Savings Bank A/c No frills A/c Minimum Balance Rs.5/- Charges for non-maintenance thereof Nil Savings Bank Accounts with Cheque facility Minimum Balance Rs.500.00 for Rural/SU Rs.1000.00 for Metro/Urban Charges for non-maintenance thereof Rs.20.00 er month Savings Bank Accounts without Cheque facility Minimum Balance Rs.100.00 for Rural/SU Rs.500.00 for Metro/Urban Charges for non-maintenance thereof Rs.10.00 er month Other Savings Bank Account facilities !ssue of "ulicate statement Rs.50 latest entr# Rs.$0 for re%ious entr#/age !ssue of loose che&ue lea%es Not 'licable !ssue of "ulicate ass boo( Rs.50 latest entr# Rs.$0 for re%ious entr#/age emittance !acilities through own bank ""/)*/++-!ssue Uto Rs.1000.00 Rs.25.00 'bo%e Rs.1000.00 uto Rs.5000.00 Rs.,5.00 'bo%e Rs.5000.00 to Rs.10-000.00 Rs..0.00 'bo%e Rs.10-000.00 Rs.,.00 er Rs.1000 or art thereof- Min.Rs..0 ma/.Rs.15000.00 ""/)*- Cancellation/"ulication/Re%ali0a tion 101 of the amount 2roun0e0 uto nearest Ruees3 Ma/.Rs.100 er !nstrument. 45+ Charges Uto Rs.50-000.00 Rs.20. er transaction 'bo%e Rs.50-000.00 Rs.0.50 er Rs.1000 or art thereof- Min.Rs.50 Ma/. Rs.1000.00 R+6S 7 *ut8ar0 Rs.1 to 5 lacs Rs.25 er transaction Rs.5 lacs 9 abo%e Rs.50 er transaction R+6S-!n8ar0 Nil 1 Remittance *ut8ar0 0.1251 er remittance Min.Rs.250.00 Remittance !n8ar0 Un0er instructions from foreign correson0ent Rs. 500.00 +o be e/ecute0 in 5C b# issuing ""/M+/)*/++ Rs. 0.1251 Min.Rs.250.00 +Cs 7 issue 11 on Ruees e&ui%alent Min.Rs.250.00 +Cs issue0 8hen 5C recei%e0 from abroa0 0.251 Minimum Rs.250/- Cheque Collection :ocal *utstation through o8n ban( Uto Rs.10-000.00 Rs.50 er instrument 'bo%e Rs.10-000.00 u to Rs.1 lac Rs.100.00 er instrument 'bo%e Rs.1 lac Rs.150 er instrument *utstation through another ban( Commission on 50;50 basis- i.e. remitting ban( to charge 501 9 collecting ban( to charge 501 of the alicable rate. Bouncing of che&ues 7 local Rs.50 er che&ue for SB Rs.<5 er che&ue for other Bouncing of che&ues 7 outstation - through o8n ban( Rs.<5 er che&ue for SB Rs.100 er che&ue for other etail loan Name of Scheme "rocessing fees "re#ayment fees 'llBan( Saral :oan Scheme 11 of loan amount- Minimum Rs.500 21 of the *utstan0ing Balance onl# in case of ta(eo%er )ersonal :oan to "octors 9 Me0ical )ractitioners 11 of :oan amount- Minimum Rs.500 21 of the *utstan0ing Balance onl# in case of ta(eo%er 'llahaba0 Ban( )ersonal :oan Scheme for )ensioners 0.501 of :oan amount- Minimum Rs.200 Nil 'llBan( Mobi(e Scheme Rs.500/- 21 of *utstan0ing Balance onl# in case of ta(eo%er Car :oan to salarie0 ersons Rs.1000/- 2'llahaba0 Ban( 4mlo#ees 7 N!:3 21 of *utstan0ing Balance onl# in case of ta(eo%er Car :oan to others 11 of the loan amount- Minimum Rs.2-000 21 of *utstan0ing Balance onl# in case of ta(eo%er :oan against NSC/=>) 11 of loan amount- Minimum Rs.250 Nil 40ucation :oan Scheme 5or stu0ies in !n0ia 7 Nil 5or stu0ies abroa0-Rs.500/-ufront sub?ect to the con0itions that this amount 8oul0 be a0?uste0 against the loan amount once the loan is a%aile0 from us. Nil 2 @ousing 5inance 0.501 of :oan amount- Minimum Rs.10-000/- 2'llahaba0 Ban( 4mlo#ees 7 Nil3 21 of *utstan0ing Balance onl# in case of ta(eo%er @ousing 5inance for furnishing- reair etc. 0.501 of :oan amount- Minimum Rs.500/- 2'llahaba0 Ban( 4mlo#ees 7 Nil3 Nil 'llBan( Rent Scheme Uto Rs.25 lac ; 11- Minimum Rs.2-500/- Rs.25 lac to Rs.150 lac ; 0.501- Min.Rs.25-000/- Rs.150 lac ; 0.251-Min. Rs.<5-000/- 21 of *utstan0ing Balance onl# in case of ta(eo%er 'llBan( )roert# Scheme Uto Rs.25 lac ; 11- Minimum Rs.2-500/- Rs.25 lac to Rs.150 lac ; 0.501- Min.Rs.25-000/- Rs.150 lac;0.251- Min. Rs.<5-000/- 21 of *utstan0ing Balance onl# in case of ta(eo%er 'llBan( 'bhushan Scheme :oan uto Rs.50-000 ; Rs.500/- :oan abo%e Rs.50-000 ; Rs.1-000/- 21 of *utstan0ing Balance onl# in case of ta(eo%er 'llBan( +ra0e Scheme Rs.200 er lac- Minimum Rs.1-000/- Ma/imum Rs.20-000/- 21 of *utstan0ing Balance onl# in case of ta(eo%er *%er0raft facilit# in Sa%ings Ban( 'ccounts Nil Nil 'llBan( 6ol0 :oan Scheme Nil Nil 'llBan( 6#an "ii(a Scheme Nil Nil )ersonal :oan for :!C! 4mlo#ees 9 *Acers 11 of :oan amount- Minimum Rs.500/- Nil )ersonal :oan for :!C! 'gents 11 of :oan amount- Minimum Rs.500/- Nil Clean *%er0raft facilit# for :!C! *Acers 11 of :oan amount- Minimum Rs.500/- Nil @ousing :oan to :!C! 4mlo#ees- *Acers 9 'gents 0.501 of :oan amount- Minimum Rs.10-000/- Nil Short +erm :oans for 5inancing b# local @ousing Boar0 9 "e%eloment 'uthorities for 'llotment of Resi0ential )lot/5lat @ouse :oan amount uto Rs.50-000/- ; Rs.250/- :oan amount abo%e Rs.50-000/- ; Rs.500/- Nil 'llBan( Re%erse Mortgage Scheme *ne monthBs annuit# ma/imum Rs.10-000/- Nil No dues Certificate Rs.50 per certificate Solvency Certificate Uto Rs.5 lacs Rs.1000.00 'bo%e Rs.5 lacs u to Rs.10 lacs Rs.2500.00 3 'bo%e Rs.10 lacs u to Rs.25 lacs Rs.,000.00 'bo%e Rs.25 lacs u t Rs.50 lacs Rs.<500.00 'bo%e Rs.50 lacs Rs.15000.00 Charges for changing from C/e0 to Doating rates of interest @ousing 5inance; 21 of outstan0ing balance on 0ate of con%ersion. Charges for changing from Doat to C/e0 rates of interest @ousing 5inance; 0.501 of outstan0ing balance on 0ate of con%ersion. Cards A$% Membershi fee Nil 'nnual fee Rs.100 .a. 28ai%e0 for 1 st #r3 Rene8al Charges Rs.100 !nterest charges Nil Relacement charges Rs.100 +ransaction Charges for )artner ban(s Nil Credit Cards Cre0it Car0 facilit# not ro%i0e0 b# the Ban( Membershi fee && 'nnual fee && Rene8al Charges && :ate )a#ment Charges && !nterest Charges && Relacement Charges && Cash Eith0ra8al && 'ebit Card Membershi fee Nil 'nnual fee Rs.100.00 28ai%e0 for 1 st #r3 Rene8al Charges Rs.100.00 :ate )a#ment Charges Nil Relacement charges Rs.100.00 Cash Eith0ra8al Nil %(SC)**AN)O+S Balance en&uir# Nil Balance CertiCcate Nil 2if 8ithin same Ser%ice 'rea3 'ccount closure Sa%ings Ban( 8ith Che&ue Boo( Rs.100.00 Sa%ings ban( 8ithout Che&ue Boo( Rs. <5.00 Current '/c Rs.200.00 2Ser%ice Charges are le%ie0 if the '/c is close0 8ithin one #ear of oening3 )hoto attestation Rs.50 er certiCcate Signature attestation Rs.50 er certiCcate or list Sto )a#ment charges Rs.50 for SB er instrument Rs.<5 for others er instrument 2Ma/.Rs.,00.003 !n-oerati%e account Sa%ings Ban( '/c 7N!: Current '/c 7 Rs.<5 er half #r.2if balance Belo8 Rs.50-0003 Note: Service Tax will be levied as applicable 4 A, Services rendered free of charge- $0 Che&ue lea%es 8ill be allo8e0 free to SB in0i%i0ual account hol0ers in a Calen0ar #ear. Che&ues for the urose of )ost "ate0 Che&ues 2)"C3 for our Ban( 8ill be issue0 free of cost. 5ree collection/remittance facilities for Blin0- )h#sicall# @an0icae0- 0isable0 in0i%i0uals an0 !nstitutions set u for their beneCts. 5ree collection/0iscount of ension che&ues/bills of ensioners of Central/State 6o%t./'rme0 5orces/ 5ree0om 5ighters. B, Concessions to Senior Citi.ens/"ensioners 201 belo8 the normal Ser%ice Charges for "eosit 'ccounts an0 other Miscellaneous !ssues 8oul0 be allo8e0. C, Concessions to 'efence/ "aramilitary "ersonnel 0 )1& Servicemen 't ar collection of salar#/terminal 0ues. 't ar remittances to famil# u to Rs.10-000 er month an0 one time remittance for a#ment of School/College fees in a #ear 2out of oc(et e/enses to be reco%ere03 't ar custo0# of 8ills !n house Stan0ing !nstruction free of charge. 5