TEMENOS T24

Non Stop Architecture

Presentation
Alain VINCENT
Agenda
T24 Architecture
Non Stop Architecture Challenges
Non Stop Architecture Technical Solution
Non Stop Architecture Business Solution
T 2 4
A r c h i t e c t u r e
TEMENOS T24 Functional Architecture
Channel Services Web Call Centre Mobile Browser Web Svcs IVR
Security Management System
Version Presentation Enquiry
Static Contact History Overview Customer Profitability Preferences and Groups
Trust / Private
Wealth Management
Asset Management
Performance
Modeling
Fiduciaries
Fixed deposits
Brokerage
Order processing
Corporate Actions
Treasury
FX
Swaps
Money Market
FRA
Repos
Capital Markets
Futures/Options
Retail
Accounts
DDA, checks, cards,
statements, charges,
sweeps, direct debits
Mortgages / loans
Teller
Mutual Funds*
Corporate
Trade Finance
Guarantees
Commercial Loans
Cash Management
Syndicated Loans
General
Nostro Recs
Funds Transfer
Confo matching
Euro
Planning
Leasing
Past Due
Intermediary comp
Tax
Bills
Image
Document mgt
Security Management System
CORE
Support Modules
Accounting Risk Delivery
General Ledger
MIS / Profitabilty
Limits / Collateral
Market Risk
Swift / FIX
Print / Telex / Other
Multi
Company, ccy
Language, GAC
Dev Toolkit
Programming
Database
Workflow
Exception STP
Dispo
TEMENOS T24 Technical Architecture
Channel Services Web Call Centre Mobile Browser Web Svcs IVR
Security Management System
Version Presentation Enquiry
Static Contact History Overview Customer Profitability Preferences and Groups
Trust / Private
Wealth Management
Asset Management
Performance
Modeling
Fiduciaries
Fixed deposits
Brokerage
Order processing
Corporate Actions
Treasury
FX
Swaps
Money Market
FRA
Repos
Capital Markets
Futures/Options
Retail
Accounts
DDA, checks, cards,
statements, charges,
sweeps, direct debits
Mortgages / loans
Teller
Mutual Funds*
Corporate
Trade Finance
Guarantees
Commercial Loans
Cash Management
Syndicated Loans
General
Nostro Recs
Funds Transfer
Confo matching
Euro
Planning
Leasing
Past Due
Intermediary comp
Tax
Bills
Image
Document mgt
T24 Server
Security Management System
CORE
Support Modules
Accounting Risk Delivery
General Ledger
MIS / Profitabilty
Limits / Collateral
Market Risk
Swift / FIX
Print / Telex / Other
Multi
Company, ccy
Language, GAC
Dev Toolkit
Programming
Database
Workflow
Exception STP
Dispo
TEMENOS T24 Technical Architecture
Presentation
Servers
Connection
Clients
MS Office
Crystal
Report
OLE
DDE
Telnet Desktop
Telnet jConSrv
Resource
Adapters
Web
Services
T24
Browser
T24 Web
Services
T24 Browser
GIB
Internet
Browser
Sub-
Systems
Presentation
Entreprise
Console
GCC
Database
Connectivity
jEDI
GIB
GCS
EAI
MQ Series / MSMQ
ISAPI
T24 Console
TCP/IP
Communication
J2EE & Servlet
Web
Application
Apache / IIS
Web
T24
Core
Application
Database
Oracle / DB2 / j4
jConMan
X
M
L
N O N S T O P
A r c h i t e c t u r e
Challenges
Business Challenges
Remove the dependency of running EOD treatment
without users entering new transactions
Close of Business to switch from one processing date
to the next
Core Accounting System to ensure that work entered
after close of business cut-off is handled as next
days business
Technical Challenges
Traditional End of Day processes (accruals, schedule
processing) are moved to background on-line task
Close of Business is created as a background task
Database backups must be performed online
N O N S T O P
A r c h i t e c t u r e
Technical Solution
Technical Solution
Traditional End of Day processes (accruals, schedule
processing) are moved to background on-line task
End Of Day processes have all been re-engineered so that they
are now multi-thread, each process is transaction based. All
these transactions are handled by a single program.
Each transaction can be rolled back, if a processing error occurs,
to guarantee database integrity and process continuation
Errors or Failure of tSA (TEMENOS Service Agents) are
managed by the tSM(TEMENOS Service Manager) to avoid
disruption of the processes
Technical Solution
Close of Business is created as a background task
tSM (TEMENOS Service Manager) is handling all the
tSA (TEMENOS Service Agents) that run the
transaction processing online of the re-engineered
End Of Day processes.
Close of Business is performed by a tSA. It can start
automatically (scheduled) or by operator request.
tEC (TEMENOS Enterprise Console) monitors and
controls the tSA status and job definition.
GLOBUS T
24
Resilience
tService Agents
Scalability
Resilience
Agents
list
tSA
tSA
List of
contracts
to process
Server A
tSA
tSA
tSA
Server B
Add more agents to
increase throughput
Server C
tSA
tSM
tSM
tSM
SERVER.NAME
WORKLOAD
TSA.SERVICE
If one agent is terminated then its
transaction is rolled back and the
other agents will process the
contract.
Technical Solution
Database backups must be performed online
with Oracle:
can perform online backups of the database. This is an
Oracle feature supported by t24.
with other databases:
mirror copy of the database can also be used to shortly
(time to break the mirror) take an image of the current data.
N O N S T O P
A r c h i t e c t u r e
Business Solution
Business Solution
Remove the dependency of running EOD treatment without
users entering new transactions
Accept, validate and process online transactions
Place in HLD status unauthorised transactions
Time stamp static changes having financial impact on GL figures
or calculations of the Close Of Business
Not include GL transactions (accounts and P&L)
Not include the account interest & charges calculation
No modifications on customer account statement or valuation
generated by Close Of Business
Not include foreign currency position impact in revaluation
processing of Close Of Business
Account Balances and Entries
Open actual
balance
Online actual
balance
Available
balance
Authorised

Unauthorised
?
Forward

Business Solution
Close of Business to switch from one processing
date to the next
Creates a new DATES record specifically for Close of
Business use.
Cycle the DATES record to the next working day.
Moves the STATUS on the DATES record to denote
the Close Of Business state.
Account Balances and Use
Open actual
balance
Online actual
balance
Available
balance
Financial
reporting

Balance
checking

Intra day
enquiries

Business Solution
Core Accounting System to ensure that work
entered after close of business cut-off is handled
as next days business
Identification of entries passed across accounts and
P&L from transactions entered after the Close Of
Business as these must be considered next days
work from a book keeping perspective.
Q U E S T I O N S ?
T24 Non Stop - Example
T
24
COB Accounting Example
Starting data on 01/07
Account 1 GBP Account2 USD
Open Actual Balance 1000 Open Actual Balance 2000
On-line actual
Balance
1000 On-line actual
Balance
2000
Available Date 01/07 02/07 Available Date 01/07
Available Balance 500 500 Available Balance 2000
Difference between on-line and available balance is due to a
scheduled loan repayment of GBP 500 which will debit this
account during the COB for 01/07
T
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COB Accounting Example
Posting for an on-line transaction 01/07
Account 1 GBP Account2 USD
Open Actual Balance 1000 Open Actual Balance 2000
On-line actual Balance: 750 On-line actual Balance 2375
Available Date 01/07 02/07 Available Date 01/07 02/07
Available Balance 250 250 Available Balance 2000 2375
Online input of a funds transfer
Debit Account 1 GBP 250 01/07, Credit Account 2 USD 375 02/07
T
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COB Accounting Example
Initiate COB
Application Application
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Reporting Reporting
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Initiate Close Of Business process
Cycle on-line date to 02/07 Close Of Business date remains 01/07
Account 1 GBP Account2 USD
Open Actual Balance 1000 Open Actual Balance 2000
On-line actual Balance: 750 On-line actual Balance 2375
Available Date 01/07 02/07 Available Date 01/07 02/07
Available Balance 250 250 Available Balance 2000 2375
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COB Accounting Example
On-line transfer during COB
Application Application
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Reporting Reporting
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Online input of a funds transfer
Debit Account 1 GBP 200 02/07, Credit Account 2 USD 280 03/07
Application Application
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Account 1 GBP Account2 USD
Open Actual Balance 1000 Open Actual Balance 2000
On-line actual Balance: 550 On-line actual Balance 2655
Available Date 01/07 02/07 Available Date 01/07 02/07 03/07
Available Balance 250 50 Available Balance 2000 2375 2655
T
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COB Accounting Example
Scheduled Loan Repayment
Application Application
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Application Application
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Process scheduled loan repayment
Debit Account 1 GBP 500
Account 1 GBP Account2 USD
Open Actual Balance 1000 Open Actual Balance 2000
On-line actual Balance: 50 On-line actual Balance 2655
Available Date 01/07 02/07 Available Date 01/07 02/07 03/07
Available Balance 250 50 Available Balance 2000 2375 2655
T
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COB Accounting Example
Cycle ledger balances
Application Application
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System Wide System Wide Application Application
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Cycle open actual
balances
Account 1 GBP Account2 USD
Open Actual Balance 250 Open Actual Balance 2375
On-line actual Balance: 50 On-line actual Balance 2655
Available Date 01/07 02/07 Available Date 01/07 02/07 03/07
Available Balance 250 50 Available Balance 2000 2375 2655
T
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COB Accounting Example
Cycle available dates and balances
System Wide System Wide Application Application
Application Application
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Reporting Reporting
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Cycle available dates Cycle available dates
and balances and balances
Account 1 GBP Account2 USD
Open Actual Balance 250 Open Actual Balance 2375
Online actual Balance 50 On-line actual Balance 2655
Available Date 02/07 Available Date 02/07 03/07
Available Balance 50 Available Balance 2375 2655
T
24
COB Accounting Example
Account balance update summary
Start
COB
start
of day
On-
line
User date 06-Apr 06-Apr 06-Apr
COB date 05-Apr 06-Apr 06-Apr
Account 1 GBP 05-Apr 06-Apr 05-Apr 06-Apr 05-Apr 06-Apr 07-Apr 05-Apr 06-Apr 07-Apr 05-Apr 06-Apr 07-Apr 06-Apr 07-Apr
ledger balance 1000 - 1000 - 1000 - - 1000 - - - 250 - 250 -
book balance 1000 - 750 - 550 - - 50 - - - 50 - 50 -
available balance 500 500 250 250 250 50 50 250 50 50 250 50 50 50 50
Account 2 USD
ledger balance 2000 - 2000 - 2000 - - 2000 - - - 2375 - 2375 -
book balance 2000 - 2375 - 2675 - - 2675 - - - 2675 - 2675 -
available balance 2000 2000 2000 2375 2000 2375 2675 2000 2375 2675 2000 2375 2675 2375 2675
06-Apr
06-Apr
Transfer
ac1 -250 05/04
ac2 +$375 06/04
Transfer
ac1 -200 06/04
ac2 +$300 07/04
05-Apr
06-Apr
Loan repayment
ac1 -500 01/07
Online
06-Apr
05-Apr
COB date
change
05-Apr
05-Apr
05-Apr
05-Apr
Application System Wide
Q U E S T I O N S ?