resources

(1739)

(1824)

(1459)

(3258)

1778

4168

9099

(14076) (15899) (17358)

(20617)

(18839)

(14671)

(5572)

Total (E)
(F) Total = (D+E)
Administrative & Other Expenses

Cumulative ( GAP ) in Resources

118759715.xls.ms_officeSheet2