Selection of Sample from Banking Sector of Pakistan

Sampling Design
Sampling frame: The sampling frame consists of all banks in the target population of banking sector in Pakistan. The total no. of banks in target population is 62. The following list includes all operational banks in Pakistan: Public Sector Banks

First Women Bank Limited The Bank Of Khyber National Bank Of Pakistan The Bank Of Punjab Islamic Banks

Bank Islami Pakistan Limited Albaraka Bank (Pakistan) Limited Dawood Islamic Bank Limited Meezan Bank Limited Dubai Islamic Bank Pakistan Limited Private Banks

Samba Bank Limited Js Bank Limited Allied Bank Limited KASB Bank Limited Summit Bank Limited MCB Bank Limited Askari Bank Limited My bank Limited Atlas Bank Limited Nib Bank Limited Bank Alfalah Limited Silk Bank Limited Bank Al Habib Limited Soneri Bank Limited The Royal Bank Of Scotland Limited Standard Chartered Bank (Pakistan) Limited Faysal Bank Limited

United Bank Limited Habib Bank Limited Habib Metropolitan Bank Limited Foreign Banks

The Bank Of Tokyo-Mitsubishi UFJ Limited Pakistan Operations Citibank N.A. Pakistan Operations HSBC Bank Middle East Limited Pakistan Deutsche Bank Ag Pakistan Operations Barclays Bank Plc Oman International Bank S.A.O.G Pakistan Operations Development Financial Institutions

House Building Finance Corporation Pakistan Kuwait Investment Company Limited Pak Brunei Investment Company Limited Pak Oman Investment Company Limited Pak Iran Joint Investment Company Saudi Pak Industrial & Agricultural Investment Company Limited Pak Libya Holding Company Limited Pak-China Investment Company Limited Specialized Banks

Industrial Development Bank Of Pakistan The Punjab Provincial Cooperative Bank Ltd SME Bank Limited Zarai Taraqiati Bank Limited Micro Finance Banks / Institutions

Khushhali Bank Limited Rozgar Microfinance Bank Limited Network Microfinance Bank Limited Tameer Micro Finance Bank Limited Pak Oman Microfinance Bank Limited The First Micro Finance Bank Limited Kashf Microfinance Bank Limited

Sampling Technique: To make the sample of banks operating in Pakistan for research purpose, that is true representative of its population, the stratified sampling technique is used. The different stratums or subgroups on the basis of public, private, foreign, specialized, investment and Islamic banks are made. Stratified sampling is applied on this data because it ensures the presence of key subgroups within the sample. Proportionate Stratified Sampling The proportionate stratified sampling method used for selecting sample size. This formula for proportion is applied: ns/N*n In it the ns is population in each stratum The N is total population size The n is sample size I chosen that is 30

Stratum 1. Public sector banks 2. Islamic banks 3.private banks 4. Foreign banks 5. Development financial institution 6. Specialized banks 7. Micro Finance banks Interpretation:

Proportional no. of stratum banks 2 2 10 3 4 2 4

By proportional stratified sampling, the proportional numbers are chosen from each stratum of banking sector on random sampling basis that are truly representative of their subgroups. This technique is generally used by researchers when there are categories in population and compare or find relationship among stratas. The other way is, by finding market capitalization of banks from each stratum we can chose sample of banks having larger market value.